Buy Cheap Lancaster, NH Auto Insurance (2022)

Lancaster, NH auto insurance rates average $262 a month. Minimum auto insurance requirements in Lancaster, New Hampshire are 25/50/25 to comply with New Hampshire laws. To buy cheap auto insurance in Lancaster, NH, compare Lancaster auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lancaster is Liberty Mutual
  • Average auto insurance rates in Lancaster, NH after a DUI are $3,647/year
  • Average auto insurance rates in Lancaster, NH are $262/month

Finding affordable Lancaster, New Hampshire auto insurance can be challenging, but everything you need to know to buy cheap Lancaster, NH auto insurance with confidence is right here. Auto insurance rates in Lancaster are affected by local factors as well as personal ones like your driving record.

See how Lancaster, NH car insurance rates compare to Dover auto insurance rates, Concord auto insurance rates, and Manchester auto insurance rates before you read more about the cost of auto insurance in Lancaster.

Don’t buy Lancaster, NH auto insurance until you’ve compared rates. Get free Lancaster, New Hampshire auto insurance quotes when you enter your ZIP code above.

Lancaster, NH Minimum Auto Insurance Requirements

The required auto insurance in Lancaster, NH is 25/50/25 according to the auto insurance laws in New Hampshire. The minimum auto insurance in Lancaster, New Hampshire is outlined here.

Minimum Required Auto Insurance Coverage in Lancaster, New Hampshire

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lancaster, NH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lancaster, NH. Take a look at Lancaster, New Hampshire auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lancaster, New Hampshire

Insurance Company Poor Fair Good
Allstate $3,415 $2,528 $2,386
GEICO $1,975 $1,619 $1,410
Liberty Mutual $12,049 $7,349 $5,750
Nationwide $2,793 $2,289 $2,113
Progressive $2,998 $2,627 $2,461
State Farm $3,129 $1,947 $1,551
USAA $2,606 $1,711 $1,440

Buy Cheap Lancaster, NH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lancaster, New Hampshire auto insurance rates? Find out how car insurance rates in Lancaster, NH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lancaster, New Hampshire

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,990 $2,111 $2,133 $2,337 $4,123 $5,208 $2,092 $2,218
GEICO $1,093 $1,084 $980 $980 $2,651 $3,683 $1,141 $1,730
Liberty Mutual $4,913 $5,306 $4,005 $4,491 $17,861 $19,798 $5,185 $5,502
Nationwide $1,534 $1,558 $1,383 $1,452 $4,234 $5,375 $1,761 $1,890
Progressive $1,381 $1,262 $1,198 $1,207 $6,289 $6,950 $1,629 $1,644
State Farm $1,380 $1,380 $1,250 $1,250 $4,080 $5,034 $1,536 $1,761
USAA $990 $972 $923 $925 $4,272 $4,666 $1,245 $1,359

Buy Cheap Lancaster, NH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lancaster can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lancaster, NH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lancaster, New Hampshire

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,123 $5,208
GEICO $2,651 $3,683
Liberty Mutual $17,861 $19,798
Nationwide $4,234 $5,375
Progressive $6,289 $6,950
State Farm $4,080 $5,034
USAA $4,272 $4,666

Buy Cheap Lancaster, NH Auto Insurance for Seniors

You can save on senior auto insurance rates in Lancaster, New Hampshire by comparing Lancaster senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lancaster, NH here.

Annual Auto Insurance Rates for Senior Drivers in Lancaster, New Hampshire

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,133 $2,337
GEICO $980 $980
Liberty Mutual $4,005 $4,491
Nationwide $1,383 $1,452
Progressive $1,198 $1,207
State Farm $1,250 $1,250
USAA $923 $925

Find Cheap Auto Insurance Rates in Lancaster, NH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lancaster, New Hampshire auto insurance. Compare Lancaster, NH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lancaster, New Hampshire

Insurance Company Low Medium High
Allstate $2,707 $2,774 $2,849
GEICO $1,593 $1,659 $1,752
Liberty Mutual $8,079 $8,358 $8,711
Nationwide $2,567 $2,365 $2,264
Progressive $2,606 $2,695 $2,785
State Farm $2,125 $2,210 $2,291
USAA $1,850 $1,916 $1,991

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Find Cheap Lancaster, NH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lancaster. Compare auto insurance rates in Lancaster, NH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lancaster, New Hampshire

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,739 $2,814
GEICO $1,654 $1,682
Liberty Mutual $8,383 $8,383
Nationwide $2,398 $2,398
Progressive $2,695 $2,695
State Farm $2,160 $2,258
USAA $1,900 $1,938

Find Cheap Lancaster, NH Auto Insurance Rates by Driving Record

Auto insurance rates in Lancaster, New Hampshire are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lancaster, NH, take a look at the average cost for various violations versus rates for a clean driving record in Lancaster.

Annual Lancaster, New Hampshire Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,302 $3,138 $2,970 $2,696
GEICO $1,492 $1,649 $2,039 $1,492
Liberty Mutual $5,269 $9,504 $9,771 $8,986
Nationwide $1,846 $2,559 $3,131 $2,057
Progressive $2,318 $3,182 $2,560 $2,721
State Farm $2,035 $2,180 $2,585 $2,035
USAA $1,483 $1,996 $2,472 $1,724

Find Cheap Lancaster, NH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lancaster, New Hampshire is higher than for a clean driving record. You can buy auto insurance after a DUI in Lancaster for less when you shop around and compare rates from multiple Lancaster, NH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lancaster, New Hampshire

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $2,970
GEICO $2,039
Liberty Mutual $9,771
Nationwide $3,131
Progressive $2,560
State Farm $2,585
USAA $2,472

Winners by Category: Where to Buy Cheap Auto Insurance in Lancaster, NH

Compare rates from the cheapest auto insurance companies in Lancaster, NH for your needs. Take a look at how Lancaster, New Hampshire auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lancaster, New Hampshire

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Lancaster, New Hampshire Auto Insurance Companies

If you’re looking for the cheapest Lancaster, NH auto insurance companies overall, you can compare them here. Find the best price for Lancaster, New Hampshire car insurance by company.

Average Annual Auto Insurance Rates by Company in Lancaster, New Hampshire

Insurance Company Average Annual Rates
Allstate $2,777
GEICO $1,668
Liberty Mutual $8,383
Nationwide $2,398
Progressive $2,695
State Farm $2,209
USAA $1,919

What affects Lancaster, New Hampshire auto insurance rates?

Local factors affect auto insurance rates in Lancaster, NH, including traffic, theft statistics, and commute length. Take a look at the things that impact Lancaster auto insurance rates.

Auto Theft in Lancaster

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Lancaster, NH auto theft show a total of 5 vehicle thefts annually.

Commute Times in Lancaster

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lancaster, NH is 21.3 minutes according to City-Data.

Traffic in Lancaster

How is traffic in Lancaster, New Hampshire? Inrix data shows that Lancaster, NH traffic makes it the 297th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Lancaster, NH

You can buy cheap Lancaster, NH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lancaster, New Hampshire auto insurance quotes from top companies.

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