Buy Cheap Lakota, IA Auto Insurance (2021)

Lakota, IA auto insurance rates average $242 a month. Minimum auto insurance requirements in Lakota, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Lakota, IA, compare Lakota auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lakota is Travelers
  • Average auto insurance rates in Lakota, IA are $242/month
  • Average auto insurance rates in Lakota, IA after a DUI are $3,510/year

Finding affordable Lakota, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Lakota, IA auto insurance with confidence is right here. Auto insurance rates in Lakota are affected by local factors as well as personal ones like your driving record.

See how Lakota, IA car insurance rates compare to Council Bluffs auto insurance rates, Sioux City auto insurance rates, and Ankeny auto insurance rates before you read more about the cost of auto insurance in Lakota.

Don’t buy Lakota, IA auto insurance until you’ve compared rates. Get free Lakota, Iowa auto insurance quotes when you enter your ZIP code above.

Lakota, IA Minimum Auto Insurance Requirements

The required auto insurance in Lakota, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Lakota, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Lakota, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Lakota, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lakota, IA. Take a look at Lakota, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lakota, Iowa

Insurance Company Poor Fair Good
Allstate $3,427 $2,731 $2,454
American Family $3,904 $2,870 $2,412
Farmers $2,724 $2,261 $2,142
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,502 $4,014 $3,156
Nationwide $2,864 $2,248 $1,970
Progressive $2,443 $1,971 $1,784
State Farm $2,925 $1,810 $1,428
Travelers $6,180 $5,272 $5,021
USAA $2,466 $1,692 $1,465

Buy Cheap Lakota, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lakota, Iowa auto insurance rates? Find out how car insurance rates in Lakota, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lakota, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,847 $1,699 $1,731 $5,431 $6,092 $2,094 $2,155
American Family $1,972 $1,972 $1,765 $1,765 $5,277 $7,395 $1,972 $2,376
Farmers $1,472 $1,500 $1,318 $1,438 $4,430 $4,719 $1,992 $2,136
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,166 $2,350 $1,905 $2,314 $10,614 $11,942 $2,455 $2,710
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,455 $1,401 $1,197 $1,245 $3,565 $4,023 $1,749 $1,892
State Farm $1,343 $1,343 $1,178 $1,178 $3,600 $4,568 $1,509 $1,717
Travelers $2,487 $2,539 $2,415 $2,420 $10,959 $17,460 $2,585 $3,062
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

Buy Cheap Lakota, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lakota can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lakota, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lakota, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,431 $6,092
American Family $5,277 $7,395
Farmers $4,430 $4,719
GEICO $4,328 $4,022
Liberty Mutual $10,614 $11,942
Nationwide $3,780 $4,882
Progressive $3,565 $4,023
State Farm $3,600 $4,568
Travelers $10,959 $17,460
USAA $3,380 $3,592

Buy Cheap Lakota, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lakota, Iowa by comparing Lakota senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lakota, IA here.

Annual Auto Insurance Rates for Senior Drivers in Lakota, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,699 $1,731
American Family $1,765 $1,765
Farmers $1,318 $1,438
GEICO $1,710 $1,564
Liberty Mutual $1,905 $2,314
Nationwide $1,464 $1,560
Progressive $1,197 $1,245
State Farm $1,178 $1,178
Travelers $2,415 $2,420
USAA $1,149 $1,174

Find Cheap Auto Insurance Rates in Lakota, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lakota, Iowa auto insurance. Compare Lakota, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lakota, Iowa

Insurance Company Low Medium High
Allstate $2,777 $2,874 $2,961
American Family $3,078 $3,232 $2,875
Farmers $2,280 $2,383 $2,464
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,379 $4,548 $4,744
Nationwide $2,455 $2,351 $2,276
Progressive $1,951 $2,072 $2,175
State Farm $1,957 $2,065 $2,141
Travelers $5,162 $5,574 $5,736
USAA $1,780 $1,880 $1,963

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Find Cheap Lakota, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lakota. Compare auto insurance rates in Lakota, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lakota, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,802 $2,939
American Family $3,026 $3,098
Farmers $2,376 $2,376
GEICO $2,294 $2,387
Liberty Mutual $4,557 $4,557
Nationwide $2,361 $2,361
Progressive $2,066 $2,066
State Farm $2,005 $2,104
Travelers $5,491 $5,491
USAA $1,806 $1,943

Find Cheap Lakota, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Lakota, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lakota, IA, take a look at the average cost for various violations versus rates for a clean driving record in Lakota.

Annual Lakota, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,452 $2,955 $3,343 $2,732
American Family $2,211 $3,235 $4,202 $2,599
Farmers $2,024 $2,511 $2,547 $2,420
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,935 $4,872 $4,965 $4,457
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,663 $2,718 $1,803 $2,080
State Farm $1,904 $2,205 $2,054 $2,054
Travelers $4,004 $5,332 $7,142 $5,486
USAA $1,432 $1,922 $2,500 $1,643

Find Cheap Lakota, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lakota, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Lakota for less when you shop around and compare rates from multiple Lakota, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lakota, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,343
American Family $4,202
Farmers $2,547
GEICO $3,206
Liberty Mutual $4,965
Nationwide $3,340
Progressive $1,803
State Farm $2,054
Travelers $7,142
USAA $2,500

Winners by Category: Where to Buy Cheap Auto Insurance in Lakota, IA

Compare rates from the cheapest auto insurance companies in Lakota, IA for your needs. Take a look at how Lakota, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lakota, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Lakota, Iowa Auto Insurance Companies

If you’re looking for the cheapest Lakota, IA auto insurance companies overall, you can compare them here. Find the best price for Lakota, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Lakota, Iowa

Insurance Company Average Annual Rates
Allstate $2,871
American Family $3,062
Farmers $2,376
GEICO $2,341
Liberty Mutual $4,557
Nationwide $2,361
Progressive $2,066
State Farm $2,054
Travelers $5,491
USAA $1,874

What affects Lakota, Iowa auto insurance rates?

Local factors affect auto insurance rates in Lakota, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lakota auto insurance rates.

Commute Times in Lakota

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lakota, IA is 22.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Lakota, IA

You can buy cheap Lakota, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lakota, Iowa auto insurance quotes from top companies.

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