Buy Cheap Lake Harbor, FL Auto Insurance (2021)

Lake Harbor, FL auto insurance rates average $436 a month. Minimum auto insurance requirements in Lake Harbor, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Lake Harbor, FL, compare Lake Harbor auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lake Harbor, FL after a DUI are $6,352/year
  • The most expensive auto insurance company in Lake Harbor after a DUI is Allstate
  • The most expensive auto insurance company in Lake Harbor is Allstate

Finding affordable Lake Harbor, Florida auto insurance can be challenging, but everything you need to know to buy cheap Lake Harbor, FL auto insurance with confidence is right here. Auto insurance rates in Lake Harbor are affected by local factors as well as personal ones like your driving record.

See how Lake Harbor, FL car insurance rates compare to Tampa auto insurance rates, Tallahassee auto insurance rates, and Hialeah auto insurance rates before you read more about the cost of auto insurance in Lake Harbor.

Don’t buy Lake Harbor, FL auto insurance until you’ve compared rates. Get free Lake Harbor, Florida auto insurance quotes when you enter your ZIP code above.

Lake Harbor, FL Minimum Auto Insurance Requirements

The required auto insurance in Lake Harbor, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Lake Harbor, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Lake Harbor, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Lake Harbor, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lake Harbor, FL. Take a look at Lake Harbor, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lake Harbor, Florida

Insurance Company Poor Fair Good
Allstate $11,917 $7,475 $6,013
GEICO $5,954 $3,578 $2,670
Liberty Mutual $8,984 $6,550 $5,279
Nationwide $6,514 $4,756 $4,288
Progressive $6,573 $4,659 $3,879
State Farm $5,289 $3,507 $2,897
USAA $4,966 $2,451 $1,785

Buy Cheap Lake Harbor, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lake Harbor, Florida auto insurance rates? Find out how car insurance rates in Lake Harbor, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Harbor, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,361 $5,066 $4,652 $4,692 $18,080 $19,408 $5,229 $5,258
GEICO $3,198 $3,208 $2,997 $2,997 $5,776 $7,266 $3,524 $3,573
Liberty Mutual $4,755 $4,755 $4,343 $4,343 $10,217 $15,827 $4,755 $6,509
Nationwide $3,644 $3,595 $3,251 $3,364 $8,722 $10,733 $4,010 $4,169
Progressive $3,378 $3,195 $2,906 $3,108 $9,431 $10,294 $4,075 $3,909
State Farm $2,580 $2,580 $2,334 $2,334 $6,838 $8,653 $2,858 $3,005
USAA $1,752 $1,720 $1,646 $1,627 $6,142 $7,105 $2,189 $2,358

Buy Cheap Lake Harbor, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lake Harbor can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lake Harbor, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lake Harbor, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,080 $19,408
GEICO $5,776 $7,266
Liberty Mutual $10,217 $15,827
Nationwide $8,722 $10,733
Progressive $9,431 $10,294
State Farm $6,838 $8,653
USAA $6,142 $7,105

Buy Cheap Lake Harbor, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Lake Harbor, Florida by comparing Lake Harbor senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lake Harbor, FL here.

Annual Auto Insurance Rates for Senior Drivers in Lake Harbor, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,652 $4,692
GEICO $2,997 $2,997
Liberty Mutual $4,343 $4,343
Nationwide $3,251 $3,364
Progressive $2,906 $3,108
State Farm $2,334 $2,334
USAA $1,646 $1,627

Find Cheap Auto Insurance Rates in Lake Harbor, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lake Harbor, Florida auto insurance. Compare Lake Harbor, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Harbor, Florida

Insurance Company Low Medium High
Allstate $6,500 $8,910 $9,995
GEICO $3,212 $4,228 $4,762
Liberty Mutual $6,315 $7,062 $7,436
Nationwide $3,944 $5,419 $6,196
Progressive $4,234 $5,152 $5,725
State Farm $3,332 $3,983 $4,377
USAA $2,585 $3,194 $3,423

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Find Cheap Lake Harbor, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lake Harbor. Compare auto insurance rates in Lake Harbor, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lake Harbor, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,227 $8,710
GEICO $4,048 $4,087
Liberty Mutual $6,708 $7,168
Nationwide $5,186 $5,186
Progressive $5,037 $5,037
State Farm $3,757 $4,038
USAA $3,033 $3,102

Find Cheap Lake Harbor, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Lake Harbor, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lake Harbor, FL, take a look at the average cost for various violations versus rates for a clean driving record in Lake Harbor.

Annual Lake Harbor, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,306 $8,781 $9,687 $8,100
GEICO $2,816 $3,615 $5,409 $4,430
Liberty Mutual $4,897 $6,467 $9,562 $6,824
Nationwide $4,425 $4,859 $6,544 $4,916
Progressive $3,995 $5,868 $4,954 $5,332
State Farm $3,573 $4,222 $3,898 $3,898
USAA $2,387 $2,963 $4,412 $2,506

Find Cheap Lake Harbor, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lake Harbor, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Lake Harbor for less when you shop around and compare rates from multiple Lake Harbor, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lake Harbor, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,687
GEICO $5,409
Liberty Mutual $9,562
Nationwide $6,544
Progressive $4,954
State Farm $3,898
USAA $4,412

Winners by Category: Where to Buy Cheap Auto Insurance in Lake Harbor, FL

Compare rates from the cheapest auto insurance companies in Lake Harbor, FL for your needs. Take a look at how Lake Harbor, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lake Harbor, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Lake Harbor, Florida Auto Insurance Companies

If you’re looking for the cheapest Lake Harbor, FL auto insurance companies overall, you can compare them here. Find the best price for Lake Harbor, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Lake Harbor, Florida

Insurance Company Average Annual Rates
Allstate $8,468
GEICO $4,067
Liberty Mutual $6,938
Nationwide $5,186
Progressive $5,037
State Farm $3,898
USAA $3,067

Compare Auto Insurance Quotes in Lake Harbor, FL

You can buy cheap Lake Harbor, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lake Harbor, Florida auto insurance quotes from top companies.

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