Buy Cheap Lake Isabella, MI Auto Insurance (2022)

Lake Isabella, MI auto insurance rates average $764 a month. Minimum auto insurance requirements in Lake Isabella, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Lake Isabella, MI, compare Lake Isabella auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lake Isabella, MI after a DUI are $14,889/year
  • The most expensive auto insurance company in Lake Isabella is Liberty Mutual
  • The most expensive auto insurance company in Lake Isabella after a DUI is Allstate

Finding affordable Lake Isabella, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Lake Isabella, MI auto insurance with confidence is right here. Auto insurance rates in Lake Isabella are affected by local factors as well as personal ones like your driving record.

See how Lake Isabella, MI car insurance rates compare to Livonia auto insurance rates, Ann Arbor auto insurance rates, and Troy auto insurance rates before you read more about the cost of auto insurance in Lake Isabella.

Don’t buy Lake Isabella, MI auto insurance until you’ve compared rates. Get free Lake Isabella, Michigan auto insurance quotes when you enter your ZIP code above.

Lake Isabella, MI Minimum Auto Insurance Requirements

The required auto insurance in Lake Isabella, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Lake Isabella, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Lake Isabella, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Lake Isabella, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lake Isabella, MI. Take a look at Lake Isabella, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lake Isabella, Michigan

Insurance Company Poor Fair Good
Allstate $26,626 $14,787 $11,465
Farmers $7,482 $4,914 $4,532
GEICO $7,249 $5,330 $4,337
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $7,316 $5,496 $4,673
Progressive $5,667 $4,774 $4,320
State Farm $19,562 $9,892 $6,714
Travelers $6,813 $6,608 $6,525
USAA $6,037 $3,421 $2,595

Buy Cheap Lake Isabella, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lake Isabella, Michigan auto insurance rates? Find out how car insurance rates in Lake Isabella, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Isabella, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $12,750 $12,750 $11,776 $11,776 $32,526 $32,526 $13,452 $13,452
Farmers $4,319 $4,319 $4,030 $4,030 $9,374 $9,374 $4,849 $4,849
GEICO $3,935 $3,935 $3,984 $3,984 $10,872 $10,872 $3,763 $3,763
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,191 $4,191 $3,733 $3,733 $10,808 $10,808 $4,581 $4,581
Progressive $2,895 $2,729 $2,551 $2,816 $10,494 $11,291 $3,384 $3,204
State Farm $7,365 $7,365 $6,805 $6,805 $25,420 $25,420 $8,633 $8,633
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,925 $2,770 $2,747 $2,592 $7,224 $6,869 $3,579 $3,435

Buy Cheap Lake Isabella, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lake Isabella can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lake Isabella, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lake Isabella, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $32,526 $32,526
Farmers $9,374 $9,374
GEICO $10,872 $10,872
Liberty Mutual $35,785 $35,785
Nationwide $10,808 $10,808
Progressive $10,494 $11,291
State Farm $25,420 $25,420
Travelers $13,395 $13,395
USAA $7,224 $6,869

Buy Cheap Lake Isabella, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Lake Isabella, Michigan by comparing Lake Isabella senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lake Isabella, MI here.

Annual Auto Insurance Rates for Senior Drivers in Lake Isabella, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $11,776 $11,776
Farmers $4,030 $4,030
GEICO $3,984 $3,984
Liberty Mutual $14,804 $14,804
Nationwide $3,733 $3,733
Progressive $2,551 $2,816
State Farm $6,805 $6,805
Travelers $3,858 $3,858
USAA $2,747 $2,592

Find Cheap Auto Insurance Rates in Lake Isabella, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lake Isabella, Michigan auto insurance. Compare Lake Isabella, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Isabella, Michigan

Insurance Company Low Medium High
Allstate $17,196 $17,664 $18,017
Farmers $5,524 $5,632 $5,772
GEICO $5,296 $5,592 $6,028
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,109 $5,727 $5,648
Progressive $4,789 $4,926 $5,046
State Farm $11,459 $12,130 $12,579
Travelers $6,575 $6,656 $6,715
USAA $3,908 $4,027 $4,118

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Find Cheap Lake Isabella, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lake Isabella. Compare auto insurance rates in Lake Isabella, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lake Isabella, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $17,626 $17,626
Farmers $5,643 $5,643
GEICO $5,508 $5,769
Liberty Mutual $19,417 $20,833
Nationwide $5,828 $5,828
Progressive $4,920 $4,920
State Farm $11,729 $12,383
Travelers $6,611 $6,686
USAA $3,971 $4,064

Find Cheap Lake Isabella, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Lake Isabella, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lake Isabella, MI, take a look at the average cost for various violations versus rates for a clean driving record in Lake Isabella.

Annual Lake Isabella, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,682 $11,526 $38,214 $12,081
Farmers $4,748 $6,034 $5,961 $5,828
GEICO $2,017 $4,201 $12,647 $3,690
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $4,987 $6,651 $6,057 $5,618
Progressive $4,194 $5,460 $4,916 $5,113
State Farm $7,760 $9,254 $19,713 $11,496
Travelers $4,510 $6,426 $10,331 $5,327
USAA $3,226 $4,033 $5,292 $3,519

Find Cheap Lake Isabella, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lake Isabella, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Lake Isabella for less when you shop around and compare rates from multiple Lake Isabella, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lake Isabella, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $38,214
Farmers $5,961
GEICO $12,647
Liberty Mutual $30,874
Nationwide $6,057
Progressive $4,916
State Farm $19,713
Travelers $10,331
USAA $5,292

Winners by Category: Where to Buy Cheap Auto Insurance in Lake Isabella, MI

Compare rates from the cheapest auto insurance companies in Lake Isabella, MI for your needs. Take a look at how Lake Isabella, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lake Isabella, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Lake Isabella, Michigan Auto Insurance Companies

If you’re looking for the cheapest Lake Isabella, MI auto insurance companies overall, you can compare them here. Find the best price for Lake Isabella, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Lake Isabella, Michigan

Insurance Company Average Annual Rates
Allstate $17,626
Farmers $5,643
GEICO $5,639
Liberty Mutual $20,125
Nationwide $5,828
Progressive $4,920
State Farm $12,056
Travelers $6,649
USAA $4,018

What affects Lake Isabella, Michigan auto insurance rates?

Local factors affect auto insurance rates in Lake Isabella, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Lake Isabella auto insurance rates.

Commute Times in Lake Isabella

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lake Isabella, MI is 31.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Lake Isabella, MI

You can buy cheap Lake Isabella, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lake Isabella, Michigan auto insurance quotes from top companies.

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