Buy Cheap Laconia, IN Auto Insurance (2021)

Laconia, IN auto insurance rates average $294 a month. Minimum auto insurance requirements in Laconia, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Laconia, IN, compare Laconia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Laconia is Liberty Mutual
  • Average auto insurance rates in Laconia, IN are $294/month
  • Average auto insurance rates in Laconia, IN for teens drivers are $6,968/year

Finding affordable Laconia, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Laconia, IN auto insurance with confidence is right here. Auto insurance rates in Laconia are affected by local factors as well as personal ones like your driving record.

See how Laconia, IN car insurance rates compare to Fishers auto insurance rates, Evansville auto insurance rates, and Indianapolis auto insurance rates before you read more about the cost of auto insurance in Laconia.

Don’t buy Laconia, IN auto insurance until you’ve compared rates. Get free Laconia, Indiana auto insurance quotes when you enter your ZIP code above.

Laconia, IN Minimum Auto Insurance Requirements

The required auto insurance in Laconia, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Laconia, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Laconia, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Laconia, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Laconia, IN. Take a look at Laconia, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Laconia, Indiana

Insurance Company Poor Fair Good
Allstate $4,848 $3,603 $3,278
American Family $5,388 $3,498 $2,927
Farmers $4,589 $3,760 $3,488
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,297 $2,784 $2,602
Progressive $4,803 $4,249 $4,004
State Farm $3,848 $2,294 $1,778
Travelers $4,035 $3,426 $3,426
USAA $2,217 $1,467 $1,259

Buy Cheap Laconia, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Laconia, Indiana auto insurance rates? Find out how car insurance rates in Laconia, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Laconia, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,412 $2,470 $2,121 $2,325 $7,437 $9,415 $2,445 $2,652
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,739 $1,715 $1,485 $1,677 $9,708 $10,439 $2,317 $2,485
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,782 $1,827 $1,557 $1,669 $5,181 $6,759 $2,089 $2,292
Progressive $1,858 $1,762 $1,680 $1,693 $10,870 $12,240 $2,332 $2,380
State Farm $1,641 $1,641 $1,454 $1,454 $4,861 $6,243 $1,812 $2,014
Travelers $1,273 $1,294 $1,198 $1,198 $8,169 $12,999 $1,352 $1,547
USAA $1,052 $1,037 $978 $987 $2,916 $3,261 $1,423 $1,525

Buy Cheap Laconia, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Laconia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Laconia, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Laconia, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,437 $9,415
American Family $6,768 $9,826
Farmers $9,708 $10,439
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $5,181 $6,759
Progressive $10,870 $12,240
State Farm $4,861 $6,243
Travelers $8,169 $12,999
USAA $2,916 $3,261

Buy Cheap Laconia, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Laconia, Indiana by comparing Laconia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Laconia, IN here.

Annual Auto Insurance Rates for Senior Drivers in Laconia, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,121 $2,325
American Family $2,219 $2,219
Farmers $1,485 $1,677
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,557 $1,669
Progressive $1,680 $1,693
State Farm $1,454 $1,454
Travelers $1,198 $1,198
USAA $978 $987

Find Cheap Auto Insurance Rates in Laconia, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Laconia, Indiana auto insurance. Compare Laconia, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Laconia, Indiana

Insurance Company Low Medium High
Allstate $3,701 $3,894 $4,134
American Family $3,904 $4,068 $3,841
Farmers $3,792 $3,940 $4,104
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,944 $2,871 $2,869
Progressive $4,088 $4,278 $4,690
State Farm $2,523 $2,639 $2,758
Travelers $3,542 $3,663 $3,682
USAA $1,585 $1,643 $1,715

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Find Cheap Laconia, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Laconia. Compare auto insurance rates in Laconia, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Laconia, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,910 $3,910
American Family $3,890 $3,985
Farmers $3,946 $3,946
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,894 $2,894
Progressive $4,352 $4,352
State Farm $2,565 $2,716
Travelers $3,629 $3,629
USAA $1,626 $1,669

Find Cheap Laconia, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Laconia, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Laconia, IN, take a look at the average cost for various violations versus rates for a clean driving record in Laconia.

Annual Laconia, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,122 $4,591 $4,221 $3,704
American Family $2,714 $4,320 $5,483 $3,234
Farmers $3,536 $4,107 $4,242 $3,897
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,483 $3,214 $3,079 $2,802
Progressive $3,251 $5,732 $3,885 $4,540
State Farm $2,580 $2,820 $2,580 $2,580
Travelers $3,086 $3,807 $4,313 $3,310
USAA $1,245 $1,772 $2,031 $1,542

Find Cheap Laconia, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Laconia, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Laconia for less when you shop around and compare rates from multiple Laconia, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Laconia, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,221
American Family $5,483
Farmers $4,242
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,079
Progressive $3,885
State Farm $2,580
Travelers $4,313
USAA $2,031

Winners by Category: Where to Buy Cheap Auto Insurance in Laconia, IN

Compare rates from the cheapest auto insurance companies in Laconia, IN for your needs. Take a look at how Laconia, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Laconia, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Laconia, Indiana Auto Insurance Companies

If you’re looking for the cheapest Laconia, IN auto insurance companies overall, you can compare them here. Find the best price for Laconia, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Laconia, Indiana

Insurance Company Average Annual Rates
Allstate $3,910
American Family $3,938
Farmers $3,946
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,894
Progressive $4,352
State Farm $2,640
Travelers $3,629
USAA $1,648

Compare Auto Insurance Quotes in Laconia, IN

You can buy cheap Laconia, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Laconia, Indiana auto insurance quotes from top companies.

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