Buy Cheap La Prairie, IL Auto Insurance (2021)

La Prairie, IL auto insurance rates average $262 a month. Minimum auto insurance requirements in La Prairie, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in La Prairie, IL, compare La Prairie auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in La Prairie, IL are $262/month
  • The most expensive auto insurance company in La Prairie is Allstate
  • Average auto insurance rates in La Prairie, IL after a DUI are $3,661/year

Finding affordable La Prairie, Illinois auto insurance can be challenging, but everything you need to know to buy cheap La Prairie, IL auto insurance with confidence is right here. Auto insurance rates in La Prairie are affected by local factors as well as personal ones like your driving record.

See how La Prairie, IL car insurance rates compare to Champaign auto insurance rates, Springfield auto insurance rates, and Chicago auto insurance rates before you read more about the cost of auto insurance in La Prairie.

Don’t buy La Prairie, IL auto insurance until you’ve compared rates. Get free La Prairie, Illinois auto insurance quotes when you enter your ZIP code above.

La Prairie, IL Minimum Auto Insurance Requirements

The required auto insurance in La Prairie, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in La Prairie, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in La Prairie, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap La Prairie, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in La Prairie, IL. Take a look at La Prairie, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in La Prairie, Illinois

Insurance Company Poor Fair Good
Allstate $6,575 $4,725 $4,123
American Family $5,302 $3,577 $3,016
Farmers $4,800 $4,004 $3,812
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,166 $1,967 $1,569
Nationwide $3,360 $2,706 $2,371
Progressive $4,015 $3,390 $3,122
State Farm $2,999 $1,796 $1,393
Travelers $2,630 $2,098 $1,714
USAA $3,661 $2,516 $2,074

Buy Cheap La Prairie, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect La Prairie, Illinois auto insurance rates? Find out how car insurance rates in La Prairie, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Prairie, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,303 $3,318 $3,433 $3,433 $8,401 $10,972 $3,972 $4,295
American Family $2,501 $2,501 $2,278 $2,278 $6,853 $9,591 $2,501 $3,218
Farmers $2,341 $2,345 $2,087 $2,196 $9,413 $9,802 $2,662 $2,797
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,411 $1,525 $1,170 $1,309 $4,451 $4,955 $1,481 $1,571
Nationwide $1,805 $1,841 $1,604 $1,704 $4,886 $6,291 $2,094 $2,272
Progressive $2,129 $2,046 $1,755 $1,820 $7,057 $7,958 $2,550 $2,759
State Farm $1,329 $1,329 $1,176 $1,176 $3,644 $4,638 $1,498 $1,712
Travelers $1,405 $1,483 $1,267 $1,351 $3,841 $4,773 $1,491 $1,571
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

Buy Cheap La Prairie, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in La Prairie can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in La Prairie, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in La Prairie, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,401 $10,972
American Family $6,853 $9,591
Farmers $9,413 $9,802
GEICO $4,847 $5,129
Liberty Mutual $4,451 $4,955
Nationwide $4,886 $6,291
Progressive $7,057 $7,958
State Farm $3,644 $4,638
Travelers $3,841 $4,773
USAA $5,289 $5,831

Buy Cheap La Prairie, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in La Prairie, Illinois by comparing La Prairie senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in La Prairie, IL here.

Annual Auto Insurance Rates for Senior Drivers in La Prairie, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,433 $3,433
American Family $2,278 $2,278
Farmers $2,087 $2,196
GEICO $1,521 $1,797
Liberty Mutual $1,170 $1,309
Nationwide $1,604 $1,704
Progressive $1,755 $1,820
State Farm $1,176 $1,176
Travelers $1,267 $1,351
USAA $1,527 $1,507

Find Cheap Auto Insurance Rates in La Prairie, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of La Prairie, Illinois auto insurance. Compare La Prairie, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Prairie, Illinois

Insurance Company Low Medium High
Allstate $5,013 $5,137 $5,273
American Family $3,867 $4,109 $3,919
Farmers $4,025 $4,120 $4,470
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,119 $2,230 $2,354
Nationwide $2,817 $2,831 $2,789
Progressive $3,264 $3,503 $3,760
State Farm $1,960 $2,066 $2,162
Travelers $2,023 $2,145 $2,274
USAA $2,561 $2,747 $2,942

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Find Cheap La Prairie, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in La Prairie. Compare auto insurance rates in La Prairie, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in La Prairie, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,141 $5,141
American Family $3,913 $4,017
Farmers $4,205 $4,205
GEICO $2,519 $2,617
Liberty Mutual $2,234 $2,234
Nationwide $2,812 $2,812
Progressive $3,509 $3,509
State Farm $2,011 $2,115
Travelers $2,064 $2,231
USAA $2,673 $2,827

Find Cheap La Prairie, IL Auto Insurance Rates by Driving Record

Auto insurance rates in La Prairie, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in La Prairie, IL, take a look at the average cost for various violations versus rates for a clean driving record in La Prairie.

Annual La Prairie, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,746 $6,196 $5,777 $4,846
American Family $2,914 $4,133 $5,504 $3,309
Farmers $3,562 $4,565 $4,452 $4,244
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,868 $2,630 $2,323 $2,115
Nationwide $2,262 $2,933 $3,453 $2,601
Progressive $2,907 $4,243 $3,211 $3,676
State Farm $1,896 $2,229 $2,063 $2,063
Travelers $1,717 $2,236 $2,489 $2,147
USAA $1,960 $2,818 $3,858 $2,364

Find Cheap La Prairie, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in La Prairie, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in La Prairie for less when you shop around and compare rates from multiple La Prairie, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in La Prairie, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,777
American Family $5,504
Farmers $4,452
GEICO $3,482
Liberty Mutual $2,323
Nationwide $3,453
Progressive $3,211
State Farm $2,063
Travelers $2,489
USAA $3,858

Winners by Category: Where to Buy Cheap Auto Insurance in La Prairie, IL

Compare rates from the cheapest auto insurance companies in La Prairie, IL for your needs. Take a look at how La Prairie, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in La Prairie, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap La Prairie, Illinois Auto Insurance Companies

If you’re looking for the cheapest La Prairie, IL auto insurance companies overall, you can compare them here. Find the best price for La Prairie, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in La Prairie, Illinois

Insurance Company Average Annual Rates
Allstate $5,141
American Family $3,965
Farmers $4,205
GEICO $2,568
Liberty Mutual $2,234
Nationwide $2,812
Progressive $3,509
State Farm $2,063
Travelers $2,147
USAA $2,750

What affects La Prairie, Illinois auto insurance rates?

Local factors affect auto insurance rates in La Prairie, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact La Prairie auto insurance rates.

Commute Times in La Prairie

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in La Prairie, IL is 30.5 minutes according to City-Data.

Compare Auto Insurance Quotes in La Prairie, IL

You can buy cheap La Prairie, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free La Prairie, Illinois auto insurance quotes from top companies.

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