Buy Cheap La Quinta, CA Auto Insurance (2021)

La Quinta, CA auto insurance rates average $289 a month. Minimum auto insurance requirements in La Quinta, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in La Quinta, CA, compare La Quinta auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in La Quinta, CA after a DUI are $4,861/year
  • Average auto insurance rates in La Quinta, CA are $289/month
  • Average auto insurance rates in La Quinta, CA for teens drivers are $5,799/year

Finding affordable La Quinta, California auto insurance can be challenging, but everything you need to know to buy cheap La Quinta, CA auto insurance with confidence is right here. Auto insurance rates in La Quinta are affected by local factors as well as personal ones like your driving record.

See how La Quinta, CA car insurance rates compare to Sacramento auto insurance rates, Los Angeles auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in La Quinta.

Don’t buy La Quinta, CA auto insurance until you’ve compared rates. Get free La Quinta, California auto insurance quotes when you enter your ZIP code above.

La Quinta, CA Minimum Auto Insurance Requirements

The required auto insurance in La Quinta, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in La Quinta, California is outlined here.

Minimum Required Auto Insurance Coverage in La Quinta, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap La Quinta, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect La Quinta, California auto insurance rates? Find out how car insurance rates in La Quinta, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Quinta, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,804 $2,835 $2,020 $2,073 $7,555 $9,567 $3,683 $4,157
Farmers $2,688 $2,688 $2,422 $2,422 $8,541 $13,985 $3,181 $3,540
GEICO $1,731 $1,733 $1,629 $1,629 $5,237 $5,333 $2,483 $2,544
Liberty Mutual $1,998 $1,888 $1,857 $1,797 $4,296 $4,586 $2,245 $2,274
Nationwide $2,988 $2,861 $2,605 $2,463 $7,444 $8,244 $3,554 $3,523
Progressive $1,859 $1,914 $1,575 $1,873 $4,937 $5,961 $2,684 $2,887
State Farm $2,821 $2,821 $2,519 $2,519 $5,190 $6,461 $3,119 $3,212
Travelers $2,365 $2,299 $2,074 $2,054 $4,754 $5,446 $3,041 $3,005
USAA $1,868 $1,772 $1,823 $1,833 $4,239 $4,254 $2,579 $2,440

Buy Cheap La Quinta, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in La Quinta can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in La Quinta, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in La Quinta, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,555 $9,567
Farmers $8,541 $13,985
GEICO $5,237 $5,333
Liberty Mutual $4,296 $4,586
Nationwide $7,444 $8,244
Progressive $4,937 $5,961
State Farm $5,190 $6,461
Travelers $4,754 $5,446
USAA $4,239 $4,254

Buy Cheap La Quinta, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in La Quinta, California by comparing La Quinta senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in La Quinta, CA here.

Annual Auto Insurance Rates for Senior Drivers in La Quinta, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,020 $2,073
Farmers $2,422 $2,422
GEICO $1,629 $1,629
Liberty Mutual $1,857 $1,797
Nationwide $2,605 $2,463
Progressive $1,575 $1,873
State Farm $2,519 $2,519
Travelers $2,074 $2,054
USAA $1,823 $1,833

Find Cheap Auto Insurance Rates in La Quinta, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of La Quinta, California auto insurance. Compare La Quinta, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Quinta, California

Insurance Company Low Medium High
Allstate $4,161 $4,366 $4,484
Farmers $4,590 $4,971 $5,239
GEICO $2,525 $2,820 $3,024
Liberty Mutual $2,431 $2,640 $2,782
Nationwide $3,790 $4,279 $4,562
Progressive $2,664 $3,046 $3,173
State Farm $3,194 $3,650 $3,903
Travelers $2,762 $3,208 $3,419
USAA $2,357 $2,651 $2,795

Find Cheap La Quinta, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in La Quinta. Compare auto insurance rates in La Quinta, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in La Quinta, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,915 $4,759
Farmers $4,476 $5,391
GEICO $2,534 $3,045
Liberty Mutual $2,403 $2,832
Nationwide $3,725 $4,696
Progressive $2,688 $3,234
State Farm $3,450 $3,715
Travelers $2,816 $3,443
USAA $2,396 $2,806

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap La Quinta, CA Auto Insurance Rates by Driving Record

Auto insurance rates in La Quinta, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in La Quinta, CA, take a look at the average cost for various violations versus rates for a clean driving record in La Quinta.

Annual La Quinta, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,591 $4,431 $6,907 $3,418
Farmers $3,648 $4,967 $6,187 $4,931
GEICO $1,953 $3,003 $3,780 $2,423
Liberty Mutual $2,271 $3,043 $2,748 $2,407
Nationwide $2,938 $3,766 $6,371 $3,766
Progressive $1,937 $3,291 $3,825 $2,791
State Farm $2,556 $3,049 $5,759 $2,967
Travelers $2,116 $3,379 $3,954 $3,070
USAA $1,729 $2,566 $4,215 $1,893

Find Cheap La Quinta, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in La Quinta, California is higher than for a clean driving record. You can buy auto insurance after a DUI in La Quinta for less when you shop around and compare rates from multiple La Quinta, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in La Quinta, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,907
Farmers $6,187
GEICO $3,780
Liberty Mutual $2,748
Nationwide $6,371
Progressive $3,825
State Farm $5,759
Travelers $3,954
USAA $4,215

Winners by Category: Where to Buy Cheap Auto Insurance in La Quinta, CA

Compare rates from the cheapest auto insurance companies in La Quinta, CA for your needs. Take a look at how La Quinta, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in La Quinta, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap La Quinta, California Auto Insurance Companies

If you’re looking for the cheapest La Quinta, CA auto insurance companies overall, you can compare them here. Find the best price for La Quinta, California car insurance by company.

Average Annual Auto Insurance Rates by Company in La Quinta, California

Insurance Company Average Annual Rates
Allstate $4,337
Farmers $4,933
GEICO $2,790
Liberty Mutual $2,618
Nationwide $4,210
Progressive $2,961
State Farm $3,582
Travelers $3,130
USAA $2,601

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects La Quinta, California auto insurance rates?

Local factors affect auto insurance rates in La Quinta, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact La Quinta auto insurance rates.

Auto Theft in La Quinta

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for La Quinta, CA auto theft show a total of 84 vehicle thefts annually.

Commute Times in La Quinta

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in La Quinta, CA is 22.8 minutes according to City-Data.

Compare Auto Insurance Quotes in La Quinta, CA

You can buy cheap La Quinta, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free La Quinta, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption