Buy Cheap Lacona, IA Auto Insurance (2021)

Lacona, IA auto insurance rates average $255 a month. Minimum auto insurance requirements in Lacona, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Lacona, IA, compare Lacona auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lacona after a DUI is Travelers
  • Average auto insurance rates in Lacona, IA are $255/month
  • The most expensive auto insurance company in Lacona is Travelers

Finding affordable Lacona, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Lacona, IA auto insurance with confidence is right here. Auto insurance rates in Lacona are affected by local factors as well as personal ones like your driving record.

See how Lacona, IA car insurance rates compare to Ankeny auto insurance rates, Des Moines auto insurance rates, and Davenport auto insurance rates before you read more about the cost of auto insurance in Lacona.

Don’t buy Lacona, IA auto insurance until you’ve compared rates. Get free Lacona, Iowa auto insurance quotes when you enter your ZIP code above.

Lacona, IA Minimum Auto Insurance Requirements

The required auto insurance in Lacona, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Lacona, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Lacona, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Lacona, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lacona, IA. Take a look at Lacona, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lacona, Iowa

Insurance Company Poor Fair Good
Allstate $3,174 $2,526 $2,275
American Family $3,947 $2,900 $2,434
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,399 $3,959 $3,118
Nationwide $3,193 $2,502 $2,191
Progressive $3,160 $2,531 $2,282
State Farm $3,440 $2,127 $1,677
Travelers $6,773 $5,789 $5,519
USAA $2,456 $1,684 $1,458

Buy Cheap Lacona, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lacona, Iowa auto insurance rates? Find out how car insurance rates in Lacona, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lacona, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,760 $1,690 $1,567 $1,594 $5,067 $5,706 $1,913 $1,968
American Family $2,002 $2,002 $1,788 $1,788 $5,297 $7,457 $2,002 $2,414
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,148 $2,332 $1,893 $2,305 $10,414 $11,731 $2,434 $2,679
Nationwide $1,821 $1,868 $1,623 $1,731 $4,220 $5,456 $2,065 $2,245
Progressive $1,917 $1,860 $1,582 $1,634 $4,443 $5,028 $2,309 $2,487
State Farm $1,616 $1,616 $1,404 $1,404 $4,138 $5,282 $1,812 $2,046
Travelers $2,689 $2,744 $2,614 $2,623 $12,108 $19,331 $2,801 $3,304
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

Buy Cheap Lacona, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lacona can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lacona, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lacona, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,067 $5,706
American Family $5,297 $7,457
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,414 $11,731
Nationwide $4,220 $5,456
Progressive $4,443 $5,028
State Farm $4,138 $5,282
Travelers $12,108 $19,331
USAA $3,349 $3,563

Buy Cheap Lacona, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lacona, Iowa by comparing Lacona senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lacona, IA here.

Annual Auto Insurance Rates for Senior Drivers in Lacona, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,567 $1,594
American Family $1,788 $1,788
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,893 $2,305
Nationwide $1,623 $1,731
Progressive $1,582 $1,634
State Farm $1,404 $1,404
Travelers $2,614 $2,623
USAA $1,147 $1,174

Find Cheap Auto Insurance Rates in Lacona, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lacona, Iowa auto insurance. Compare Lacona, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lacona, Iowa

Insurance Company Low Medium High
Allstate $2,565 $2,661 $2,748
American Family $3,115 $3,265 $2,900
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,297 $4,484 $4,696
Nationwide $2,739 $2,617 $2,530
Progressive $2,517 $2,666 $2,789
State Farm $2,308 $2,427 $2,510
Travelers $5,675 $6,118 $6,288
USAA $1,772 $1,872 $1,954

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Find Cheap Lacona, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lacona. Compare auto insurance rates in Lacona, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lacona, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,596 $2,721
American Family $3,057 $3,130
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,492 $4,492
Nationwide $2,629 $2,629
Progressive $2,658 $2,658
State Farm $2,356 $2,473
Travelers $6,027 $6,027
USAA $1,798 $1,934

Find Cheap Lacona, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Lacona, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lacona, IA, take a look at the average cost for various violations versus rates for a clean driving record in Lacona.

Annual Lacona, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,261 $2,734 $3,111 $2,528
American Family $2,233 $3,268 $4,246 $2,627
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,878 $4,802 $4,895 $4,393
Nationwide $1,903 $2,733 $3,726 $2,152
Progressive $2,144 $3,477 $2,323 $2,686
State Farm $2,251 $2,579 $2,415 $2,415
Travelers $4,389 $5,863 $7,850 $6,006
USAA $1,427 $1,912 $2,487 $1,638

Find Cheap Lacona, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lacona, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Lacona for less when you shop around and compare rates from multiple Lacona, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lacona, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,111
American Family $4,246
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,895
Nationwide $3,726
Progressive $2,323
State Farm $2,415
Travelers $7,850
USAA $2,487

Winners by Category: Where to Buy Cheap Auto Insurance in Lacona, IA

Compare rates from the cheapest auto insurance companies in Lacona, IA for your needs. Take a look at how Lacona, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lacona, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Lacona, Iowa Auto Insurance Companies

If you’re looking for the cheapest Lacona, IA auto insurance companies overall, you can compare them here. Find the best price for Lacona, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Lacona, Iowa

Insurance Company Average Annual Rates
Allstate $2,658
American Family $3,093
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,492
Nationwide $2,629
Progressive $2,658
State Farm $2,415
Travelers $6,027
USAA $1,866

What affects Lacona, Iowa auto insurance rates?

Local factors affect auto insurance rates in Lacona, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lacona auto insurance rates.

Commute Times in Lacona

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lacona, IA is 40.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Lacona, IA

You can buy cheap Lacona, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lacona, Iowa auto insurance quotes from top companies.

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