Buy Cheap Lake Leelanau, MI Auto Insurance (2022)

Lake Leelanau, MI auto insurance rates average $753 a month. Minimum auto insurance requirements in Lake Leelanau, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Lake Leelanau, MI, compare Lake Leelanau auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lake Leelanau, MI for teens drivers are $17,073/year
  • Average auto insurance rates in Lake Leelanau, MI are $753/month
  • Average auto insurance rates in Lake Leelanau, MI after a DUI are $14,970/year

Finding affordable Lake Leelanau, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Lake Leelanau, MI auto insurance with confidence is right here. Auto insurance rates in Lake Leelanau are affected by local factors as well as personal ones like your driving record.

See how Lake Leelanau, MI car insurance rates compare to Grand Rapids auto insurance rates, Warren auto insurance rates, and Livonia auto insurance rates before you read more about the cost of auto insurance in Lake Leelanau.

Don’t buy Lake Leelanau, MI auto insurance until you’ve compared rates. Get free Lake Leelanau, Michigan auto insurance quotes when you enter your ZIP code above.

Lake Leelanau, MI Minimum Auto Insurance Requirements

The required auto insurance in Lake Leelanau, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Lake Leelanau, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Lake Leelanau, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Lake Leelanau, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lake Leelanau, MI. Take a look at Lake Leelanau, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lake Leelanau, Michigan

Insurance Company Poor Fair Good
Allstate $30,862 $17,099 $13,100
Farmers $7,312 $4,850 $4,477
GEICO $6,835 $5,029 $4,095
Liberty Mutual $26,739 $15,455 $8,546
Nationwide $7,610 $5,670 $4,805
Progressive $5,774 $4,864 $4,385
State Farm $17,265 $8,745 $5,945
Travelers $8,169 $7,922 $7,822
USAA $5,352 $3,051 $2,324

Buy Cheap Lake Leelanau, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lake Leelanau, Michigan auto insurance rates? Find out how car insurance rates in Lake Leelanau, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Leelanau, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,833 $14,833 $13,758 $13,758 $37,191 $37,191 $15,632 $15,632
Farmers $4,190 $4,190 $3,909 $3,909 $9,371 $9,371 $4,716 $4,716
GEICO $3,644 $3,644 $3,722 $3,722 $10,424 $10,424 $3,488 $3,488
Liberty Mutual $12,664 $12,664 $12,539 $12,539 $29,786 $29,786 $12,664 $12,664
Nationwide $4,399 $4,399 $3,927 $3,927 $10,998 $10,998 $4,790 $4,790
Progressive $2,947 $2,738 $2,606 $2,907 $10,781 $11,488 $3,427 $3,168
State Farm $6,465 $6,465 $5,982 $5,982 $22,567 $22,567 $7,594 $7,594
Travelers $5,348 $5,348 $4,589 $4,589 $16,137 $16,137 $5,811 $5,811
USAA $2,613 $2,477 $2,456 $2,320 $6,401 $6,090 $3,188 $3,062

Buy Cheap Lake Leelanau, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lake Leelanau can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lake Leelanau, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lake Leelanau, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,191 $37,191
Farmers $9,371 $9,371
GEICO $10,424 $10,424
Liberty Mutual $29,786 $29,786
Nationwide $10,998 $10,998
Progressive $10,781 $11,488
State Farm $22,567 $22,567
Travelers $16,137 $16,137
USAA $6,401 $6,090

Buy Cheap Lake Leelanau, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Lake Leelanau, Michigan by comparing Lake Leelanau senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lake Leelanau, MI here.

Annual Auto Insurance Rates for Senior Drivers in Lake Leelanau, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,758 $13,758
Farmers $3,909 $3,909
GEICO $3,722 $3,722
Liberty Mutual $12,539 $12,539
Nationwide $3,927 $3,927
Progressive $2,606 $2,907
State Farm $5,982 $5,982
Travelers $4,589 $4,589
USAA $2,456 $2,320

Find Cheap Auto Insurance Rates in Lake Leelanau, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lake Leelanau, Michigan auto insurance. Compare Lake Leelanau, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Leelanau, Michigan

Insurance Company Low Medium High
Allstate $19,914 $20,392 $20,755
Farmers $5,425 $5,536 $5,678
GEICO $4,965 $5,272 $5,722
Liberty Mutual $16,498 $16,873 $17,368
Nationwide $6,359 $5,915 $5,811
Progressive $4,858 $5,014 $5,151
State Farm $10,160 $10,712 $11,083
Travelers $7,889 $7,978 $8,047
USAA $3,475 $3,584 $3,668

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Find Cheap Lake Leelanau, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lake Leelanau. Compare auto insurance rates in Lake Leelanau, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lake Leelanau, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,354 $20,354
Farmers $5,546 $5,546
GEICO $5,199 $5,440
Liberty Mutual $16,331 $17,495
Nationwide $6,028 $6,028
Progressive $5,008 $5,008
State Farm $10,373 $10,931
Travelers $7,926 $8,017
USAA $3,535 $3,616

Find Cheap Lake Leelanau, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Lake Leelanau, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lake Leelanau, MI, take a look at the average cost for various violations versus rates for a clean driving record in Lake Leelanau.

Annual Lake Leelanau, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,870 $13,186 $44,504 $13,854
Farmers $4,657 $5,938 $5,861 $5,730
GEICO $1,867 $3,965 $11,988 $3,459
Liberty Mutual $11,790 $14,267 $26,469 $15,126
Nationwide $5,143 $6,895 $6,270 $5,806
Progressive $4,249 $5,576 $5,012 $5,195
State Farm $6,784 $8,129 $17,547 $10,147
Travelers $5,408 $7,706 $12,382 $6,390
USAA $2,877 $3,588 $4,701 $3,136

Find Cheap Lake Leelanau, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lake Leelanau, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Lake Leelanau for less when you shop around and compare rates from multiple Lake Leelanau, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lake Leelanau, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,504
Farmers $5,861
GEICO $11,988
Liberty Mutual $26,469
Nationwide $6,270
Progressive $5,012
State Farm $17,547
Travelers $12,382
USAA $4,701

Winners by Category: Where to Buy Cheap Auto Insurance in Lake Leelanau, MI

Compare rates from the cheapest auto insurance companies in Lake Leelanau, MI for your needs. Take a look at how Lake Leelanau, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lake Leelanau, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Lake Leelanau, Michigan Auto Insurance Companies

If you’re looking for the cheapest Lake Leelanau, MI auto insurance companies overall, you can compare them here. Find the best price for Lake Leelanau, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Lake Leelanau, Michigan

Insurance Company Average Annual Rates
Allstate $20,354
Farmers $5,546
GEICO $5,320
Liberty Mutual $16,913
Nationwide $6,028
Progressive $5,008
State Farm $10,652
Travelers $7,971
USAA $3,576

What affects Lake Leelanau, Michigan auto insurance rates?

Local factors affect auto insurance rates in Lake Leelanau, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Lake Leelanau auto insurance rates.

Commute Times in Lake Leelanau

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lake Leelanau, MI is 20.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Lake Leelanau, MI

You can buy cheap Lake Leelanau, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lake Leelanau, Michigan auto insurance quotes from top companies.

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