Buy Cheap Lakewood, OH Auto Insurance (2021)

Lakewood, OH auto insurance rates average $242 a month. Minimum auto insurance requirements in Lakewood, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Lakewood, OH, compare Lakewood auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lakewood, OH for teens drivers are $6,082/year
  • The most expensive auto insurance company in Lakewood is Liberty Mutual
  • The most expensive auto insurance company in Lakewood after a DUI is Liberty Mutual

Finding affordable Lakewood, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Lakewood, OH auto insurance with confidence is right here. Auto insurance rates in Lakewood are affected by local factors as well as personal ones like your driving record.

See how Lakewood, OH car insurance rates compare to Parma auto insurance rates, Columbus auto insurance rates, and Canton auto insurance rates before you read more about the cost of auto insurance in Lakewood.

Don’t buy Lakewood, OH auto insurance until you’ve compared rates. Get free Lakewood, Ohio auto insurance quotes when you enter your ZIP code above.

Lakewood, OH Minimum Auto Insurance Requirements

The required auto insurance in Lakewood, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Lakewood, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Lakewood, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lakewood, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lakewood, OH. Take a look at Lakewood, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lakewood, Ohio

Insurance Company Poor Fair Good
Allstate $4,170 $3,040 $2,529
American Family $2,378 $1,610 $1,361
Farmers $4,265 $3,613 $3,440
GEICO $2,106 $1,758 $1,409
Liberty Mutual $6,111 $3,767 $2,955
Nationwide $3,878 $3,127 $2,643
Progressive $4,061 $3,538 $3,320
State Farm $3,694 $2,282 $1,799
Travelers $3,569 $3,108 $2,906
USAA $1,991 $1,416 $1,209

Buy Cheap Lakewood, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lakewood, Ohio auto insurance rates? Find out how car insurance rates in Lakewood, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lakewood, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,149 $2,132 $1,949 $2,081 $6,084 $6,957 $2,239 $2,379
American Family $1,050 $1,090 $977 $979 $3,584 $3,888 $1,312 $1,385
Farmers $1,965 $1,961 $1,730 $1,833 $8,938 $9,284 $2,195 $2,276
GEICO $1,266 $1,233 $1,208 $1,232 $3,398 $3,150 $1,400 $1,175
Liberty Mutual $1,966 $2,144 $1,510 $1,842 $10,538 $11,882 $2,079 $2,261
Nationwide $2,133 $2,140 $1,931 $1,940 $5,548 $7,118 $2,280 $2,642
Progressive $1,825 $1,703 $1,520 $1,569 $8,495 $9,558 $2,186 $2,263
State Farm $1,515 $1,515 $1,370 $1,370 $4,954 $6,212 $1,767 $2,030
Travelers $1,449 $1,470 $1,443 $1,437 $6,377 $10,162 $1,509 $1,709
USAA $922 $930 $884 $878 $2,909 $3,230 $1,233 $1,322

Buy Cheap Lakewood, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lakewood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lakewood, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lakewood, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,084 $6,957
American Family $3,584 $3,888
Farmers $8,938 $9,284
GEICO $3,398 $3,150
Liberty Mutual $10,538 $11,882
Nationwide $5,548 $7,118
Progressive $8,495 $9,558
State Farm $4,954 $6,212
Travelers $6,377 $10,162
USAA $2,909 $3,230

Buy Cheap Lakewood, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Lakewood, Ohio by comparing Lakewood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lakewood, OH here.

Annual Auto Insurance Rates for Senior Drivers in Lakewood, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,949 $2,081
American Family $977 $979
Farmers $1,730 $1,833
GEICO $1,208 $1,232
Liberty Mutual $1,510 $1,842
Nationwide $1,931 $1,940
Progressive $1,520 $1,569
State Farm $1,370 $1,370
Travelers $1,443 $1,437
USAA $884 $878

Find Cheap Auto Insurance Rates in Lakewood, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lakewood, Ohio auto insurance. Compare Lakewood, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lakewood, Ohio

Insurance Company Low Medium High
Allstate $3,126 $3,238 $3,374
American Family $1,743 $1,798 $1,808
Farmers $3,548 $3,706 $4,064
GEICO $1,690 $1,748 $1,836
Liberty Mutual $4,098 $4,301 $4,434
Nationwide $3,545 $3,119 $2,985
Progressive $3,498 $3,611 $3,811
State Farm $2,448 $2,601 $2,726
Travelers $3,080 $3,242 $3,262
USAA $1,460 $1,537 $1,618

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Find Cheap Lakewood, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lakewood. Compare auto insurance rates in Lakewood, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lakewood, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,246 $3,246
American Family $1,761 $1,805
Farmers $3,773 $3,773
GEICO $1,727 $1,788
Liberty Mutual $4,278 $4,278
Nationwide $3,216 $3,216
Progressive $3,640 $3,640
State Farm $2,526 $2,657
Travelers $3,195 $3,195
USAA $1,480 $1,597

Find Cheap Lakewood, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Lakewood, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lakewood, OH, take a look at the average cost for various violations versus rates for a clean driving record in Lakewood.

Annual Lakewood, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,713 $3,295 $3,894 $3,084
American Family $1,705 $1,809 $1,809 $1,809
Farmers $3,111 $4,012 $3,914 $4,054
GEICO $1,189 $1,719 $2,513 $1,609
Liberty Mutual $3,588 $4,623 $4,709 $4,192
Nationwide $2,589 $3,278 $4,143 $2,856
Progressive $3,132 $4,287 $3,337 $3,803
State Farm $2,348 $2,835 $2,592 $2,592
Travelers $2,350 $3,064 $4,633 $2,730
USAA $1,175 $1,582 $2,094 $1,303

Find Cheap Lakewood, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lakewood, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Lakewood for less when you shop around and compare rates from multiple Lakewood, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lakewood, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,894
American Family $1,809
Farmers $3,914
GEICO $2,513
Liberty Mutual $4,709
Nationwide $4,143
Progressive $3,337
State Farm $2,592
Travelers $4,633
USAA $2,094

Winners by Category: Where to Buy Cheap Auto Insurance in Lakewood, OH

Compare rates from the cheapest auto insurance companies in Lakewood, OH for your needs. Take a look at how Lakewood, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lakewood, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Lakewood, Ohio Auto Insurance Companies

If you’re looking for the cheapest Lakewood, OH auto insurance companies overall, you can compare them here. Find the best price for Lakewood, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Lakewood, Ohio

Insurance Company Average Annual Rates
Allstate $3,246
American Family $1,783
Farmers $3,773
GEICO $1,758
Liberty Mutual $4,278
Nationwide $3,216
Progressive $3,640
State Farm $2,592
Travelers $3,195
USAA $1,539

What affects Lakewood, Ohio auto insurance rates?

Local factors affect auto insurance rates in Lakewood, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Lakewood auto insurance rates.

Auto Theft in Lakewood

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Lakewood, OH auto theft show a total of 50 vehicle thefts annually.

Commute Times in Lakewood

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lakewood, OH is 23.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Lakewood, OH

You can buy cheap Lakewood, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lakewood, Ohio auto insurance quotes from top companies.

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