Buy Cheap Lake San Marcos, CA Auto Insurance (2021)

Lake San Marcos, CA auto insurance rates average $268 a month. Minimum auto insurance requirements in Lake San Marcos, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Lake San Marcos, CA, compare Lake San Marcos auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lake San Marcos is Nationwide
  • Average auto insurance rates in Lake San Marcos, CA for teens drivers are $5,428/year
  • Average auto insurance rates in Lake San Marcos, CA after a DUI are $4,529/year

Finding affordable Lake San Marcos, California auto insurance can be challenging, but everything you need to know to buy cheap Lake San Marcos, CA auto insurance with confidence is right here. Auto insurance rates in Lake San Marcos are affected by local factors as well as personal ones like your driving record.

See how Lake San Marcos, CA car insurance rates compare to Los Angeles auto insurance rates, Long Beach auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Lake San Marcos.

Don’t buy Lake San Marcos, CA auto insurance until you’ve compared rates. Get free Lake San Marcos, California auto insurance quotes when you enter your ZIP code above.

Lake San Marcos, CA Minimum Auto Insurance Requirements

The required auto insurance in Lake San Marcos, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Lake San Marcos, California is outlined here.

Minimum Required Auto Insurance Coverage in Lake San Marcos, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Lake San Marcos, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lake San Marcos, California auto insurance rates? Find out how car insurance rates in Lake San Marcos, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake San Marcos, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,664 $2,664 $1,953 $1,968 $7,448 $9,369 $3,408 $3,738
Farmers $2,298 $2,298 $2,076 $2,076 $7,313 $11,945 $2,721 $3,030
GEICO $1,573 $1,573 $1,479 $1,479 $4,786 $4,859 $2,258 $2,304
Liberty Mutual $1,855 $1,750 $1,731 $1,675 $3,967 $4,255 $2,078 $2,110
Nationwide $2,974 $2,834 $2,616 $2,462 $7,638 $8,417 $3,556 $3,503
Progressive $1,488 $1,532 $1,259 $1,496 $3,949 $4,765 $2,128 $2,289
State Farm $2,755 $2,755 $2,464 $2,464 $5,104 $6,347 $3,049 $3,142
Travelers $2,225 $2,152 $1,976 $1,956 $4,601 $5,237 $2,885 $2,819
USAA $1,795 $1,699 $1,755 $1,761 $4,046 $4,072 $2,479 $2,342

Buy Cheap Lake San Marcos, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lake San Marcos can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lake San Marcos, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lake San Marcos, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,448 $9,369
Farmers $7,313 $11,945
GEICO $4,786 $4,859
Liberty Mutual $3,967 $4,255
Nationwide $7,638 $8,417
Progressive $3,949 $4,765
State Farm $5,104 $6,347
Travelers $4,601 $5,237
USAA $4,046 $4,072

Buy Cheap Lake San Marcos, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lake San Marcos, California by comparing Lake San Marcos senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lake San Marcos, CA here.

Annual Auto Insurance Rates for Senior Drivers in Lake San Marcos, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,953 $1,968
Farmers $2,076 $2,076
GEICO $1,479 $1,479
Liberty Mutual $1,731 $1,675
Nationwide $2,616 $2,462
Progressive $1,259 $1,496
State Farm $2,464 $2,464
Travelers $1,976 $1,956
USAA $1,755 $1,761

Find Cheap Auto Insurance Rates in Lake San Marcos, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lake San Marcos, California auto insurance. Compare Lake San Marcos, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake San Marcos, California

Insurance Company Low Medium High
Allstate $3,943 $4,186 $4,325
Farmers $3,917 $4,254 $4,488
GEICO $2,281 $2,570 $2,765
Liberty Mutual $2,247 $2,449 $2,587
Nationwide $3,795 $4,329 $4,626
Progressive $2,139 $2,433 $2,517
State Farm $3,121 $3,577 $3,833
Travelers $2,590 $3,066 $3,288
USAA $2,266 $2,542 $2,673

Find Cheap Lake San Marcos, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lake San Marcos. Compare auto insurance rates in Lake San Marcos, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lake San Marcos, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,748 $4,555
Farmers $3,828 $4,611
GEICO $2,306 $2,772
Liberty Mutual $2,229 $2,626
Nationwide $3,752 $4,748
Progressive $2,144 $2,583
State Farm $3,381 $3,640
Travelers $2,687 $3,276
USAA $2,300 $2,687

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Find Cheap Lake San Marcos, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Lake San Marcos, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lake San Marcos, CA, take a look at the average cost for various violations versus rates for a clean driving record in Lake San Marcos.

Annual Lake San Marcos, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,507 $4,212 $6,600 $3,286
Farmers $3,123 $4,250 $5,288 $4,218
GEICO $1,774 $2,745 $3,436 $2,200
Liberty Mutual $2,106 $2,821 $2,550 $2,233
Nationwide $2,969 $3,805 $6,422 $3,805
Progressive $1,554 $2,628 $3,036 $2,234
State Farm $2,507 $2,989 $5,637 $2,908
Travelers $1,998 $3,242 $3,756 $2,931
USAA $1,659 $2,466 $4,033 $1,817

Find Cheap Lake San Marcos, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lake San Marcos, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Lake San Marcos for less when you shop around and compare rates from multiple Lake San Marcos, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lake San Marcos, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,600
Farmers $5,288
GEICO $3,436
Liberty Mutual $2,550
Nationwide $6,422
Progressive $3,036
State Farm $5,637
Travelers $3,756
USAA $4,033

Winners by Category: Where to Buy Cheap Auto Insurance in Lake San Marcos, CA

Compare rates from the cheapest auto insurance companies in Lake San Marcos, CA for your needs. Take a look at how Lake San Marcos, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lake San Marcos, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Lake San Marcos, California Auto Insurance Companies

If you’re looking for the cheapest Lake San Marcos, CA auto insurance companies overall, you can compare them here. Find the best price for Lake San Marcos, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Lake San Marcos, California

Insurance Company Average Annual Rates
Allstate $4,151
Farmers $4,220
GEICO $2,539
Liberty Mutual $2,428
Nationwide $4,250
Progressive $2,363
State Farm $3,510
Travelers $2,981
USAA $2,494

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What affects Lake San Marcos, California auto insurance rates?

Local factors affect auto insurance rates in Lake San Marcos, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lake San Marcos auto insurance rates.

Commute Times in Lake San Marcos

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lake San Marcos, CA is 26.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Lake San Marcos, CA

You can buy cheap Lake San Marcos, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lake San Marcos, California auto insurance quotes from top companies.

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