Buy Cheap Lake Montezuma, AZ Auto Insurance (2021)

Lake Montezuma, AZ auto insurance rates average $300 a month. Minimum auto insurance requirements in Lake Montezuma, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Lake Montezuma, AZ, compare Lake Montezuma auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lake Montezuma is Farmers
  • The most expensive auto insurance company in Lake Montezuma after a DUI is Travelers
  • Average auto insurance rates in Lake Montezuma, AZ after a DUI are $4,220/year

Finding affordable Lake Montezuma, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Lake Montezuma, AZ auto insurance with confidence is right here. Auto insurance rates in Lake Montezuma are affected by local factors as well as personal ones like your driving record.

See how Lake Montezuma, AZ car insurance rates compare to Phoenix auto insurance rates, Mesa auto insurance rates, and Tempe auto insurance rates before you read more about the cost of auto insurance in Lake Montezuma.

Don’t buy Lake Montezuma, AZ auto insurance until you’ve compared rates. Get free Lake Montezuma, Arizona auto insurance quotes when you enter your ZIP code above.

Lake Montezuma, AZ Minimum Auto Insurance Requirements

The required auto insurance in Lake Montezuma, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Lake Montezuma, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Lake Montezuma, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Lake Montezuma, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lake Montezuma, AZ. Take a look at Lake Montezuma, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lake Montezuma, Arizona

Insurance Company Poor Fair Good
Allstate $5,422 $3,855 $3,414
American Family $4,668 $3,474 $2,994
Farmers $5,562 $4,626 $4,398
GEICO $2,867 $1,884 $1,517
Nationwide $3,460 $2,761 $2,425
Progressive $3,770 $3,297 $3,082
State Farm $7,443 $2,878 $1,801
Travelers $5,678 $4,600 $3,638
USAA $3,401 $2,379 $1,981

Buy Cheap Lake Montezuma, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lake Montezuma, Arizona auto insurance rates? Find out how car insurance rates in Lake Montezuma, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Montezuma, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,968 $2,968 $2,895 $2,895 $6,581 $8,561 $3,337 $3,636
American Family $2,462 $2,462 $2,261 $2,261 $6,473 $8,414 $2,462 $2,900
Farmers $2,636 $2,636 $2,350 $2,511 $11,181 $11,558 $2,966 $3,057
GEICO $1,416 $1,584 $1,183 $1,501 $4,095 $4,344 $1,299 $1,293
Nationwide $1,970 $2,008 $1,767 $1,872 $4,713 $6,030 $2,257 $2,438
Progressive $1,854 $1,634 $1,669 $1,582 $7,686 $8,605 $2,012 $2,020
State Farm $2,451 $2,451 $2,149 $2,149 $7,599 $9,531 $2,641 $3,353
Travelers $2,909 $3,071 $2,679 $2,858 $8,508 $10,731 $3,094 $3,259
USAA $1,433 $1,437 $1,341 $1,358 $5,241 $6,006 $1,874 $2,008

Buy Cheap Lake Montezuma, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lake Montezuma can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lake Montezuma, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lake Montezuma, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,581 $8,561
American Family $6,473 $8,414
Farmers $11,181 $11,558
GEICO $4,095 $4,344
Nationwide $4,713 $6,030
Progressive $7,686 $8,605
State Farm $7,599 $9,531
Travelers $8,508 $10,731
USAA $5,241 $6,006

Buy Cheap Lake Montezuma, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Lake Montezuma, Arizona by comparing Lake Montezuma senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lake Montezuma, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Lake Montezuma, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,895 $2,895
American Family $2,261 $2,261
Farmers $2,350 $2,511
GEICO $1,183 $1,501
Nationwide $1,767 $1,872
Progressive $1,669 $1,582
State Farm $2,149 $2,149
Travelers $2,679 $2,858
USAA $1,341 $1,358

Find Cheap Auto Insurance Rates in Lake Montezuma, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lake Montezuma, Arizona auto insurance. Compare Lake Montezuma, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Montezuma, Arizona

Insurance Company Low Medium High
Allstate $3,985 $4,251 $4,455
American Family $3,574 $3,831 $3,732
Farmers $4,090 $4,912 $5,584
GEICO $1,802 $2,117 $2,350
Nationwide $2,779 $2,909 $2,958
Progressive $3,039 $3,439 $3,671
State Farm $3,669 $4,109 $4,343
Travelers $4,099 $4,719 $5,099
USAA $2,374 $2,624 $2,764

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Find Cheap Lake Montezuma, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lake Montezuma. Compare auto insurance rates in Lake Montezuma, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lake Montezuma, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,230 $4,230
American Family $3,676 $3,748
Farmers $4,862 $4,862
GEICO $2,055 $2,124
Nationwide $2,882 $2,882
Progressive $3,383 $3,383
State Farm $3,941 $4,140
Travelers $4,639 $4,639
USAA $2,559 $2,615

Find Cheap Lake Montezuma, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Lake Montezuma, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lake Montezuma, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Lake Montezuma.

Annual Lake Montezuma, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,384 $4,276 $4,872 $4,388
American Family $2,618 $4,128 $5,060 $3,043
Farmers $4,109 $5,297 $5,173 $4,868
GEICO $1,622 $2,182 $2,931 $1,622
Nationwide $2,446 $2,570 $3,780 $2,731
Progressive $2,986 $3,927 $3,152 $3,466
State Farm $3,676 $4,405 $4,040 $4,040
Travelers $3,694 $4,826 $5,414 $4,621
USAA $1,885 $2,693 $3,554 $2,216

Find Cheap Lake Montezuma, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lake Montezuma, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Lake Montezuma for less when you shop around and compare rates from multiple Lake Montezuma, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lake Montezuma, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,872
American Family $5,060
Farmers $5,173
GEICO $2,931
Nationwide $3,780
Progressive $3,152
State Farm $4,040
Travelers $5,414
USAA $3,554

Winners by Category: Where to Buy Cheap Auto Insurance in Lake Montezuma, AZ

Compare rates from the cheapest auto insurance companies in Lake Montezuma, AZ for your needs. Take a look at how Lake Montezuma, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lake Montezuma, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Lake Montezuma, Arizona Auto Insurance Companies

If you’re looking for the cheapest Lake Montezuma, AZ auto insurance companies overall, you can compare them here. Find the best price for Lake Montezuma, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Lake Montezuma, Arizona

Insurance Company Average Annual Rates
Allstate $4,230
American Family $3,712
Farmers $4,862
GEICO $2,089
Nationwide $2,882
Progressive $3,383
State Farm $4,040
Travelers $4,639
USAA $2,587

What affects Lake Montezuma, Arizona auto insurance rates?

Local factors affect auto insurance rates in Lake Montezuma, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Lake Montezuma auto insurance rates.

Commute Times in Lake Montezuma

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lake Montezuma, AZ is 27.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Lake Montezuma, AZ

You can buy cheap Lake Montezuma, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lake Montezuma, Arizona auto insurance quotes from top companies.

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