Buy Cheap Lancaster, OH Auto Insurance (2022)

Lancaster, OH auto insurance rates average $236 a month. Minimum auto insurance requirements in Lancaster, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Lancaster, OH, compare Lancaster auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lancaster after a DUI is Liberty Mutual
  • Average auto insurance rates in Lancaster, OH are $236/month
  • The most expensive auto insurance company in Lancaster is Liberty Mutual

Finding affordable Lancaster, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Lancaster, OH auto insurance with confidence is right here. Auto insurance rates in Lancaster are affected by local factors as well as personal ones like your driving record.

See how Lancaster, OH car insurance rates compare to Hamilton auto insurance rates, Columbus auto insurance rates, and Toledo auto insurance rates before you read more about the cost of auto insurance in Lancaster.

Don’t buy Lancaster, OH auto insurance until you’ve compared rates. Get free Lancaster, Ohio auto insurance quotes when you enter your ZIP code above.

Lancaster, OH Minimum Auto Insurance Requirements

The required auto insurance in Lancaster, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Lancaster, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Lancaster, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lancaster, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lancaster, OH. Take a look at Lancaster, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lancaster, Ohio

Insurance Company Poor Fair Good
Allstate $4,004 $2,917 $2,437
American Family $2,057 $1,403 $1,189
Farmers $3,918 $3,309 $3,151
GEICO $2,220 $1,851 $1,483
Liberty Mutual $6,299 $3,857 $3,024
Nationwide $4,013 $3,232 $2,728
Progressive $3,880 $3,363 $3,146
State Farm $3,931 $2,429 $1,914
Travelers $3,168 $2,755 $2,572
USAA $2,069 $1,460 $1,242

Buy Cheap Lancaster, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lancaster, Ohio auto insurance rates? Find out how car insurance rates in Lancaster, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lancaster, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,079 $2,070 $1,874 $2,003 $5,783 $6,626 $2,185 $2,334
American Family $967 $1,005 $882 $887 $2,971 $3,231 $1,195 $1,260
Farmers $1,827 $1,823 $1,610 $1,699 $8,110 $8,420 $2,048 $2,137
GEICO $1,334 $1,296 $1,251 $1,264 $3,589 $3,339 $1,483 $1,255
Liberty Mutual $2,059 $2,248 $1,585 $1,926 $10,674 $12,059 $2,195 $2,400
Nationwide $2,215 $2,226 $1,999 $2,013 $5,680 $7,325 $2,374 $2,764
Progressive $1,770 $1,661 $1,476 $1,523 $7,985 $8,984 $2,117 $2,189
State Farm $1,643 $1,643 $1,474 $1,474 $5,197 $6,524 $1,912 $2,195
Travelers $1,326 $1,347 $1,311 $1,305 $5,595 $8,804 $1,379 $1,585
USAA $963 $971 $913 $914 $2,966 $3,308 $1,291 $1,397

Buy Cheap Lancaster, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lancaster can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lancaster, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lancaster, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,783 $6,626
American Family $2,971 $3,231
Farmers $8,110 $8,420
GEICO $3,589 $3,339
Liberty Mutual $10,674 $12,059
Nationwide $5,680 $7,325
Progressive $7,985 $8,984
State Farm $5,197 $6,524
Travelers $5,595 $8,804
USAA $2,966 $3,308

Buy Cheap Lancaster, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Lancaster, Ohio by comparing Lancaster senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lancaster, OH here.

Annual Auto Insurance Rates for Senior Drivers in Lancaster, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,874 $2,003
American Family $882 $887
Farmers $1,610 $1,699
GEICO $1,251 $1,264
Liberty Mutual $1,585 $1,926
Nationwide $1,999 $2,013
Progressive $1,476 $1,523
State Farm $1,474 $1,474
Travelers $1,311 $1,305
USAA $913 $914

Find Cheap Auto Insurance Rates in Lancaster, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lancaster, Ohio auto insurance. Compare Lancaster, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lancaster, Ohio

Insurance Company Low Medium High
Allstate $3,027 $3,114 $3,218
American Family $1,524 $1,561 $1,563
Farmers $3,275 $3,405 $3,698
GEICO $1,793 $1,843 $1,917
Liberty Mutual $4,236 $4,414 $4,530
Nationwide $3,678 $3,222 $3,073
Progressive $3,329 $3,434 $3,626
State Farm $2,621 $2,767 $2,886
Travelers $2,764 $2,868 $2,863
USAA $1,525 $1,589 $1,657

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Find Cheap Lancaster, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lancaster. Compare auto insurance rates in Lancaster, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lancaster, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,119 $3,119
American Family $1,531 $1,568
Farmers $3,459 $3,459
GEICO $1,819 $1,883
Liberty Mutual $4,393 $4,393
Nationwide $3,324 $3,324
Progressive $3,463 $3,463
State Farm $2,689 $2,826
Travelers $2,831 $2,831
USAA $1,530 $1,651

Find Cheap Lancaster, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Lancaster, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lancaster, OH, take a look at the average cost for various violations versus rates for a clean driving record in Lancaster.

Annual Lancaster, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,622 $3,167 $3,722 $2,967
American Family $1,484 $1,571 $1,571 $1,571
Farmers $2,852 $3,674 $3,583 $3,728
GEICO $1,256 $1,814 $2,629 $1,707
Liberty Mutual $3,695 $4,732 $4,840 $4,306
Nationwide $2,663 $3,389 $4,300 $2,945
Progressive $2,984 $4,067 $3,179 $3,622
State Farm $2,509 $3,007 $2,758 $2,758
Travelers $2,091 $2,718 $4,089 $2,428
USAA $1,222 $1,637 $2,149 $1,354

Find Cheap Lancaster, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lancaster, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Lancaster for less when you shop around and compare rates from multiple Lancaster, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lancaster, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,722
American Family $1,571
Farmers $3,583
GEICO $2,629
Liberty Mutual $4,840
Nationwide $4,300
Progressive $3,179
State Farm $2,758
Travelers $4,089
USAA $2,149

Winners by Category: Where to Buy Cheap Auto Insurance in Lancaster, OH

Compare rates from the cheapest auto insurance companies in Lancaster, OH for your needs. Take a look at how Lancaster, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lancaster, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Lancaster, Ohio Auto Insurance Companies

If you’re looking for the cheapest Lancaster, OH auto insurance companies overall, you can compare them here. Find the best price for Lancaster, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Lancaster, Ohio

Insurance Company Average Annual Rates
Allstate $3,119
American Family $1,550
Farmers $3,459
GEICO $1,851
Liberty Mutual $4,393
Nationwide $3,324
Progressive $3,463
State Farm $2,758
Travelers $2,831
USAA $1,590

What affects Lancaster, Ohio auto insurance rates?

Local factors affect auto insurance rates in Lancaster, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Lancaster auto insurance rates.

Auto Theft in Lancaster

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Lancaster, OH auto theft show a total of 56 vehicle thefts annually.

Commute Times in Lancaster

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lancaster, OH is 26.9 minutes according to City-Data.

Traffic in Lancaster

How is traffic in Lancaster, Ohio? Inrix data shows that Lancaster, OH traffic makes it the 297th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Lancaster, OH

You can buy cheap Lancaster, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lancaster, Ohio auto insurance quotes from top companies.

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