Buy Cheap Laird Hill, TX Auto Insurance (2021)

Laird Hill, TX auto insurance rates average $316 a month. Minimum auto insurance requirements in Laird Hill, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Laird Hill, TX, compare Laird Hill auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Laird Hill, TX are $316/month
  • Average auto insurance rates in Laird Hill, TX for teens drivers are $6,775/year
  • Average auto insurance rates in Laird Hill, TX after a DUI are $4,324/year

Finding affordable Laird Hill, Texas auto insurance can be challenging, but everything you need to know to buy cheap Laird Hill, TX auto insurance with confidence is right here. Auto insurance rates in Laird Hill are affected by local factors as well as personal ones like your driving record.

See how Laird Hill, TX car insurance rates compare to Houston auto insurance rates, Laredo auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in Laird Hill.

Don’t buy Laird Hill, TX auto insurance until you’ve compared rates. Get free Laird Hill, Texas auto insurance quotes when you enter your ZIP code above.

Laird Hill, TX Minimum Auto Insurance Requirements

The required auto insurance in Laird Hill, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Laird Hill, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Laird Hill, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Laird Hill, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Laird Hill, TX. Take a look at Laird Hill, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Laird Hill, Texas

Insurance Company Poor Fair Good
Allstate $6,972 $5,107 $4,373
American Family $5,525 $3,501 $3,069
GEICO $4,844 $2,746 $1,835
Nationwide $4,292 $3,448 $2,998
Progressive $5,234 $4,513 $4,176
State Farm $4,283 $2,663 $2,120
USAA $3,883 $2,240 $1,801

Buy Cheap Laird Hill, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Laird Hill, Texas auto insurance rates? Find out how car insurance rates in Laird Hill, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laird Hill, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,560 $3,591 $3,513 $3,513 $9,380 $11,327 $4,402 $4,587
American Family $2,417 $2,691 $2,274 $2,603 $6,435 $8,406 $3,473 $3,954
GEICO $2,335 $2,531 $2,281 $2,613 $5,111 $5,257 $2,519 $2,484
Nationwide $2,254 $2,291 $1,996 $2,111 $6,345 $8,134 $2,645 $2,858
Progressive $2,487 $2,351 $2,209 $2,252 $10,360 $11,565 $2,934 $2,969
State Farm $2,114 $2,114 $1,880 $1,880 $5,063 $6,453 $2,299 $2,372
USAA $1,682 $1,695 $1,607 $1,597 $4,731 $5,159 $2,246 $2,414

Buy Cheap Laird Hill, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Laird Hill can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Laird Hill, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Laird Hill, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,380 $11,327
American Family $6,435 $8,406
GEICO $5,111 $5,257
Nationwide $6,345 $8,134
Progressive $10,360 $11,565
State Farm $5,063 $6,453
USAA $4,731 $5,159

Buy Cheap Laird Hill, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Laird Hill, Texas by comparing Laird Hill senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Laird Hill, TX here.

Annual Auto Insurance Rates for Senior Drivers in Laird Hill, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,513 $3,513
American Family $2,274 $2,603
GEICO $2,281 $2,613
Nationwide $1,996 $2,111
Progressive $2,209 $2,252
State Farm $1,880 $1,880
USAA $1,607 $1,597

Find Cheap Auto Insurance Rates in Laird Hill, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Laird Hill, Texas auto insurance. Compare Laird Hill, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laird Hill, Texas

Insurance Company Low Medium High
Allstate $5,363 $5,439 $5,650
American Family $3,736 $3,878 $4,481
GEICO $2,944 $3,091 $3,389
Nationwide $3,836 $3,427 $3,475
Progressive $4,391 $4,615 $4,916
State Farm $2,868 $3,011 $3,186
USAA $2,551 $2,630 $2,743

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Find Cheap Laird Hill, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Laird Hill. Compare auto insurance rates in Laird Hill, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Laird Hill, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,349 $5,620
American Family $4,032 $4,032
GEICO $3,083 $3,200
Nationwide $3,579 $3,579
Progressive $4,641 $4,641
State Farm $3,022 $3,022
USAA $2,608 $2,675

Find Cheap Laird Hill, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Laird Hill, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Laird Hill, TX, take a look at the average cost for various violations versus rates for a clean driving record in Laird Hill.

Annual Laird Hill, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,257 $6,575 $6,848 $4,257
American Family $3,683 $4,662 $4,100 $3,683
GEICO $2,667 $3,529 $2,935 $3,435
Nationwide $3,109 $3,109 $4,591 $3,508
Progressive $4,045 $5,236 $4,732 $4,551
State Farm $2,686 $3,080 $3,636 $2,686
USAA $1,969 $2,909 $3,427 $2,261

Find Cheap Laird Hill, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Laird Hill, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Laird Hill for less when you shop around and compare rates from multiple Laird Hill, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Laird Hill, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,848
American Family $4,100
GEICO $2,935
Nationwide $4,591
Progressive $4,732
State Farm $3,636
USAA $3,427

Winners by Category: Where to Buy Cheap Auto Insurance in Laird Hill, TX

Compare rates from the cheapest auto insurance companies in Laird Hill, TX for your needs. Take a look at how Laird Hill, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Laird Hill, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Laird Hill, Texas Auto Insurance Companies

If you’re looking for the cheapest Laird Hill, TX auto insurance companies overall, you can compare them here. Find the best price for Laird Hill, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Laird Hill, Texas

Insurance Company Average Annual Rates
Allstate $5,484
American Family $4,032
GEICO $3,141
Nationwide $3,579
Progressive $4,641
State Farm $3,022
USAA $2,641

Compare Auto Insurance Quotes in Laird Hill, TX

You can buy cheap Laird Hill, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Laird Hill, Texas auto insurance quotes from top companies.

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