Buy Cheap Lake City, CA Auto Insurance (2021)

Lake City, CA auto insurance rates average $254 a month. Minimum auto insurance requirements in Lake City, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Lake City, CA, compare Lake City auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lake City, CA after a DUI are $4,248/year
  • Average auto insurance rates in Lake City, CA are $254/month
  • The most expensive auto insurance company in Lake City after a DUI is State Farm

Finding affordable Lake City, California auto insurance can be challenging, but everything you need to know to buy cheap Lake City, CA auto insurance with confidence is right here. Auto insurance rates in Lake City are affected by local factors as well as personal ones like your driving record.

See how Lake City, CA car insurance rates compare to Los Angeles auto insurance rates, Long Beach auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in Lake City.

Don’t buy Lake City, CA auto insurance until you’ve compared rates. Get free Lake City, California auto insurance quotes when you enter your ZIP code above.

Lake City, CA Minimum Auto Insurance Requirements

The required auto insurance in Lake City, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Lake City, California is outlined here.

Minimum Required Auto Insurance Coverage in Lake City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Lake City, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lake City, California auto insurance rates? Find out how car insurance rates in Lake City, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,055 $2,068 $1,496 $1,524 $5,498 $6,922 $2,652 $2,953
Farmers $2,348 $2,348 $2,111 $2,111 $7,473 $12,272 $2,780 $3,092
GEICO $1,489 $1,493 $1,404 $1,404 $4,486 $4,594 $2,133 $2,202
Liberty Mutual $2,147 $2,037 $1,994 $1,935 $4,724 $5,007 $2,426 $2,440
Nationwide $2,616 $2,507 $2,275 $2,154 $6,479 $7,169 $3,111 $3,089
Progressive $1,521 $1,567 $1,264 $1,512 $3,908 $4,752 $2,169 $2,336
State Farm $2,749 $2,749 $2,449 $2,449 $4,954 $6,157 $3,034 $3,127
Travelers $2,103 $2,050 $1,856 $1,835 $4,145 $4,837 $2,724 $2,676
USAA $1,725 $1,636 $1,685 $1,694 $3,897 $3,917 $2,385 $2,256

Buy Cheap Lake City, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lake City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lake City, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lake City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,498 $6,922
Farmers $7,473 $12,272
GEICO $4,486 $4,594
Liberty Mutual $4,724 $5,007
Nationwide $6,479 $7,169
Progressive $3,908 $4,752
State Farm $4,954 $6,157
Travelers $4,145 $4,837
USAA $3,897 $3,917

Buy Cheap Lake City, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lake City, California by comparing Lake City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lake City, CA here.

Annual Auto Insurance Rates for Senior Drivers in Lake City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,496 $1,524
Farmers $2,111 $2,111
GEICO $1,404 $1,404
Liberty Mutual $1,994 $1,935
Nationwide $2,275 $2,154
Progressive $1,264 $1,512
State Farm $2,449 $2,449
Travelers $1,856 $1,835
USAA $1,685 $1,694

Find Cheap Auto Insurance Rates in Lake City, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lake City, California auto insurance. Compare Lake City, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake City, California

Insurance Company Low Medium High
Allstate $2,989 $3,171 $3,278
Farmers $4,030 $4,349 $4,572
GEICO $2,249 $2,420 $2,533
Liberty Mutual $2,662 $2,863 $2,992
Nationwide $3,327 $3,732 $3,965
Progressive $2,203 $2,432 $2,501
State Farm $3,166 $3,504 $3,705
Travelers $2,509 $2,833 $2,993
USAA $2,187 $2,443 $2,568

Find Cheap Lake City, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lake City. Compare auto insurance rates in Lake City, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lake City, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,840 $3,452
Farmers $3,917 $4,716
GEICO $2,182 $2,619
Liberty Mutual $2,608 $3,070
Nationwide $3,253 $4,097
Progressive $2,162 $2,595
State Farm $3,332 $3,585
Travelers $2,503 $3,054
USAA $2,211 $2,587

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Find Cheap Lake City, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Lake City, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lake City, CA, take a look at the average cost for various violations versus rates for a clean driving record in Lake City.

Annual Lake City, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,902 $3,198 $4,995 $2,489
Farmers $3,191 $4,345 $5,416 $4,316
GEICO $1,687 $2,568 $3,257 $2,092
Liberty Mutual $2,464 $3,302 $2,978 $2,611
Nationwide $2,568 $3,288 $5,556 $3,288
Progressive $1,568 $2,632 $3,062 $2,251
State Farm $2,459 $2,939 $5,577 $2,859
Travelers $1,890 $2,994 $3,512 $2,718
USAA $1,597 $2,367 $3,884 $1,748

Find Cheap Lake City, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lake City, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Lake City for less when you shop around and compare rates from multiple Lake City, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lake City, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,995
Farmers $5,416
GEICO $3,257
Liberty Mutual $2,978
Nationwide $5,556
Progressive $3,062
State Farm $5,577
Travelers $3,512
USAA $3,884

Winners by Category: Where to Buy Cheap Auto Insurance in Lake City, CA

Compare rates from the cheapest auto insurance companies in Lake City, CA for your needs. Take a look at how Lake City, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lake City, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Lake City, California Auto Insurance Companies

If you’re looking for the cheapest Lake City, CA auto insurance companies overall, you can compare them here. Find the best price for Lake City, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Lake City, California

Insurance Company Average Annual Rates
Allstate $3,146
Farmers $4,317
GEICO $2,401
Liberty Mutual $2,839
Nationwide $3,675
Progressive $2,378
State Farm $3,458
Travelers $2,778
USAA $2,399

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What affects Lake City, California auto insurance rates?

Local factors affect auto insurance rates in Lake City, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lake City auto insurance rates.

Traffic in Lake City

How is traffic in Lake City, California? Inrix data shows that Lake City, CA traffic makes it the 929th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Lake City, CA

You can buy cheap Lake City, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lake City, California auto insurance quotes from top companies.

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