Buy Cheap Ladera Ranch, CA Auto Insurance (2021)

Ladera Ranch, CA auto insurance rates average $281 a month. Minimum auto insurance requirements in Ladera Ranch, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Ladera Ranch, CA, compare Ladera Ranch auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ladera Ranch, CA after a DUI are $4,758/year
  • Average auto insurance rates in Ladera Ranch, CA for teens drivers are $5,721/year
  • Average auto insurance rates in Ladera Ranch, CA are $281/month

Finding affordable Ladera Ranch, California auto insurance can be challenging, but everything you need to know to buy cheap Ladera Ranch, CA auto insurance with confidence is right here. Auto insurance rates in Ladera Ranch are affected by local factors as well as personal ones like your driving record.

See how Ladera Ranch, CA car insurance rates compare to San Jose auto insurance rates, Sacramento auto insurance rates, and Oakland auto insurance rates before you read more about the cost of auto insurance in Ladera Ranch.

Don’t buy Ladera Ranch, CA auto insurance until you’ve compared rates. Get free Ladera Ranch, California auto insurance quotes when you enter your ZIP code above.

Ladera Ranch, CA Minimum Auto Insurance Requirements

The required auto insurance in Ladera Ranch, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Ladera Ranch, California is outlined here.

Minimum Required Auto Insurance Coverage in Ladera Ranch, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Ladera Ranch, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ladera Ranch, California auto insurance rates? Find out how car insurance rates in Ladera Ranch, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ladera Ranch, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,783 $2,772 $2,042 $2,047 $7,847 $9,843 $3,520 $3,818
Farmers $2,300 $2,300 $2,096 $2,096 $7,298 $11,817 $2,725 $3,036
GEICO $1,690 $1,691 $1,589 $1,589 $5,148 $5,237 $2,428 $2,482
Liberty Mutual $2,015 $1,900 $1,885 $1,824 $4,372 $4,682 $2,260 $2,289
Nationwide $3,187 $3,039 $2,793 $2,630 $8,166 $9,002 $3,806 $3,757
Progressive $1,643 $1,695 $1,387 $1,654 $4,369 $5,294 $2,364 $2,548
State Farm $2,889 $2,889 $2,584 $2,584 $5,364 $6,671 $3,198 $3,295
Travelers $2,249 $2,172 $1,999 $1,979 $4,693 $5,313 $2,915 $2,846
USAA $1,859 $1,759 $1,815 $1,821 $4,233 $4,264 $2,578 $2,435

Buy Cheap Ladera Ranch, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ladera Ranch can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ladera Ranch, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ladera Ranch, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,847 $9,843
Farmers $7,298 $11,817
GEICO $5,148 $5,237
Liberty Mutual $4,372 $4,682
Nationwide $8,166 $9,002
Progressive $4,369 $5,294
State Farm $5,364 $6,671
Travelers $4,693 $5,313
USAA $4,233 $4,264

Buy Cheap Ladera Ranch, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Ladera Ranch, California by comparing Ladera Ranch senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ladera Ranch, CA here.

Annual Auto Insurance Rates for Senior Drivers in Ladera Ranch, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,042 $2,047
Farmers $2,096 $2,096
GEICO $1,589 $1,589
Liberty Mutual $1,885 $1,824
Nationwide $2,793 $2,630
Progressive $1,387 $1,654
State Farm $2,584 $2,584
Travelers $1,999 $1,979
USAA $1,815 $1,821

Find Cheap Auto Insurance Rates in Ladera Ranch, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ladera Ranch, California auto insurance. Compare Ladera Ranch, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ladera Ranch, California

Insurance Company Low Medium High
Allstate $4,080 $4,375 $4,547
Farmers $3,869 $4,246 $4,510
GEICO $2,469 $2,763 $2,963
Liberty Mutual $2,459 $2,678 $2,823
Nationwide $4,088 $4,628 $4,926
Progressive $2,382 $2,689 $2,787
State Farm $3,267 $3,757 $4,030
Travelers $2,600 $3,112 $3,350
USAA $2,365 $2,644 $2,777

Find Cheap Ladera Ranch, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ladera Ranch. Compare auto insurance rates in Ladera Ranch, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ladera Ranch, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,907 $4,761
Farmers $3,817 $4,600
GEICO $2,482 $2,982
Liberty Mutual $2,437 $2,869
Nationwide $4,012 $5,082
Progressive $2,379 $2,859
State Farm $3,549 $3,820
Travelers $2,723 $3,319
USAA $2,393 $2,798

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Find Cheap Ladera Ranch, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Ladera Ranch, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ladera Ranch, CA, take a look at the average cost for various violations versus rates for a clean driving record in Ladera Ranch.

Annual Ladera Ranch, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,624 $4,380 $6,899 $3,433
Farmers $3,120 $4,242 $5,267 $4,205
GEICO $1,909 $2,952 $3,698 $2,368
Liberty Mutual $2,303 $3,084 $2,785 $2,441
Nationwide $3,175 $4,068 $6,879 $4,068
Progressive $1,717 $2,908 $3,383 $2,468
State Farm $2,632 $3,137 $5,915 $3,053
Travelers $2,018 $3,291 $3,802 $2,972
USAA $1,725 $2,568 $4,199 $1,890

Find Cheap Ladera Ranch, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ladera Ranch, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Ladera Ranch for less when you shop around and compare rates from multiple Ladera Ranch, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ladera Ranch, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,899
Farmers $5,267
GEICO $3,698
Liberty Mutual $2,785
Nationwide $6,879
Progressive $3,383
State Farm $5,915
Travelers $3,802
USAA $4,199

Winners by Category: Where to Buy Cheap Auto Insurance in Ladera Ranch, CA

Compare rates from the cheapest auto insurance companies in Ladera Ranch, CA for your needs. Take a look at how Ladera Ranch, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ladera Ranch, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Ladera Ranch, California Auto Insurance Companies

If you’re looking for the cheapest Ladera Ranch, CA auto insurance companies overall, you can compare them here. Find the best price for Ladera Ranch, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Ladera Ranch, California

Insurance Company Average Annual Rates
Allstate $4,334
Farmers $4,209
GEICO $2,732
Liberty Mutual $2,653
Nationwide $4,547
Progressive $2,619
State Farm $3,684
Travelers $3,021
USAA $2,596

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What affects Ladera Ranch, California auto insurance rates?

Local factors affect auto insurance rates in Ladera Ranch, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Ladera Ranch auto insurance rates.

Commute Times in Ladera Ranch

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ladera Ranch, CA is 31.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Ladera Ranch, CA

You can buy cheap Ladera Ranch, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ladera Ranch, California auto insurance quotes from top companies.

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