Buy Cheap Lake City, AR Auto Insurance (2021)

Lake City, AR auto insurance rates average $336 a month. Minimum auto insurance requirements in Lake City, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Lake City, AR, compare Lake City auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lake City is Travelers
  • Average auto insurance rates in Lake City, AR for teens drivers are $8,316/year
  • The most expensive auto insurance company in Lake City after a DUI is Travelers

Finding affordable Lake City, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Lake City, AR auto insurance with confidence is right here. Auto insurance rates in Lake City are affected by local factors as well as personal ones like your driving record.

See how Lake City, AR car insurance rates compare to Conway auto insurance rates, Fort Smith auto insurance rates, and Hot Springs auto insurance rates before you read more about the cost of auto insurance in Lake City.

Don’t buy Lake City, AR auto insurance until you’ve compared rates. Get free Lake City, Arkansas auto insurance quotes when you enter your ZIP code above.

Lake City, AR Minimum Auto Insurance Requirements

The required auto insurance in Lake City, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Lake City, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Lake City, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lake City, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lake City, AR. Take a look at Lake City, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lake City, Arkansas

Insurance Company Poor Fair Good
Allstate $6,315 $4,853 $3,932
Farmers $4,681 $3,931 $3,745
GEICO $3,982 $3,279 $2,718
Liberty Mutual $5,515 $3,342 $2,618
Nationwide $4,733 $3,811 $3,473
Progressive $5,642 $4,827 $4,494
State Farm $3,733 $2,249 $1,752
Travelers $7,009 $5,863 $5,483
USAA $3,005 $2,059 $1,758

Buy Cheap Lake City, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lake City, Arkansas auto insurance rates? Find out how car insurance rates in Lake City, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake City, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,802 $2,809 $2,516 $2,688 $10,478 $12,587 $3,069 $3,315
Farmers $2,216 $2,206 $1,978 $2,083 $9,457 $9,807 $2,538 $2,667
GEICO $2,360 $2,325 $2,170 $2,109 $6,473 $6,458 $2,341 $2,375
Liberty Mutual $2,188 $2,342 $2,111 $2,361 $7,986 $8,798 $2,360 $2,456
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,624 $2,476 $2,161 $2,262 $11,237 $12,646 $3,129 $3,371
State Farm $1,584 $1,584 $1,433 $1,433 $4,768 $5,975 $1,788 $2,058
Travelers $2,225 $2,264 $2,218 $2,222 $13,358 $21,546 $2,390 $2,723
USAA $1,384 $1,393 $1,290 $1,291 $4,468 $4,663 $1,784 $1,917

Buy Cheap Lake City, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lake City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lake City, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lake City, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,478 $12,587
Farmers $9,457 $9,807
GEICO $6,473 $6,458
Liberty Mutual $7,986 $8,798
Nationwide $6,624 $8,442
Progressive $11,237 $12,646
State Farm $4,768 $5,975
Travelers $13,358 $21,546
USAA $4,468 $4,663

Buy Cheap Lake City, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Lake City, Arkansas by comparing Lake City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lake City, AR here.

Annual Auto Insurance Rates for Senior Drivers in Lake City, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,516 $2,688
Farmers $1,978 $2,083
GEICO $2,170 $2,109
Liberty Mutual $2,111 $2,361
Nationwide $2,440 $2,578
Progressive $2,161 $2,262
State Farm $1,433 $1,433
Travelers $2,218 $2,222
USAA $1,290 $1,291

Find Cheap Auto Insurance Rates in Lake City, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lake City, Arkansas auto insurance. Compare Lake City, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake City, Arkansas

Insurance Company Low Medium High
Allstate $4,878 $5,030 $5,192
Farmers $3,901 $4,073 $4,383
GEICO $3,174 $3,325 $3,480
Liberty Mutual $3,677 $3,794 $4,004
Nationwide $4,022 $3,922 $4,073
Progressive $4,522 $4,889 $5,553
State Farm $2,437 $2,575 $2,721
Travelers $5,780 $6,133 $6,441
USAA $2,171 $2,265 $2,386

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Find Cheap Lake City, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lake City. Compare auto insurance rates in Lake City, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lake City, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,033 $5,033
Farmers $4,119 $4,119
GEICO $3,298 $3,355
Liberty Mutual $3,825 $3,825
Nationwide $4,006 $4,006
Progressive $4,988 $4,988
State Farm $2,515 $2,640
Travelers $6,118 $6,118
USAA $2,209 $2,338

Find Cheap Lake City, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Lake City, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lake City, AR, take a look at the average cost for various violations versus rates for a clean driving record in Lake City.

Annual Lake City, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,133 $5,221 $5,819 $4,960
Farmers $3,481 $4,465 $4,363 $4,167
GEICO $2,274 $3,466 $5,118 $2,448
Liberty Mutual $2,604 $4,240 $4,959 $3,498
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,298 $5,983 $4,521 $5,150
State Farm $2,353 $2,802 $2,578 $2,578
Travelers $5,122 $5,292 $7,772 $6,287
USAA $1,742 $2,219 $3,200 $1,934

Find Cheap Lake City, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lake City, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Lake City for less when you shop around and compare rates from multiple Lake City, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lake City, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,819
Farmers $4,363
GEICO $5,118
Liberty Mutual $4,959
Nationwide $5,453
Progressive $4,521
State Farm $2,578
Travelers $7,772
USAA $3,200

Winners by Category: Where to Buy Cheap Auto Insurance in Lake City, AR

Compare rates from the cheapest auto insurance companies in Lake City, AR for your needs. Take a look at how Lake City, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lake City, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Lake City, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Lake City, AR auto insurance companies overall, you can compare them here. Find the best price for Lake City, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Lake City, Arkansas

Insurance Company Average Annual Rates
Allstate $5,033
Farmers $4,119
GEICO $3,326
Liberty Mutual $3,825
Nationwide $4,006
Progressive $4,988
State Farm $2,578
Travelers $6,118
USAA $2,274

What affects Lake City, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Lake City, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Lake City auto insurance rates.

Commute Times in Lake City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lake City, AR is 20.5 minutes according to City-Data.

Traffic in Lake City

How is traffic in Lake City, Arkansas? Inrix data shows that Lake City, AR traffic makes it the 929th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Lake City, AR

You can buy cheap Lake City, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lake City, Arkansas auto insurance quotes from top companies.

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