Buy Cheap Lake Andes, SD Auto Insurance (2021)

Lake Andes, SD auto insurance rates average $316 a month. Minimum auto insurance requirements in Lake Andes, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Lake Andes, SD, compare Lake Andes auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lake Andes, SD after a DUI are $4,591/year
  • The most expensive auto insurance company in Lake Andes after a DUI is Liberty Mutual
  • Average auto insurance rates in Lake Andes, SD are $316/month

Finding affordable Lake Andes, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Lake Andes, SD auto insurance with confidence is right here. Auto insurance rates in Lake Andes are affected by local factors as well as personal ones like your driving record.

See how Lake Andes, SD car insurance rates compare to Huron auto insurance rates, Brookings auto insurance rates, and Aberdeen auto insurance rates before you read more about the cost of auto insurance in Lake Andes.

Don’t buy Lake Andes, SD auto insurance until you’ve compared rates. Get free Lake Andes, South Dakota auto insurance quotes when you enter your ZIP code above.

Lake Andes, SD Minimum Auto Insurance Requirements

The required auto insurance in Lake Andes, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Lake Andes, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Lake Andes, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lake Andes, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lake Andes, SD. Take a look at Lake Andes, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lake Andes, South Dakota

Insurance Company Poor Fair Good
Allstate $5,671 $4,437 $3,853
American Family $5,228 $3,769 $3,193
Farmers $4,224 $3,555 $3,411
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $3,363 $2,623 $2,311
Progressive $4,259 $3,527 $3,250
State Farm $3,120 $1,866 $1,446

Buy Cheap Lake Andes, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lake Andes, South Dakota auto insurance rates? Find out how car insurance rates in Lake Andes, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lake Andes, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,448 $2,504 $2,157 $2,307 $10,029 $11,971 $2,774 $3,038
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $1,997 $2,008 $1,761 $1,826 $8,647 $9,003 $2,223 $2,376
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $2,001 $2,068 $1,781 $1,918 $4,202 $5,494 $2,225 $2,436
Progressive $2,134 $2,112 $1,756 $1,807 $7,551 $8,600 $2,676 $2,793
State Farm $1,465 $1,465 $1,262 $1,262 $3,599 $4,615 $1,639 $1,843

Buy Cheap Lake Andes, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lake Andes can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lake Andes, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lake Andes, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,029 $11,971
American Family $6,026 $8,854
Farmers $8,647 $9,003
GEICO $4,398 $5,174
Liberty Mutual $14,576 $16,365
Nationwide $4,202 $5,494
Progressive $7,551 $8,600
State Farm $3,599 $4,615

Buy Cheap Lake Andes, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Lake Andes, South Dakota by comparing Lake Andes senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lake Andes, SD here.

Annual Auto Insurance Rates for Senior Drivers in Lake Andes, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,157 $2,307
American Family $2,598 $2,598
Farmers $1,761 $1,826
GEICO $2,041 $1,881
Liberty Mutual $2,932 $3,564
Nationwide $1,781 $1,918
Progressive $1,756 $1,807
State Farm $1,262 $1,262

Find Cheap Auto Insurance Rates in Lake Andes, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lake Andes, South Dakota auto insurance. Compare Lake Andes, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lake Andes, South Dakota

Insurance Company Low Medium High
Allstate $4,537 $4,646 $4,778
American Family $4,106 $4,185 $3,899
Farmers $3,586 $3,694 $3,911
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,628 $2,755 $2,914
Progressive $3,604 $3,654 $3,777
State Farm $2,078 $2,145 $2,208

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Find Cheap Lake Andes, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lake Andes. Compare auto insurance rates in Lake Andes, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lake Andes, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,540 $4,767
American Family $4,013 $4,113
Farmers $3,730 $3,730
GEICO $2,631 $2,696
Liberty Mutual $6,676 $6,676
Nationwide $2,766 $2,766
Progressive $3,679 $3,679
State Farm $2,092 $2,195

Find Cheap Lake Andes, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Lake Andes, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lake Andes, SD, take a look at the average cost for various violations versus rates for a clean driving record in Lake Andes.

Annual Lake Andes, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,858 $4,477 $5,960 $4,318
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,187 $4,012 $3,914 $3,807
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,980 $2,773 $4,000 $2,309
Progressive $3,176 $4,285 $3,425 $3,829
State Farm $2,009 $2,279 $2,144 $2,144

Find Cheap Lake Andes, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lake Andes, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Lake Andes for less when you shop around and compare rates from multiple Lake Andes, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lake Andes, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,960
American Family $5,591
Farmers $3,914
GEICO $4,443
Liberty Mutual $7,255
Nationwide $4,000
Progressive $3,425
State Farm $2,144

Winners by Category: Where to Buy Cheap Auto Insurance in Lake Andes, SD

Compare rates from the cheapest auto insurance companies in Lake Andes, SD for your needs. Take a look at how Lake Andes, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lake Andes, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Lake Andes, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Lake Andes, SD auto insurance companies overall, you can compare them here. Find the best price for Lake Andes, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Lake Andes, South Dakota

Insurance Company Average Annual Rates
Allstate $4,654
American Family $4,063
Farmers $3,730
GEICO $2,664
Liberty Mutual $6,676
Nationwide $2,766
Progressive $3,679
State Farm $2,144

What affects Lake Andes, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Lake Andes, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Lake Andes auto insurance rates.

Commute Times in Lake Andes

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lake Andes, SD is 14.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Lake Andes, SD

You can buy cheap Lake Andes, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lake Andes, South Dakota auto insurance quotes from top companies.

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