Buy Cheap Lake Crystal, MN Auto Insurance (2022)

Lake Crystal, MN auto insurance rates average $349 a month. Minimum auto insurance requirements in Lake Crystal, Minnesota are 30/60/10 to comply with Minnesota laws. To buy cheap auto insurance in Lake Crystal, MN, compare Lake Crystal auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lake Crystal, MN for teens drivers are $6,564/year
  • Average auto insurance rates in Lake Crystal, MN after a DUI are $5,691/year
  • The most expensive auto insurance company in Lake Crystal after a DUI is Liberty Mutual

Finding affordable Lake Crystal, Minnesota auto insurance can be challenging, but everything you need to know to buy cheap Lake Crystal, MN auto insurance with confidence is right here. Auto insurance rates in Lake Crystal are affected by local factors as well as personal ones like your driving record.

See how Lake Crystal, MN car insurance rates compare to Minneapolis auto insurance rates, Plymouth auto insurance rates, and Maple Grove auto insurance rates before you read more about the cost of auto insurance in Lake Crystal.

Don’t buy Lake Crystal, MN auto insurance until you’ve compared rates. Get free Lake Crystal, Minnesota auto insurance quotes when you enter your ZIP code above.

Lake Crystal, MN Minimum Auto Insurance Requirements

The required auto insurance in Lake Crystal, MN is 30/60/10 according to the auto insurance laws in Minnesota. The minimum auto insurance in Lake Crystal, Minnesota is outlined here.

Minimum Required Auto Insurance Coverage in Lake Crystal, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Lake Crystal, MN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lake Crystal, MN. Take a look at Lake Crystal, Minnesota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lake Crystal, Minnesota

Insurance Company Poor Fair Good
Allstate $6,635 $3,623 $3,367
American Family $4,394 $2,945 $2,378
Farmers $3,721 $2,691 $2,515
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,004 $2,429 $2,159
State Farm $2,630 $1,609 $1,174
USAA $4,053 $1,986 $1,730

Buy Cheap Lake Crystal, MN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lake Crystal, Minnesota auto insurance rates? Find out how car insurance rates in Lake Crystal, MN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Crystal, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,017 $3,017 $2,904 $2,904 $6,926 $10,048 $3,663 $3,853
American Family $2,064 $2,064 $1,871 $1,871 $5,560 $8,085 $2,064 $2,334
Farmers $1,953 $1,949 $1,879 $1,983 $5,483 $5,507 $2,551 $2,500
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,709 $1,717 $1,523 $1,616 $4,334 $5,262 $2,002 $2,084
State Farm $1,349 $1,349 $1,201 $1,201 $2,906 $3,578 $1,561 $1,289
USAA $1,713 $1,698 $1,561 $1,556 $4,577 $5,010 $2,232 $2,370

Buy Cheap Lake Crystal, MN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lake Crystal can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lake Crystal, MN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lake Crystal, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,926 $10,048
American Family $5,560 $8,085
Farmers $5,483 $5,507
GEICO $5,064 $6,431
Liberty Mutual $17,660 $26,524
Nationwide $4,334 $5,262
State Farm $2,906 $3,578
USAA $4,577 $5,010

Buy Cheap Lake Crystal, MN Auto Insurance for Seniors

You can save on senior auto insurance rates in Lake Crystal, Minnesota by comparing Lake Crystal senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lake Crystal, MN here.

Annual Auto Insurance Rates for Senior Drivers in Lake Crystal, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,904 $2,904
American Family $1,871 $1,871
Farmers $1,879 $1,983
GEICO $2,313 $2,248
Liberty Mutual $8,863 $8,863
Nationwide $1,523 $1,616
State Farm $1,201 $1,201
USAA $1,561 $1,556

Find Cheap Auto Insurance Rates in Lake Crystal, MN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lake Crystal, Minnesota auto insurance. Compare Lake Crystal, MN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Crystal, Minnesota

Insurance Company Low Medium High
Allstate $4,476 $4,538 $4,610
American Family $3,235 $3,329 $3,154
Farmers $2,874 $2,985 $3,068
GEICO $3,092 $3,185 $3,283
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,389 $2,550 $2,653
State Farm $1,732 $1,810 $1,871
USAA $2,516 $2,588 $2,665

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Find Cheap Lake Crystal, MN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lake Crystal. Compare auto insurance rates in Lake Crystal, MN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lake Crystal, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,541 $4,541
American Family $3,201 $3,277
Farmers $2,976 $2,976
GEICO $3,144 $3,229
Liberty Mutual $12,283 $13,028
Nationwide $2,531 $2,531
State Farm $1,756 $1,853
USAA $2,556 $2,623

Find Cheap Lake Crystal, MN Auto Insurance Rates by Driving Record

Auto insurance rates in Lake Crystal, Minnesota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lake Crystal, MN, take a look at the average cost for various violations versus rates for a clean driving record in Lake Crystal.

Annual Lake Crystal, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,250 $4,786 $5,826 $4,304
American Family $2,168 $3,958 $4,372 $2,457
Farmers $2,547 $3,211 $3,244 $2,899
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,016 $2,665 $3,060 $2,383
State Farm $1,660 $1,949 $1,804 $1,804
USAA $1,924 $2,451 $3,696 $2,288

Find Cheap Lake Crystal, MN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lake Crystal, Minnesota is higher than for a clean driving record. You can buy auto insurance after a DUI in Lake Crystal for less when you shop around and compare rates from multiple Lake Crystal, MN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lake Crystal, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,826
American Family $4,372
Farmers $3,244
GEICO $5,005
Liberty Mutual $18,523
Nationwide $3,060
State Farm $1,804
USAA $3,696

Winners by Category: Where to Buy Cheap Auto Insurance in Lake Crystal, MN

Compare rates from the cheapest auto insurance companies in Lake Crystal, MN for your needs. Take a look at how Lake Crystal, Minnesota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lake Crystal, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Lake Crystal, Minnesota Auto Insurance Companies

If you’re looking for the cheapest Lake Crystal, MN auto insurance companies overall, you can compare them here. Find the best price for Lake Crystal, Minnesota car insurance by company.

Average Annual Auto Insurance Rates by Company in Lake Crystal, Minnesota

Insurance Company Average Annual Rates
Allstate $4,541
American Family $3,239
Farmers $2,976
GEICO $3,186
Liberty Mutual $12,656
Nationwide $2,531
State Farm $1,804
USAA $2,590

What affects Lake Crystal, Minnesota auto insurance rates?

Local factors affect auto insurance rates in Lake Crystal, MN, including traffic, theft statistics, and commute length. Take a look at the things that impact Lake Crystal auto insurance rates.

Commute Times in Lake Crystal

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lake Crystal, MN is 22.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Lake Crystal, MN

You can buy cheap Lake Crystal, MN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lake Crystal, Minnesota auto insurance quotes from top companies.

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