Buy Cheap La Vernia, TX Auto Insurance (2021)

La Vernia, TX auto insurance rates average $304 a month. Minimum auto insurance requirements in La Vernia, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in La Vernia, TX, compare La Vernia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in La Vernia, TX after a DUI are $4,161/year
  • Average auto insurance rates in La Vernia, TX are $304/month
  • The most expensive auto insurance company in La Vernia is Allstate

Finding affordable La Vernia, Texas auto insurance can be challenging, but everything you need to know to buy cheap La Vernia, TX auto insurance with confidence is right here. Auto insurance rates in La Vernia are affected by local factors as well as personal ones like your driving record.

See how La Vernia, TX car insurance rates compare to San Antonio auto insurance rates, Fort Worth auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in La Vernia.

Don’t buy La Vernia, TX auto insurance until you’ve compared rates. Get free La Vernia, Texas auto insurance quotes when you enter your ZIP code above.

La Vernia, TX Minimum Auto Insurance Requirements

The required auto insurance in La Vernia, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in La Vernia, Texas is outlined here.

Minimum Required Auto Insurance Coverage in La Vernia, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap La Vernia, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in La Vernia, TX. Take a look at La Vernia, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in La Vernia, Texas

Insurance Company Poor Fair Good
Allstate $6,353 $4,649 $3,978
American Family $5,490 $3,486 $3,044
GEICO $4,841 $2,744 $1,833
Nationwide $4,579 $3,675 $3,190
Progressive $4,901 $4,232 $3,920
State Farm $4,054 $2,522 $2,008
USAA $3,502 $2,022 $1,626

Buy Cheap La Vernia, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect La Vernia, Texas auto insurance rates? Find out how car insurance rates in La Vernia, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Vernia, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,238 $3,263 $3,198 $3,198 $8,569 $10,328 $3,997 $4,155
American Family $2,418 $2,691 $2,267 $2,595 $6,377 $8,308 $3,462 $3,935
GEICO $2,346 $2,528 $2,263 $2,557 $5,067 $5,288 $2,533 $2,533
Nationwide $2,386 $2,428 $2,108 $2,232 $6,800 $8,727 $2,806 $3,035
Progressive $2,332 $2,214 $2,076 $2,116 $9,700 $10,819 $2,757 $2,793
State Farm $2,013 $2,013 $1,788 $1,788 $4,774 $6,076 $2,185 $2,253
USAA $1,520 $1,531 $1,451 $1,442 $4,265 $4,651 $2,028 $2,178

Buy Cheap La Vernia, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in La Vernia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in La Vernia, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in La Vernia, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,569 $10,328
American Family $6,377 $8,308
GEICO $5,067 $5,288
Nationwide $6,800 $8,727
Progressive $9,700 $10,819
State Farm $4,774 $6,076
USAA $4,265 $4,651

Buy Cheap La Vernia, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in La Vernia, Texas by comparing La Vernia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in La Vernia, TX here.

Annual Auto Insurance Rates for Senior Drivers in La Vernia, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,198
American Family $2,267 $2,595
GEICO $2,263 $2,557
Nationwide $2,108 $2,232
Progressive $2,076 $2,116
State Farm $1,788 $1,788
USAA $1,451 $1,442

Find Cheap Auto Insurance Rates in La Vernia, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of La Vernia, Texas auto insurance. Compare La Vernia, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Vernia, Texas

Insurance Company Low Medium High
Allstate $4,863 $4,944 $5,172
American Family $3,720 $3,854 $4,446
GEICO $2,974 $3,096 $3,348
Nationwide $4,120 $3,650 $3,676
Progressive $4,127 $4,329 $4,596
State Farm $2,713 $2,851 $3,020
USAA $2,305 $2,374 $2,471

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Find Cheap La Vernia, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in La Vernia. Compare auto insurance rates in La Vernia, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in La Vernia, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,874 $5,113
American Family $4,007 $4,007
GEICO $3,080 $3,199
Nationwide $3,815 $3,815
Progressive $4,351 $4,351
State Farm $2,861 $2,861
USAA $2,353 $2,414

Find Cheap La Vernia, TX Auto Insurance Rates by Driving Record

Auto insurance rates in La Vernia, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in La Vernia, TX, take a look at the average cost for various violations versus rates for a clean driving record in La Vernia.

Annual La Vernia, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,868 $5,990 $6,246 $3,868
American Family $3,656 $4,639 $4,075 $3,656
GEICO $2,667 $3,512 $2,945 $3,434
Nationwide $3,310 $3,310 $4,902 $3,738
Progressive $3,796 $4,905 $4,432 $4,271
State Farm $2,547 $2,915 $3,436 $2,547
USAA $1,778 $2,621 $3,093 $2,041

Find Cheap La Vernia, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in La Vernia, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in La Vernia for less when you shop around and compare rates from multiple La Vernia, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in La Vernia, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,246
American Family $4,075
GEICO $2,945
Nationwide $4,902
Progressive $4,432
State Farm $3,436
USAA $3,093

Winners by Category: Where to Buy Cheap Auto Insurance in La Vernia, TX

Compare rates from the cheapest auto insurance companies in La Vernia, TX for your needs. Take a look at how La Vernia, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in La Vernia, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap La Vernia, Texas Auto Insurance Companies

If you’re looking for the cheapest La Vernia, TX auto insurance companies overall, you can compare them here. Find the best price for La Vernia, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in La Vernia, Texas

Insurance Company Average Annual Rates
Allstate $4,993
American Family $4,007
GEICO $3,139
Nationwide $3,815
Progressive $4,351
State Farm $2,861
USAA $2,383

What affects La Vernia, Texas auto insurance rates?

Local factors affect auto insurance rates in La Vernia, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact La Vernia auto insurance rates.

Commute Times in La Vernia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in La Vernia, TX is 29.0 minutes according to City-Data.

Compare Auto Insurance Quotes in La Vernia, TX

You can buy cheap La Vernia, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free La Vernia, Texas auto insurance quotes from top companies.

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