Buy Cheap Lakewood, CA Auto Insurance (2021)

Lakewood, CA auto insurance rates average $325 a month. Minimum auto insurance requirements in Lakewood, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Lakewood, CA, compare Lakewood auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lakewood, CA for teens drivers are $6,595/year
  • The most expensive auto insurance company in Lakewood is Farmers
  • Average auto insurance rates in Lakewood, CA after a DUI are $5,483/year

Finding affordable Lakewood, California auto insurance can be challenging, but everything you need to know to buy cheap Lakewood, CA auto insurance with confidence is right here. Auto insurance rates in Lakewood are affected by local factors as well as personal ones like your driving record.

See how Lakewood, CA car insurance rates compare to Oakland auto insurance rates, Fresno auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in Lakewood.

Don’t buy Lakewood, CA auto insurance until you’ve compared rates. Get free Lakewood, California auto insurance quotes when you enter your ZIP code above.

Lakewood, CA Minimum Auto Insurance Requirements

The required auto insurance in Lakewood, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Lakewood, California is outlined here.

Minimum Required Auto Insurance Coverage in Lakewood, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Lakewood, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lakewood, California auto insurance rates? Find out how car insurance rates in Lakewood, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lakewood, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,060 $3,050 $2,236 $2,245 $8,597 $10,791 $3,883 $4,224
Farmers $2,864 $2,864 $2,594 $2,594 $9,109 $14,840 $3,392 $3,778
GEICO $1,796 $1,797 $1,689 $1,689 $5,468 $5,553 $2,580 $2,633
Liberty Mutual $2,436 $2,293 $2,280 $2,203 $5,267 $5,658 $2,730 $2,772
Nationwide $3,526 $3,360 $3,103 $2,919 $9,056 $10,000 $4,212 $4,147
Progressive $1,898 $1,955 $1,620 $1,922 $5,120 $6,168 $2,746 $2,954
State Farm $3,650 $3,650 $3,262 $3,262 $6,755 $8,385 $4,043 $4,167
Travelers $2,668 $2,576 $2,358 $2,334 $5,622 $6,369 $3,476 $3,393
USAA $1,907 $1,808 $1,859 $1,867 $4,358 $4,386 $2,640 $2,496

Buy Cheap Lakewood, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lakewood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lakewood, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lakewood, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,597 $10,791
Farmers $9,109 $14,840
GEICO $5,468 $5,553
Liberty Mutual $5,267 $5,658
Nationwide $9,056 $10,000
Progressive $5,120 $6,168
State Farm $6,755 $8,385
Travelers $5,622 $6,369
USAA $4,358 $4,386

Buy Cheap Lakewood, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lakewood, California by comparing Lakewood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lakewood, CA here.

Annual Auto Insurance Rates for Senior Drivers in Lakewood, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,236 $2,245
Farmers $2,594 $2,594
GEICO $1,689 $1,689
Liberty Mutual $2,280 $2,203
Nationwide $3,103 $2,919
Progressive $1,620 $1,922
State Farm $3,262 $3,262
Travelers $2,358 $2,334
USAA $1,859 $1,867

Find Cheap Auto Insurance Rates in Lakewood, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lakewood, California auto insurance. Compare Lakewood, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lakewood, California

Insurance Company Low Medium High
Allstate $4,479 $4,806 $4,997
Farmers $4,861 $5,298 $5,604
GEICO $2,602 $2,937 $3,163
Liberty Mutual $2,955 $3,236 $3,423
Nationwide $4,491 $5,137 $5,494
Progressive $2,719 $3,143 $3,282
State Farm $4,164 $4,734 $5,043
Travelers $3,089 $3,706 $4,004
USAA $2,418 $2,717 $2,860

Find Cheap Lakewood, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lakewood. Compare auto insurance rates in Lakewood, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lakewood, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,289 $5,232
Farmers $4,766 $5,743
GEICO $2,635 $3,167
Liberty Mutual $2,941 $3,469
Nationwide $4,448 $5,633
Progressive $2,764 $3,332
State Farm $4,478 $4,816
Travelers $3,238 $3,961
USAA $2,456 $2,873

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Find Cheap Lakewood, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Lakewood, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Lakewood, CA to see how much where you live in Lakewood affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Lakewood, California

ZIP Code Average Annual Rates
90712 $5,348
90713 $5,096
90715 $5,570

Find Cheap Lakewood, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Lakewood, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lakewood, CA, take a look at the average cost for various violations versus rates for a clean driving record in Lakewood.

Annual Lakewood, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,873 $4,815 $7,589 $3,766
Farmers $3,890 $5,293 $6,583 $5,252
GEICO $2,027 $3,135 $3,927 $2,514
Liberty Mutual $2,782 $3,724 $3,365 $2,948
Nationwide $3,514 $4,510 $7,628 $4,510
Progressive $1,991 $3,394 $3,936 $2,871
State Farm $3,318 $3,956 $7,463 $3,850
Travelers $2,379 $3,933 $4,545 $3,540
USAA $1,770 $2,638 $4,312 $1,939

Find Cheap Lakewood, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lakewood, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Lakewood for less when you shop around and compare rates from multiple Lakewood, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lakewood, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,589
Farmers $6,583
GEICO $3,927
Liberty Mutual $3,365
Nationwide $7,628
Progressive $3,936
State Farm $7,463
Travelers $4,545
USAA $4,312

Winners by Category: Where to Buy Cheap Auto Insurance in Lakewood, CA

Compare rates from the cheapest auto insurance companies in Lakewood, CA for your needs. Take a look at how Lakewood, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lakewood, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Lakewood, California Auto Insurance Companies

If you’re looking for the cheapest Lakewood, CA auto insurance companies overall, you can compare them here. Find the best price for Lakewood, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Lakewood, California

Insurance Company Average Annual Rates
Allstate $4,761
Farmers $5,254
GEICO $2,901
Liberty Mutual $3,205
Nationwide $5,041
Progressive $3,048
State Farm $4,647
Travelers $3,600
USAA $2,665

What affects Lakewood, California auto insurance rates?

Local factors affect auto insurance rates in Lakewood, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lakewood auto insurance rates.

Auto Theft in Lakewood

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Lakewood, CA auto theft show a total of 226 vehicle thefts annually.

Commute Times in Lakewood

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lakewood, CA is 31.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Lakewood, CA

You can buy cheap Lakewood, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lakewood, California auto insurance quotes from top companies.

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