Buy Cheap Lake Station, IN Auto Insurance (2021)

Lake Station, IN auto insurance rates average $369 a month. Minimum auto insurance requirements in Lake Station, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Lake Station, IN, compare Lake Station auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lake Station is Liberty Mutual
  • Average auto insurance rates in Lake Station, IN are $369/month
  • Average auto insurance rates in Lake Station, IN for teens drivers are $8,616/year

Finding affordable Lake Station, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Lake Station, IN auto insurance with confidence is right here. Auto insurance rates in Lake Station are affected by local factors as well as personal ones like your driving record.

See how Lake Station, IN car insurance rates compare to Bloomington auto insurance rates, South Bend auto insurance rates, and Hammond auto insurance rates before you read more about the cost of auto insurance in Lake Station.

Don’t buy Lake Station, IN auto insurance until you’ve compared rates. Get free Lake Station, Indiana auto insurance quotes when you enter your ZIP code above.

Lake Station, IN Minimum Auto Insurance Requirements

The required auto insurance in Lake Station, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Lake Station, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Lake Station, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lake Station, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lake Station, IN. Take a look at Lake Station, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lake Station, Indiana

Insurance Company Poor Fair Good
Allstate $5,122 $3,814 $3,467
American Family $5,891 $3,816 $3,192
Farmers $5,767 $4,702 $4,360
GEICO $3,254 $2,701 $2,149
Liberty Mutual $12,801 $8,354 $7,730
Nationwide $4,751 $3,997 $3,728
Progressive $4,753 $4,212 $3,973
State Farm $4,314 $2,598 $2,028
Travelers $5,426 $4,595 $4,595
USAA $3,028 $2,029 $1,749

Buy Cheap Lake Station, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lake Station, Indiana auto insurance rates? Find out how car insurance rates in Lake Station, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Station, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,524 $2,577 $2,227 $2,437 $7,946 $10,058 $2,545 $2,762
American Family $2,674 $2,674 $2,409 $2,409 $7,485 $10,799 $2,674 $3,274
Farmers $2,208 $2,174 $1,891 $2,135 $12,118 $12,960 $2,920 $3,138
GEICO $1,828 $1,824 $1,725 $1,804 $5,458 $5,044 $2,097 $1,831
Liberty Mutual $6,579 $6,579 $6,047 $6,047 $14,412 $21,764 $6,579 $9,022
Nationwide $2,552 $2,618 $2,225 $2,389 $7,455 $9,747 $2,994 $3,290
Progressive $1,830 $1,731 $1,660 $1,670 $10,810 $12,175 $2,294 $2,334
State Farm $1,838 $1,838 $1,651 $1,651 $5,524 $7,056 $2,031 $2,252
Travelers $1,726 $1,761 $1,600 $1,609 $10,878 $17,461 $1,816 $2,123
USAA $1,436 $1,411 $1,346 $1,350 $4,072 $4,523 $1,944 $2,069

Buy Cheap Lake Station, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lake Station can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lake Station, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lake Station, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,946 $10,058
American Family $7,485 $10,799
Farmers $12,118 $12,960
GEICO $5,458 $5,044
Liberty Mutual $14,412 $21,764
Nationwide $7,455 $9,747
Progressive $10,810 $12,175
State Farm $5,524 $7,056
Travelers $10,878 $17,461
USAA $4,072 $4,523

Buy Cheap Lake Station, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Lake Station, Indiana by comparing Lake Station senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lake Station, IN here.

Annual Auto Insurance Rates for Senior Drivers in Lake Station, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,227 $2,437
American Family $2,409 $2,409
Farmers $1,891 $2,135
GEICO $1,725 $1,804
Liberty Mutual $6,047 $6,047
Nationwide $2,225 $2,389
Progressive $1,660 $1,670
State Farm $1,651 $1,651
Travelers $1,600 $1,609
USAA $1,346 $1,350

Find Cheap Auto Insurance Rates in Lake Station, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lake Station, Indiana auto insurance. Compare Lake Station, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Station, Indiana

Insurance Company Low Medium High
Allstate $3,913 $4,114 $4,376
American Family $4,250 $4,440 $4,209
Farmers $4,734 $4,930 $5,165
GEICO $2,510 $2,695 $2,899
Liberty Mutual $9,343 $9,607 $9,936
Nationwide $4,211 $4,122 $4,143
Progressive $4,018 $4,230 $4,690
State Farm $2,827 $2,980 $3,133
Travelers $4,735 $4,919 $4,961
USAA $2,160 $2,261 $2,386

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Find Cheap Lake Station, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lake Station. Compare auto insurance rates in Lake Station, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lake Station, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,134 $4,134
American Family $4,248 $4,352
Farmers $4,943 $4,943
GEICO $2,654 $2,749
Liberty Mutual $9,373 $9,885
Nationwide $4,159 $4,159
Progressive $4,313 $4,313
State Farm $2,897 $3,063
Travelers $4,872 $4,872
USAA $2,239 $2,299

Find Cheap Lake Station, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Lake Station, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lake Station, IN, take a look at the average cost for various violations versus rates for a clean driving record in Lake Station.

Annual Lake Station, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,288 $4,854 $4,476 $3,919
American Family $2,969 $4,705 $5,988 $3,537
Farmers $4,430 $5,140 $5,315 $4,887
GEICO $1,757 $2,789 $3,818 $2,442
Liberty Mutual $7,571 $8,880 $13,744 $8,319
Nationwide $3,560 $4,623 $4,427 $4,025
Progressive $3,211 $5,707 $3,838 $4,495
State Farm $2,910 $3,191 $2,910 $2,910
Travelers $4,136 $5,110 $5,797 $4,444
USAA $1,707 $2,450 $2,802 $2,116

Find Cheap Lake Station, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lake Station, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Lake Station for less when you shop around and compare rates from multiple Lake Station, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lake Station, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,476
American Family $5,988
Farmers $5,315
GEICO $3,818
Liberty Mutual $13,744
Nationwide $4,427
Progressive $3,838
State Farm $2,910
Travelers $5,797
USAA $2,802

Winners by Category: Where to Buy Cheap Auto Insurance in Lake Station, IN

Compare rates from the cheapest auto insurance companies in Lake Station, IN for your needs. Take a look at how Lake Station, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lake Station, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Lake Station, Indiana Auto Insurance Companies

If you’re looking for the cheapest Lake Station, IN auto insurance companies overall, you can compare them here. Find the best price for Lake Station, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Lake Station, Indiana

Insurance Company Average Annual Rates
Allstate $4,134
American Family $4,300
Farmers $4,943
GEICO $2,701
Liberty Mutual $9,629
Nationwide $4,159
Progressive $4,313
State Farm $2,980
Travelers $4,872
USAA $2,269

What affects Lake Station, Indiana auto insurance rates?

Local factors affect auto insurance rates in Lake Station, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Lake Station auto insurance rates.

Auto Theft in Lake Station

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Lake Station, IN auto theft show a total of 33 vehicle thefts annually.

Commute Times in Lake Station

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lake Station, IN is 26.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Lake Station, IN

You can buy cheap Lake Station, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lake Station, Indiana auto insurance quotes from top companies.

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