Buy Cheap Lamesa, TX Auto Insurance (2021)

Lamesa, TX auto insurance rates average $314 a month. Minimum auto insurance requirements in Lamesa, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Lamesa, TX, compare Lamesa auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lamesa, TX are $314/month
  • Average auto insurance rates in Lamesa, TX for teens drivers are $6,576/year
  • Average auto insurance rates in Lamesa, TX after a DUI are $4,286/year

Finding affordable Lamesa, Texas auto insurance can be challenging, but everything you need to know to buy cheap Lamesa, TX auto insurance with confidence is right here. Auto insurance rates in Lamesa are affected by local factors as well as personal ones like your driving record.

See how Lamesa, TX car insurance rates compare to Plano auto insurance rates, El Paso auto insurance rates, and San Antonio auto insurance rates before you read more about the cost of auto insurance in Lamesa.

Don’t buy Lamesa, TX auto insurance until you’ve compared rates. Get free Lamesa, Texas auto insurance quotes when you enter your ZIP code above.

Lamesa, TX Minimum Auto Insurance Requirements

The required auto insurance in Lamesa, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Lamesa, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Lamesa, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lamesa, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lamesa, TX. Take a look at Lamesa, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lamesa, Texas

Insurance Company Poor Fair Good
Allstate $6,990 $5,100 $4,354
American Family $5,252 $3,263 $2,852
GEICO $5,367 $3,032 $2,018
Nationwide $5,059 $4,032 $3,507
Progressive $5,228 $4,456 $4,107
State Farm $3,499 $2,177 $1,735
USAA $3,528 $1,968 $1,564

Buy Cheap Lamesa, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lamesa, Texas auto insurance rates? Find out how car insurance rates in Lamesa, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lamesa, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,578 $3,634 $3,538 $3,538 $9,210 $11,209 $4,458 $4,686
American Family $2,346 $2,595 $2,164 $2,461 $5,914 $7,764 $3,305 $3,763
GEICO $2,629 $2,801 $2,450 $2,731 $5,595 $5,839 $2,853 $2,882
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,550 $2,471 $2,239 $2,299 $9,941 $11,093 $3,050 $3,133
State Farm $1,757 $1,757 $1,557 $1,557 $4,084 $5,184 $1,902 $1,965
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Buy Cheap Lamesa, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lamesa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lamesa, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lamesa, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,210 $11,209
American Family $5,914 $7,764
GEICO $5,595 $5,839
Nationwide $7,378 $9,563
Progressive $9,941 $11,093
State Farm $4,084 $5,184
USAA $3,909 $4,372

Buy Cheap Lamesa, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Lamesa, Texas by comparing Lamesa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lamesa, TX here.

Annual Auto Insurance Rates for Senior Drivers in Lamesa, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,538 $3,538
American Family $2,164 $2,461
GEICO $2,450 $2,731
Nationwide $2,331 $2,486
Progressive $2,239 $2,299
State Farm $1,557 $1,557
USAA $1,464 $1,501

Find Cheap Auto Insurance Rates in Lamesa, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lamesa, Texas auto insurance. Compare Lamesa, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lamesa, Texas

Insurance Company Low Medium High
Allstate $5,388 $5,447 $5,609
American Family $3,554 $3,663 $4,151
GEICO $3,318 $3,435 $3,665
Nationwide $4,557 $4,013 $4,028
Progressive $4,424 $4,581 $4,786
State Farm $2,353 $2,463 $2,595
USAA $2,300 $2,347 $2,412

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Find Cheap Lamesa, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lamesa. Compare auto insurance rates in Lamesa, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lamesa, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,357 $5,606
American Family $3,789 $3,789
GEICO $3,398 $3,547
Nationwide $4,199 $4,199
Progressive $4,597 $4,597
State Farm $2,470 $2,470
USAA $2,322 $2,384

Find Cheap Lamesa, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Lamesa, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lamesa, TX, take a look at the average cost for various violations versus rates for a clean driving record in Lamesa.

Annual Lamesa, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,327 $6,510 $6,761 $4,327
American Family $3,462 $4,383 $3,850 $3,462
GEICO $2,944 $3,830 $3,294 $3,821
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $4,015 $5,121 $4,705 $4,548
State Farm $2,209 $2,516 $2,949 $2,209
USAA $1,787 $2,568 $3,006 $2,051

Find Cheap Lamesa, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lamesa, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Lamesa for less when you shop around and compare rates from multiple Lamesa, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lamesa, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,761
American Family $3,850
GEICO $3,294
Nationwide $5,439
Progressive $4,705
State Farm $2,949
USAA $3,006

Winners by Category: Where to Buy Cheap Auto Insurance in Lamesa, TX

Compare rates from the cheapest auto insurance companies in Lamesa, TX for your needs. Take a look at how Lamesa, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lamesa, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Lamesa, Texas Auto Insurance Companies

If you’re looking for the cheapest Lamesa, TX auto insurance companies overall, you can compare them here. Find the best price for Lamesa, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Lamesa, Texas

Insurance Company Average Annual Rates
Allstate $5,481
American Family $3,789
GEICO $3,472
Nationwide $4,199
Progressive $4,597
State Farm $2,470
USAA $2,353

What affects Lamesa, Texas auto insurance rates?

Local factors affect auto insurance rates in Lamesa, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Lamesa auto insurance rates.

Auto Theft in Lamesa

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Lamesa, TX auto theft show a total of 19 vehicle thefts annually.

Commute Times in Lamesa

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lamesa, TX is 16.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Lamesa, TX

You can buy cheap Lamesa, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lamesa, Texas auto insurance quotes from top companies.

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