Buy Cheap Laguna Hills, CA Auto Insurance (2021)

Laguna Hills, CA auto insurance rates average $289 a month. Minimum auto insurance requirements in Laguna Hills, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Laguna Hills, CA, compare Laguna Hills auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Laguna Hills after a DUI is Nationwide
  • Average auto insurance rates in Laguna Hills, CA for teens drivers are $5,886/year
  • Average auto insurance rates in Laguna Hills, CA are $289/month

Finding affordable Laguna Hills, California auto insurance can be challenging, but everything you need to know to buy cheap Laguna Hills, CA auto insurance with confidence is right here. Auto insurance rates in Laguna Hills are affected by local factors as well as personal ones like your driving record.

See how Laguna Hills, CA car insurance rates compare to Fresno auto insurance rates, Bakersfield auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in Laguna Hills.

Don’t buy Laguna Hills, CA auto insurance until you’ve compared rates. Get free Laguna Hills, California auto insurance quotes when you enter your ZIP code above.

Laguna Hills, CA Minimum Auto Insurance Requirements

The required auto insurance in Laguna Hills, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Laguna Hills, California is outlined here.

Minimum Required Auto Insurance Coverage in Laguna Hills, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Laguna Hills, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Laguna Hills, California auto insurance rates? Find out how car insurance rates in Laguna Hills, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laguna Hills, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,767 $2,761 $2,033 $2,040 $7,818 $9,821 $3,510 $3,819
Farmers $2,443 $2,443 $2,230 $2,230 $7,793 $12,620 $2,898 $3,233
GEICO $1,661 $1,662 $1,562 $1,562 $5,062 $5,144 $2,387 $2,437
Liberty Mutual $2,125 $2,002 $1,995 $1,929 $4,656 $4,983 $2,384 $2,412
Nationwide $3,270 $3,116 $2,877 $2,706 $8,424 $9,287 $3,910 $3,850
Progressive $1,686 $1,737 $1,427 $1,698 $4,507 $5,442 $2,421 $2,606
State Farm $3,072 $3,072 $2,747 $2,747 $5,716 $7,102 $3,404 $3,508
Travelers $2,317 $2,236 $2,061 $2,040 $4,863 $5,507 $3,012 $2,936
USAA $1,820 $1,720 $1,781 $1,784 $4,135 $4,156 $2,515 $2,372

Buy Cheap Laguna Hills, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Laguna Hills can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Laguna Hills, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Laguna Hills, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,818 $9,821
Farmers $7,793 $12,620
GEICO $5,062 $5,144
Liberty Mutual $4,656 $4,983
Nationwide $8,424 $9,287
Progressive $4,507 $5,442
State Farm $5,716 $7,102
Travelers $4,863 $5,507
USAA $4,135 $4,156

Buy Cheap Laguna Hills, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Laguna Hills, California by comparing Laguna Hills senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Laguna Hills, CA here.

Annual Auto Insurance Rates for Senior Drivers in Laguna Hills, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,040
Farmers $2,230 $2,230
GEICO $1,562 $1,562
Liberty Mutual $1,995 $1,929
Nationwide $2,877 $2,706
Progressive $1,427 $1,698
State Farm $2,747 $2,747
Travelers $2,061 $2,040
USAA $1,781 $1,784

Find Cheap Auto Insurance Rates in Laguna Hills, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Laguna Hills, California auto insurance. Compare Laguna Hills, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laguna Hills, California

Insurance Company Low Medium High
Allstate $4,083 $4,361 $4,520
Farmers $4,125 $4,528 $4,805
GEICO $2,430 $2,716 $2,908
Liberty Mutual $2,602 $2,839 $2,992
Nationwide $4,180 $4,767 $5,092
Progressive $2,430 $2,770 $2,871
State Farm $3,484 $4,001 $4,279
Travelers $2,685 $3,216 $3,464
USAA $2,295 $2,586 $2,725

Find Cheap Laguna Hills, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Laguna Hills. Compare auto insurance rates in Laguna Hills, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Laguna Hills, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,897 $4,745
Farmers $4,069 $4,904
GEICO $2,439 $2,931
Liberty Mutual $2,582 $3,039
Nationwide $4,129 $5,231
Progressive $2,440 $2,941
State Farm $3,778 $4,065
Travelers $2,812 $3,431
USAA $2,337 $2,733

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Laguna Hills, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Laguna Hills, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Laguna Hills, CA, take a look at the average cost for various violations versus rates for a clean driving record in Laguna Hills.

Annual Laguna Hills, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,615 $4,371 $6,874 $3,425
Farmers $3,327 $4,522 $5,613 $4,484
GEICO $1,876 $2,902 $3,634 $2,327
Liberty Mutual $2,441 $3,267 $2,950 $2,586
Nationwide $3,266 $4,188 $7,078 $4,188
Progressive $1,765 $2,993 $3,463 $2,540
State Farm $2,802 $3,339 $6,293 $3,250
Travelers $2,078 $3,405 $3,932 $3,072
USAA $1,686 $2,509 $4,099 $1,847

Find Cheap Laguna Hills, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Laguna Hills, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Laguna Hills for less when you shop around and compare rates from multiple Laguna Hills, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Laguna Hills, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,874
Farmers $5,613
GEICO $3,634
Liberty Mutual $2,950
Nationwide $7,078
Progressive $3,463
State Farm $6,293
Travelers $3,932
USAA $4,099

Winners by Category: Where to Buy Cheap Auto Insurance in Laguna Hills, CA

Compare rates from the cheapest auto insurance companies in Laguna Hills, CA for your needs. Take a look at how Laguna Hills, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Laguna Hills, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Laguna Hills, California Auto Insurance Companies

If you’re looking for the cheapest Laguna Hills, CA auto insurance companies overall, you can compare them here. Find the best price for Laguna Hills, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Laguna Hills, California

Insurance Company Average Annual Rates
Allstate $4,321
Farmers $4,486
GEICO $2,685
Liberty Mutual $2,811
Nationwide $4,680
Progressive $2,690
State Farm $3,921
Travelers $3,121
USAA $2,535

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects Laguna Hills, California auto insurance rates?

Local factors affect auto insurance rates in Laguna Hills, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Laguna Hills auto insurance rates.

Auto Theft in Laguna Hills

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Laguna Hills, CA auto theft show a total of 28 vehicle thefts annually.

Commute Times in Laguna Hills

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Laguna Hills, CA is 25.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Laguna Hills, CA

You can buy cheap Laguna Hills, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Laguna Hills, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption