Buy Cheap La Porte City, IA Auto Insurance (2021)

La Porte City, IA auto insurance rates average $246 a month. Minimum auto insurance requirements in La Porte City, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in La Porte City, IA, compare La Porte City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in La Porte City, IA for teens drivers are $5,650/year
  • Average auto insurance rates in La Porte City, IA are $246/month
  • The most expensive auto insurance company in La Porte City after a DUI is Travelers

Finding affordable La Porte City, Iowa auto insurance can be challenging, but everything you need to know to buy cheap La Porte City, IA auto insurance with confidence is right here. Auto insurance rates in La Porte City are affected by local factors as well as personal ones like your driving record.

See how La Porte City, IA car insurance rates compare to Council Bluffs auto insurance rates, Davenport auto insurance rates, and Waterloo auto insurance rates before you read more about the cost of auto insurance in La Porte City.

Don’t buy La Porte City, IA auto insurance until you’ve compared rates. Get free La Porte City, Iowa auto insurance quotes when you enter your ZIP code above.

La Porte City, IA Minimum Auto Insurance Requirements

The required auto insurance in La Porte City, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in La Porte City, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in La Porte City, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap La Porte City, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in La Porte City, IA. Take a look at La Porte City, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in La Porte City, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,918 $2,879 $2,420
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,610 $3,496 $2,748
Nationwide $3,089 $2,424 $2,122
Progressive $2,767 $2,233 $2,021
State Farm $3,135 $1,939 $1,530
Travelers $6,840 $5,862 $5,594
USAA $2,421 $1,661 $1,438

Buy Cheap La Porte City, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect La Porte City, Iowa auto insurance rates? Find out how car insurance rates in La Porte City, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Porte City, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,977 $1,977 $1,770 $1,770 $5,305 $7,426 $1,977 $2,380
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,820 $1,968 $1,617 $1,962 $9,375 $10,542 $2,061 $2,265
Nationwide $1,759 $1,804 $1,569 $1,672 $4,099 $5,291 $1,997 $2,169
Progressive $1,651 $1,593 $1,364 $1,410 $4,022 $4,540 $1,989 $2,152
State Farm $1,432 $1,432 $1,258 $1,258 $3,874 $4,913 $1,610 $1,833
Travelers $2,654 $2,704 $2,606 $2,610 $12,379 $19,839 $2,773 $3,226
USAA $1,234 $1,249 $1,130 $1,155 $3,311 $3,520 $1,482 $1,637

Buy Cheap La Porte City, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in La Porte City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in La Porte City, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in La Porte City, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,305 $7,426
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $9,375 $10,542
Nationwide $4,099 $5,291
Progressive $4,022 $4,540
State Farm $3,874 $4,913
Travelers $12,379 $19,839
USAA $3,311 $3,520

Buy Cheap La Porte City, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in La Porte City, Iowa by comparing La Porte City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in La Porte City, IA here.

Annual Auto Insurance Rates for Senior Drivers in La Porte City, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,770 $1,770
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,617 $1,962
Nationwide $1,569 $1,672
Progressive $1,364 $1,410
State Farm $1,258 $1,258
Travelers $2,606 $2,610
USAA $1,130 $1,155

Find Cheap Auto Insurance Rates in La Porte City, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of La Porte City, Iowa auto insurance. Compare La Porte City, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Porte City, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $3,086 $3,243 $2,888
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $3,781 $3,944 $4,128
Nationwide $2,653 $2,534 $2,448
Progressive $2,218 $2,349 $2,453
State Farm $2,094 $2,214 $2,296
Travelers $5,702 $6,193 $6,401
USAA $1,749 $1,845 $1,925

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Find Cheap La Porte City, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in La Porte City. Compare auto insurance rates in La Porte City, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in La Porte City, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $3,037 $3,108
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $3,951 $3,951
Nationwide $2,545 $2,545
Progressive $2,340 $2,340
State Farm $2,148 $2,254
Travelers $6,099 $6,099
USAA $1,773 $1,907

Find Cheap La Porte City, IA Auto Insurance Rates by Driving Record

Auto insurance rates in La Porte City, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in La Porte City, IA, take a look at the average cost for various violations versus rates for a clean driving record in La Porte City.

Annual La Porte City, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,219 $3,246 $4,217 $2,608
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,407 $4,235 $4,295 $3,867
Nationwide $1,846 $2,646 $3,601 $2,086
Progressive $1,883 $3,080 $2,041 $2,356
State Farm $2,038 $2,365 $2,201 $2,201
Travelers $4,422 $5,938 $7,969 $6,066
USAA $1,407 $1,885 $2,453 $1,615

Find Cheap La Porte City, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in La Porte City, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in La Porte City for less when you shop around and compare rates from multiple La Porte City, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in La Porte City, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,288
American Family $4,217
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,295
Nationwide $3,601
Progressive $2,041
State Farm $2,201
Travelers $7,969
USAA $2,453

Winners by Category: Where to Buy Cheap Auto Insurance in La Porte City, IA

Compare rates from the cheapest auto insurance companies in La Porte City, IA for your needs. Take a look at how La Porte City, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in La Porte City, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap La Porte City, Iowa Auto Insurance Companies

If you’re looking for the cheapest La Porte City, IA auto insurance companies overall, you can compare them here. Find the best price for La Porte City, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in La Porte City, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $3,073
Farmers $2,401
GEICO $2,315
Liberty Mutual $3,951
Nationwide $2,545
Progressive $2,340
State Farm $2,201
Travelers $6,099
USAA $1,840

What affects La Porte City, Iowa auto insurance rates?

Local factors affect auto insurance rates in La Porte City, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact La Porte City auto insurance rates.

Commute Times in La Porte City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in La Porte City, IA is 25.3 minutes according to City-Data.

Compare Auto Insurance Quotes in La Porte City, IA

You can buy cheap La Porte City, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free La Porte City, Iowa auto insurance quotes from top companies.

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