Buy Cheap Lamy, NM Auto Insurance (2021)

Lamy, NM auto insurance rates average $300 a month. Minimum auto insurance requirements in Lamy, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Lamy, NM, compare Lamy auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Lamy, NM for teens drivers are $7,064/year
  • The most expensive auto insurance company in Lamy after a DUI is GEICO
  • The most expensive auto insurance company in Lamy is GEICO

Finding affordable Lamy, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Lamy, NM auto insurance with confidence is right here. Auto insurance rates in Lamy are affected by local factors as well as personal ones like your driving record.

See how Lamy, NM car insurance rates compare to Carlsbad auto insurance rates, Hobbs auto insurance rates, and Las Cruces auto insurance rates before you read more about the cost of auto insurance in Lamy.

Don’t buy Lamy, NM auto insurance until you’ve compared rates. Get free Lamy, New Mexico auto insurance quotes when you enter your ZIP code above.

Lamy, NM Minimum Auto Insurance Requirements

The required auto insurance in Lamy, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Lamy, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Lamy, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Lamy, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lamy, NM. Take a look at Lamy, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lamy, New Mexico

Insurance Company Poor Fair Good
Allstate $5,125 $4,222 $3,857
Farmers $4,955 $4,106 $3,903
GEICO $5,261 $4,587 $4,247
Nationwide $4,402 $3,436 $2,978
Progressive $3,377 $3,031 $2,878
State Farm $3,563 $2,201 $1,745
USAA $3,274 $2,445 $2,116

Buy Cheap Lamy, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lamy, New Mexico auto insurance rates? Find out how car insurance rates in Lamy, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lamy, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,569 $2,558 $2,370 $2,490 $8,987 $10,453 $2,817 $2,968
Farmers $2,386 $2,373 $2,135 $2,285 $9,852 $10,109 $2,679 $2,752
GEICO $2,893 $2,967 $2,716 $2,716 $8,574 $11,673 $3,043 $3,007
Nationwide $2,450 $2,484 $2,231 $2,332 $6,029 $7,570 $2,777 $2,967
Progressive $1,616 $1,553 $1,482 $1,480 $6,912 $7,774 $1,947 $1,999
State Farm $1,613 $1,613 $1,476 $1,476 $4,459 $5,587 $1,806 $1,993
USAA $1,705 $1,689 $1,625 $1,613 $4,637 $5,241 $2,119 $2,265

Buy Cheap Lamy, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lamy can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lamy, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lamy, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,987 $10,453
Farmers $9,852 $10,109
GEICO $8,574 $11,673
Nationwide $6,029 $7,570
Progressive $6,912 $7,774
State Farm $4,459 $5,587
USAA $4,637 $5,241

Buy Cheap Lamy, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Lamy, New Mexico by comparing Lamy senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lamy, NM here.

Annual Auto Insurance Rates for Senior Drivers in Lamy, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,370 $2,490
Farmers $2,135 $2,285
GEICO $2,716 $2,716
Nationwide $2,231 $2,332
Progressive $1,482 $1,480
State Farm $1,476 $1,476
USAA $1,625 $1,613

Find Cheap Auto Insurance Rates in Lamy, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lamy, New Mexico auto insurance. Compare Lamy, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lamy, New Mexico

Insurance Company Low Medium High
Allstate $4,155 $4,390 $4,660
Farmers $3,920 $4,281 $4,763
GEICO $4,341 $4,685 $5,069
Nationwide $3,517 $3,579 $3,719
Progressive $2,925 $3,096 $3,265
State Farm $2,267 $2,511 $2,731
USAA $2,438 $2,624 $2,773

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Lamy, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lamy. Compare auto insurance rates in Lamy, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lamy, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,402 $4,402
Farmers $4,321 $4,321
GEICO $4,626 $4,771
Nationwide $3,605 $3,605
Progressive $3,095 $3,095
State Farm $2,440 $2,566
USAA $2,534 $2,689

Find Cheap Lamy, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Lamy, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lamy, NM, take a look at the average cost for various violations versus rates for a clean driving record in Lamy.

Annual Lamy, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,589 $4,796 $5,152 $4,070
Farmers $3,648 $4,707 $4,598 $4,333
GEICO $2,790 $4,448 $8,767 $2,790
Nationwide $2,706 $3,784 $4,870 $3,060
Progressive $2,673 $3,679 $2,878 $3,151
State Farm $2,346 $2,556 $2,556 $2,556
USAA $1,936 $2,707 $3,542 $2,260

Find Cheap Lamy, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lamy, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Lamy for less when you shop around and compare rates from multiple Lamy, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lamy, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,152
Farmers $4,598
GEICO $8,767
Nationwide $4,870
Progressive $2,878
State Farm $2,556
USAA $3,542

Winners by Category: Where to Buy Cheap Auto Insurance in Lamy, NM

Compare rates from the cheapest auto insurance companies in Lamy, NM for your needs. Take a look at how Lamy, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lamy, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Lamy, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Lamy, NM auto insurance companies overall, you can compare them here. Find the best price for Lamy, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Lamy, New Mexico

Insurance Company Average Annual Rates
Allstate $4,402
Farmers $4,321
GEICO $4,699
Nationwide $3,605
Progressive $3,095
State Farm $2,503
USAA $2,612

Compare Auto Insurance Quotes in Lamy, NM

You can buy cheap Lamy, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lamy, New Mexico auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption