Buy Cheap Lago Vista, TX Auto Insurance (2021)

Lago Vista, TX auto insurance rates average $314 a month. Minimum auto insurance requirements in Lago Vista, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Lago Vista, TX, compare Lago Vista auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lago Vista after a DUI is Allstate
  • The most expensive auto insurance company in Lago Vista is Allstate
  • Average auto insurance rates in Lago Vista, TX after a DUI are $4,279/year

Finding affordable Lago Vista, Texas auto insurance can be challenging, but everything you need to know to buy cheap Lago Vista, TX auto insurance with confidence is right here. Auto insurance rates in Lago Vista are affected by local factors as well as personal ones like your driving record.

See how Lago Vista, TX car insurance rates compare to El Paso auto insurance rates, Houston auto insurance rates, and Corpus Christi auto insurance rates before you read more about the cost of auto insurance in Lago Vista.

Don’t buy Lago Vista, TX auto insurance until you’ve compared rates. Get free Lago Vista, Texas auto insurance quotes when you enter your ZIP code above.

Lago Vista, TX Minimum Auto Insurance Requirements

The required auto insurance in Lago Vista, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Lago Vista, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Lago Vista, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lago Vista, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lago Vista, TX. Take a look at Lago Vista, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lago Vista, Texas

Insurance Company Poor Fair Good
Allstate $6,829 $5,012 $4,293
American Family $5,998 $3,872 $3,388
GEICO $5,023 $2,844 $1,897
Nationwide $3,841 $3,098 $2,698
Progressive $5,091 $4,394 $4,070
State Farm $4,316 $2,686 $2,140
USAA $3,675 $2,126 $1,711

Buy Cheap Lago Vista, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lago Vista, Texas auto insurance rates? Find out how car insurance rates in Lago Vista, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lago Vista, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,472 $3,498 $3,426 $3,426 $9,269 $11,174 $4,293 $4,465
American Family $2,567 $2,877 $2,459 $2,834 $7,202 $9,369 $3,761 $4,285
GEICO $2,411 $2,601 $2,310 $2,624 $5,339 $5,523 $2,617 $2,613
Nationwide $2,023 $2,054 $1,793 $1,894 $5,698 $7,299 $2,374 $2,564
Progressive $2,420 $2,319 $2,149 $2,193 $10,036 $11,196 $2,886 $2,949
State Farm $2,113 $2,113 $1,885 $1,885 $5,142 $6,566 $2,303 $2,372
USAA $1,599 $1,601 $1,531 $1,511 $4,517 $4,899 $2,119 $2,256

Buy Cheap Lago Vista, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lago Vista can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lago Vista, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lago Vista, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,269 $11,174
American Family $7,202 $9,369
GEICO $5,339 $5,523
Nationwide $5,698 $7,299
Progressive $10,036 $11,196
State Farm $5,142 $6,566
USAA $4,517 $4,899

Buy Cheap Lago Vista, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Lago Vista, Texas by comparing Lago Vista senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lago Vista, TX here.

Annual Auto Insurance Rates for Senior Drivers in Lago Vista, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,426 $3,426
American Family $2,459 $2,834
GEICO $2,310 $2,624
Nationwide $1,793 $1,894
Progressive $2,149 $2,193
State Farm $1,885 $1,885
USAA $1,531 $1,511

Find Cheap Auto Insurance Rates in Lago Vista, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lago Vista, Texas auto insurance. Compare Lago Vista, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lago Vista, Texas

Insurance Company Low Medium High
Allstate $5,255 $5,332 $5,547
American Family $4,080 $4,244 $4,934
GEICO $3,089 $3,221 $3,455
Nationwide $3,462 $3,081 $3,095
Progressive $4,344 $4,502 $4,710
State Farm $2,892 $3,043 $3,208
USAA $2,417 $2,495 $2,601

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Find Cheap Lago Vista, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lago Vista. Compare auto insurance rates in Lago Vista, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lago Vista, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,248 $5,508
American Family $4,419 $4,419
GEICO $3,194 $3,315
Nationwide $3,212 $3,212
Progressive $4,519 $4,519
State Farm $3,048 $3,048
USAA $2,472 $2,536

Find Cheap Lago Vista, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Lago Vista, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lago Vista, TX, take a look at the average cost for various violations versus rates for a clean driving record in Lago Vista.

Annual Lago Vista, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,155 $6,455 $6,746 $4,155
American Family $4,022 $5,131 $4,501 $4,022
GEICO $2,761 $3,653 $3,049 $3,556
Nationwide $2,792 $2,792 $4,117 $3,148
Progressive $3,943 $5,080 $4,604 $4,448
State Farm $2,700 $3,107 $3,684 $2,700
USAA $1,864 $2,759 $3,254 $2,140

Find Cheap Lago Vista, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lago Vista, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Lago Vista for less when you shop around and compare rates from multiple Lago Vista, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lago Vista, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,746
American Family $4,501
GEICO $3,049
Nationwide $4,117
Progressive $4,604
State Farm $3,684
USAA $3,254

Winners by Category: Where to Buy Cheap Auto Insurance in Lago Vista, TX

Compare rates from the cheapest auto insurance companies in Lago Vista, TX for your needs. Take a look at how Lago Vista, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lago Vista, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Lago Vista, Texas Auto Insurance Companies

If you’re looking for the cheapest Lago Vista, TX auto insurance companies overall, you can compare them here. Find the best price for Lago Vista, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Lago Vista, Texas

Insurance Company Average Annual Rates
Allstate $5,378
American Family $4,419
GEICO $3,255
Nationwide $3,212
Progressive $4,519
State Farm $3,048
USAA $2,504

What affects Lago Vista, Texas auto insurance rates?

Local factors affect auto insurance rates in Lago Vista, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Lago Vista auto insurance rates.

Auto Theft in Lago Vista

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Lago Vista, TX auto theft show a total of 6 vehicle thefts annually.

Compare Auto Insurance Quotes in Lago Vista, TX

You can buy cheap Lago Vista, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lago Vista, Texas auto insurance quotes from top companies.

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