Buy Cheap Lake View, IA Auto Insurance (2021)

Lake View, IA auto insurance rates average $247 a month. Minimum auto insurance requirements in Lake View, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Lake View, IA, compare Lake View auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lake View, IA after a DUI are $3,566/year
  • The most expensive auto insurance company in Lake View after a DUI is Travelers
  • Average auto insurance rates in Lake View, IA are $247/month

Finding affordable Lake View, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Lake View, IA auto insurance with confidence is right here. Auto insurance rates in Lake View are affected by local factors as well as personal ones like your driving record.

See how Lake View, IA car insurance rates compare to Des Moines auto insurance rates, Waterloo auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Lake View.

Don’t buy Lake View, IA auto insurance until you’ve compared rates. Get free Lake View, Iowa auto insurance quotes when you enter your ZIP code above.

Lake View, IA Minimum Auto Insurance Requirements

The required auto insurance in Lake View, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Lake View, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Lake View, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Lake View, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lake View, IA. Take a look at Lake View, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lake View, Iowa

Insurance Company Poor Fair Good
Allstate $3,880 $3,079 $2,766
American Family $3,834 $2,817 $2,369
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,802 $2,198 $1,927
Progressive $2,730 $2,206 $1,999
State Farm $2,988 $1,849 $1,459
Travelers $6,357 $5,428 $5,173
USAA $2,542 $1,743 $1,509

Buy Cheap Lake View, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lake View, Iowa auto insurance rates? Find out how car insurance rates in Lake View, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake View, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,139 $2,054 $1,899 $1,933 $6,200 $6,980 $2,330 $2,397
American Family $1,938 $1,938 $1,734 $1,734 $5,176 $7,258 $1,938 $2,334
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,607 $1,648 $1,435 $1,529 $3,690 $4,767 $1,819 $1,976
Progressive $1,620 $1,557 $1,333 $1,388 $4,012 $4,526 $1,948 $2,108
State Farm $1,356 $1,356 $1,193 $1,193 $3,718 $4,704 $1,525 $1,744
Travelers $2,539 $2,593 $2,461 $2,472 $11,303 $18,092 $2,639 $3,121
USAA $1,292 $1,309 $1,182 $1,208 $3,484 $3,704 $1,554 $1,718

Buy Cheap Lake View, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lake View can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lake View, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lake View, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,200 $6,980
American Family $5,176 $7,258
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $3,690 $4,767
Progressive $4,012 $4,526
State Farm $3,718 $4,704
Travelers $11,303 $18,092
USAA $3,484 $3,704

Buy Cheap Lake View, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lake View, Iowa by comparing Lake View senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lake View, IA here.

Annual Auto Insurance Rates for Senior Drivers in Lake View, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,899 $1,933
American Family $1,734 $1,734
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,435 $1,529
Progressive $1,333 $1,388
State Farm $1,193 $1,193
Travelers $2,461 $2,472
USAA $1,182 $1,208

Find Cheap Auto Insurance Rates in Lake View, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lake View, Iowa auto insurance. Compare Lake View, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake View, Iowa

Insurance Company Low Medium High
Allstate $3,116 $3,245 $3,363
American Family $3,019 $3,173 $2,827
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,402 $2,299 $2,227
Progressive $2,187 $2,319 $2,428
State Farm $1,999 $2,110 $2,187
Travelers $5,300 $5,739 $5,918
USAA $1,835 $1,937 $2,022

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Find Cheap Lake View, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lake View. Compare auto insurance rates in Lake View, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lake View, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,164 $3,319
American Family $2,971 $3,042
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,309 $2,309
Progressive $2,312 $2,312
State Farm $2,049 $2,149
Travelers $5,652 $5,652
USAA $1,861 $2,002

Find Cheap Lake View, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Lake View, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lake View, IA, take a look at the average cost for various violations versus rates for a clean driving record in Lake View.

Annual Lake View, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,754 $3,337 $3,794 $3,080
American Family $2,170 $3,179 $4,125 $2,552
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,676 $2,401 $3,265 $1,894
Progressive $1,858 $3,048 $2,015 $2,326
State Farm $1,939 $2,258 $2,099 $2,099
Travelers $4,125 $5,493 $7,353 $5,639
USAA $1,475 $1,981 $2,577 $1,693

Find Cheap Lake View, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lake View, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Lake View for less when you shop around and compare rates from multiple Lake View, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lake View, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,794
American Family $4,125
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,265
Progressive $2,015
State Farm $2,099
Travelers $7,353
USAA $2,577

Winners by Category: Where to Buy Cheap Auto Insurance in Lake View, IA

Compare rates from the cheapest auto insurance companies in Lake View, IA for your needs. Take a look at how Lake View, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lake View, Iowa

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Lake View, Iowa Auto Insurance Companies

If you’re looking for the cheapest Lake View, IA auto insurance companies overall, you can compare them here. Find the best price for Lake View, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Lake View, Iowa

Insurance Company Average Annual Rates
Allstate $3,241
American Family $3,006
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,309
Progressive $2,312
State Farm $2,099
Travelers $5,652
USAA $1,931

What affects Lake View, Iowa auto insurance rates?

Local factors affect auto insurance rates in Lake View, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lake View auto insurance rates.

Commute Times in Lake View

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lake View, IA is 17.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Lake View, IA

You can buy cheap Lake View, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lake View, Iowa auto insurance quotes from top companies.

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