Buy Cheap La Plata, NM Auto Insurance (2021)

La Plata, NM auto insurance rates average $273 a month. Minimum auto insurance requirements in La Plata, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in La Plata, NM, compare La Plata auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in La Plata, NM for teens drivers are $6,362/year
  • Average auto insurance rates in La Plata, NM after a DUI are $4,203/year
  • The most expensive auto insurance company in La Plata after a DUI is GEICO

Finding affordable La Plata, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap La Plata, NM auto insurance with confidence is right here. Auto insurance rates in La Plata are affected by local factors as well as personal ones like your driving record.

See how La Plata, NM car insurance rates compare to Santa Fe auto insurance rates, Las Cruces auto insurance rates, and Gallup auto insurance rates before you read more about the cost of auto insurance in La Plata.

Don’t buy La Plata, NM auto insurance until you’ve compared rates. Get free La Plata, New Mexico auto insurance quotes when you enter your ZIP code above.

La Plata, NM Minimum Auto Insurance Requirements

The required auto insurance in La Plata, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in La Plata, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in La Plata, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap La Plata, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in La Plata, NM. Take a look at La Plata, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in La Plata, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,400 $3,633 $3,452
GEICO $4,719 $4,112 $3,806
Nationwide $4,012 $3,124 $2,709
Progressive $3,147 $2,820 $2,675
State Farm $3,056 $1,899 $1,511
USAA $3,040 $2,276 $1,973

Buy Cheap La Plata, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect La Plata, New Mexico auto insurance rates? Find out how car insurance rates in La Plata, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Plata, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,145 $2,130 $1,924 $2,057 $8,646 $8,844 $2,407 $2,476
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,252 $2,285 $2,052 $2,147 $5,434 $6,824 $2,541 $2,715
Progressive $1,518 $1,461 $1,389 $1,388 $6,387 $7,191 $1,828 $1,883
State Farm $1,417 $1,417 $1,291 $1,291 $3,773 $4,725 $1,581 $1,745
USAA $1,603 $1,589 $1,530 $1,522 $4,267 $4,820 $1,985 $2,123

Buy Cheap La Plata, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in La Plata can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in La Plata, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in La Plata, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $8,646 $8,844
GEICO $7,617 $10,449
Nationwide $5,434 $6,824
Progressive $6,387 $7,191
State Farm $3,773 $4,725
USAA $4,267 $4,820

Buy Cheap La Plata, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in La Plata, New Mexico by comparing La Plata senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in La Plata, NM here.

Annual Auto Insurance Rates for Senior Drivers in La Plata, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $1,924 $2,057
GEICO $2,442 $2,442
Nationwide $2,052 $2,147
Progressive $1,389 $1,388
State Farm $1,291 $1,291
USAA $1,530 $1,522

Find Cheap Auto Insurance Rates in La Plata, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of La Plata, New Mexico auto insurance. Compare La Plata, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Plata, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,488 $3,795 $4,202
GEICO $3,928 $4,201 $4,509
Nationwide $3,199 $3,251 $3,395
Progressive $2,733 $2,880 $3,029
State Farm $1,957 $2,160 $2,348
USAA $2,258 $2,442 $2,590

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Find Cheap La Plata, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in La Plata. Compare auto insurance rates in La Plata, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in La Plata, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,157 $4,157
Farmers $3,828 $3,828
GEICO $4,148 $4,277
Nationwide $3,282 $3,282
Progressive $2,881 $2,881
State Farm $2,103 $2,207
USAA $2,357 $2,502

Find Cheap La Plata, NM Auto Insurance Rates by Driving Record

Auto insurance rates in La Plata, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in La Plata, NM, take a look at the average cost for various violations versus rates for a clean driving record in La Plata.

Annual La Plata, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,231 $4,166 $4,070 $3,846
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,469 $3,445 $4,423 $2,789
Progressive $2,489 $3,418 $2,682 $2,935
State Farm $2,026 $2,198 $2,198 $2,198
USAA $1,802 $2,514 $3,304 $2,100

Find Cheap La Plata, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in La Plata, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in La Plata for less when you shop around and compare rates from multiple La Plata, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in La Plata, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,864
Farmers $4,070
GEICO $7,878
Nationwide $4,423
Progressive $2,682
State Farm $2,198
USAA $3,304

Winners by Category: Where to Buy Cheap Auto Insurance in La Plata, NM

Compare rates from the cheapest auto insurance companies in La Plata, NM for your needs. Take a look at how La Plata, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in La Plata, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap La Plata, New Mexico Auto Insurance Companies

If you’re looking for the cheapest La Plata, NM auto insurance companies overall, you can compare them here. Find the best price for La Plata, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in La Plata, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $3,828
GEICO $4,213
Nationwide $3,282
Progressive $2,881
State Farm $2,155
USAA $2,430

What affects La Plata, New Mexico auto insurance rates?

Local factors affect auto insurance rates in La Plata, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact La Plata auto insurance rates.

Commute Times in La Plata

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in La Plata, NM is 37.7 minutes according to City-Data.

Compare Auto Insurance Quotes in La Plata, NM

You can buy cheap La Plata, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free La Plata, New Mexico auto insurance quotes from top companies.

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