Buy Cheap Ladera, CA Auto Insurance (2021)

Ladera, CA auto insurance rates average $281 a month. Minimum auto insurance requirements in Ladera, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Ladera, CA, compare Ladera auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ladera, CA are $281/month
  • Average auto insurance rates in Ladera, CA for teens drivers are $5,699/year
  • Average auto insurance rates in Ladera, CA after a DUI are $4,741/year

Finding affordable Ladera, California auto insurance can be challenging, but everything you need to know to buy cheap Ladera, CA auto insurance with confidence is right here. Auto insurance rates in Ladera are affected by local factors as well as personal ones like your driving record.

See how Ladera, CA car insurance rates compare to Los Angeles auto insurance rates, Sacramento auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Ladera.

Don’t buy Ladera, CA auto insurance until you’ve compared rates. Get free Ladera, California auto insurance quotes when you enter your ZIP code above.

Ladera, CA Minimum Auto Insurance Requirements

The required auto insurance in Ladera, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Ladera, California is outlined here.

Minimum Required Auto Insurance Coverage in Ladera, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Ladera, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ladera, California auto insurance rates? Find out how car insurance rates in Ladera, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ladera, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,648 $2,654 $1,943 $1,961 $7,417 $9,350 $3,398 $3,743
Farmers $2,277 $2,277 $2,065 $2,065 $7,364 $12,080 $2,710 $3,028
GEICO $1,683 $1,685 $1,583 $1,583 $5,142 $5,236 $2,421 $2,476
Liberty Mutual $2,021 $1,917 $1,882 $1,825 $4,463 $4,732 $2,282 $2,293
Nationwide $2,904 $2,770 $2,543 $2,395 $7,444 $8,194 $3,476 $3,432
Progressive $1,815 $1,867 $1,546 $1,832 $4,869 $5,855 $2,614 $2,808
State Farm $3,062 $3,062 $2,736 $2,736 $5,652 $7,010 $3,392 $3,498
Travelers $2,244 $2,170 $1,992 $1,972 $4,651 $5,288 $2,906 $2,844
USAA $1,877 $1,776 $1,833 $1,838 $4,291 $4,320 $2,603 $2,457

Buy Cheap Ladera, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ladera can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ladera, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ladera, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,417 $9,350
Farmers $7,364 $12,080
GEICO $5,142 $5,236
Liberty Mutual $4,463 $4,732
Nationwide $7,444 $8,194
Progressive $4,869 $5,855
State Farm $5,652 $7,010
Travelers $4,651 $5,288
USAA $4,291 $4,320

Buy Cheap Ladera, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Ladera, California by comparing Ladera senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ladera, CA here.

Annual Auto Insurance Rates for Senior Drivers in Ladera, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,943 $1,961
Farmers $2,065 $2,065
GEICO $1,583 $1,583
Liberty Mutual $1,882 $1,825
Nationwide $2,543 $2,395
Progressive $1,546 $1,832
State Farm $2,736 $2,736
Travelers $1,992 $1,972
USAA $1,833 $1,838

Find Cheap Auto Insurance Rates in Ladera, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ladera, California auto insurance. Compare Ladera, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ladera, California

Insurance Company Low Medium High
Allstate $3,948 $4,172 $4,298
Farmers $3,951 $4,270 $4,479
GEICO $2,497 $2,755 $2,926
Liberty Mutual $2,509 $2,701 $2,821
Nationwide $3,753 $4,221 $4,461
Progressive $2,590 $2,995 $3,118
State Farm $3,510 $3,963 $4,208
Travelers $2,615 $3,097 $3,314
USAA $2,386 $2,674 $2,813

Find Cheap Ladera, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ladera. Compare auto insurance rates in Ladera, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ladera, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,738 $4,541
Farmers $3,841 $4,626
GEICO $2,477 $2,976
Liberty Mutual $2,460 $2,893
Nationwide $3,660 $4,630
Progressive $2,628 $3,173
State Farm $3,753 $4,035
Travelers $2,710 $3,307
USAA $2,419 $2,830

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Find Cheap Ladera, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Ladera, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ladera, CA, take a look at the average cost for various violations versus rates for a clean driving record in Ladera.

Annual Ladera, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,500 $4,202 $6,576 $3,280
Farmers $3,130 $4,262 $5,307 $4,234
GEICO $1,906 $2,945 $3,690 $2,364
Liberty Mutual $2,324 $3,114 $2,808 $2,462
Nationwide $2,897 $3,709 $6,265 $3,709
Progressive $1,899 $3,232 $3,732 $2,739
State Farm $2,779 $3,314 $6,256 $3,225
Travelers $2,018 $3,266 $3,791 $2,959
USAA $1,744 $2,598 $4,245 $1,910

Find Cheap Ladera, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ladera, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Ladera for less when you shop around and compare rates from multiple Ladera, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ladera, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,576
Farmers $5,307
GEICO $3,690
Liberty Mutual $2,808
Nationwide $6,265
Progressive $3,732
State Farm $6,256
Travelers $3,791
USAA $4,245

Winners by Category: Where to Buy Cheap Auto Insurance in Ladera, CA

Compare rates from the cheapest auto insurance companies in Ladera, CA for your needs. Take a look at how Ladera, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ladera, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Ladera, California Auto Insurance Companies

If you’re looking for the cheapest Ladera, CA auto insurance companies overall, you can compare them here. Find the best price for Ladera, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Ladera, California

Insurance Company Average Annual Rates
Allstate $4,139
Farmers $4,233
GEICO $2,726
Liberty Mutual $2,677
Nationwide $4,145
Progressive $2,901
State Farm $3,894
Travelers $3,009
USAA $2,624

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What affects Ladera, California auto insurance rates?

Local factors affect auto insurance rates in Ladera, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Ladera auto insurance rates.

Commute Times in Ladera

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ladera, CA is 30.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Ladera, CA

You can buy cheap Ladera, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ladera, California auto insurance quotes from top companies.

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