Buy Cheap La Palma, CA Auto Insurance (2022)

La Palma, CA auto insurance rates average $338 a month. Minimum auto insurance requirements in La Palma, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in La Palma, CA, compare La Palma auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in La Palma after a DUI is Allstate
  • The most expensive auto insurance company in La Palma is Farmers
  • Average auto insurance rates in La Palma, CA after a DUI are $5,704/year

Finding affordable La Palma, California auto insurance can be challenging, but everything you need to know to buy cheap La Palma, CA auto insurance with confidence is right here. Auto insurance rates in La Palma are affected by local factors as well as personal ones like your driving record.

See how La Palma, CA car insurance rates compare to Los Angeles auto insurance rates, San Diego auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in La Palma.

Don’t buy La Palma, CA auto insurance until you’ve compared rates. Get free La Palma, California auto insurance quotes when you enter your ZIP code above.

La Palma, CA Minimum Auto Insurance Requirements

The required auto insurance in La Palma, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in La Palma, California is outlined here.

Minimum Required Auto Insurance Coverage in La Palma, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap La Palma, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect La Palma, California auto insurance rates? Find out how car insurance rates in La Palma, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Palma, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,255 $3,241 $2,373 $2,380 $9,197 $11,532 $4,120 $4,469
Farmers $2,912 $2,912 $2,650 $2,650 $9,283 $15,078 $3,453 $3,850
GEICO $1,913 $1,914 $1,799 $1,799 $5,841 $5,927 $2,751 $2,803
Liberty Mutual $2,504 $2,354 $2,347 $2,267 $5,432 $5,838 $2,804 $2,848
Nationwide $3,699 $3,523 $3,262 $3,066 $9,496 $10,499 $4,401 $4,331
Progressive $1,815 $1,868 $1,553 $1,840 $4,895 $5,890 $2,625 $2,822
State Farm $3,711 $3,711 $3,319 $3,319 $6,876 $8,529 $4,112 $4,240
Travelers $2,805 $2,705 $2,483 $2,458 $5,963 $6,770 $3,675 $3,576
USAA $2,089 $1,977 $2,036 $2,042 $4,808 $4,833 $2,891 $2,730

Buy Cheap La Palma, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in La Palma can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in La Palma, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in La Palma, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,197 $11,532
Farmers $9,283 $15,078
GEICO $5,841 $5,927
Liberty Mutual $5,432 $5,838
Nationwide $9,496 $10,499
Progressive $4,895 $5,890
State Farm $6,876 $8,529
Travelers $5,963 $6,770
USAA $4,808 $4,833

Buy Cheap La Palma, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in La Palma, California by comparing La Palma senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in La Palma, CA here.

Annual Auto Insurance Rates for Senior Drivers in La Palma, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,373 $2,380
Farmers $2,650 $2,650
GEICO $1,799 $1,799
Liberty Mutual $2,347 $2,267
Nationwide $3,262 $3,066
Progressive $1,553 $1,840
State Farm $3,319 $3,319
Travelers $2,483 $2,458
USAA $2,036 $2,042

Find Cheap Auto Insurance Rates in La Palma, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of La Palma, California auto insurance. Compare La Palma, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Palma, California

Insurance Company Low Medium High
Allstate $4,752 $5,122 $5,339
Farmers $4,933 $5,396 $5,717
GEICO $2,784 $3,133 $3,363
Liberty Mutual $3,042 $3,331 $3,525
Nationwide $4,679 $5,380 $5,795
Progressive $2,591 $3,007 $3,142
State Farm $4,241 $4,814 $5,127
Travelers $3,263 $3,915 $4,235
USAA $2,643 $2,984 $3,149

Find Cheap La Palma, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in La Palma. Compare auto insurance rates in La Palma, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in La Palma, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,566 $5,576
Farmers $4,851 $5,846
GEICO $2,809 $3,377
Liberty Mutual $3,027 $3,571
Nationwide $4,659 $5,910
Progressive $2,643 $3,184
State Farm $4,555 $4,899
Travelers $3,420 $4,189
USAA $2,695 $3,156

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Find Cheap La Palma, CA Auto Insurance Rates by Driving Record

Auto insurance rates in La Palma, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in La Palma, CA, take a look at the average cost for various violations versus rates for a clean driving record in La Palma.

Annual La Palma, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,058 $5,124 $8,092 $4,009
Farmers $3,962 $5,389 $6,697 $5,346
GEICO $2,160 $3,347 $4,186 $2,680
Liberty Mutual $2,865 $3,833 $3,464 $3,036
Nationwide $3,683 $4,728 $8,000 $4,728
Progressive $1,904 $3,245 $3,761 $2,744
State Farm $3,376 $4,025 $7,591 $3,917
Travelers $2,500 $4,167 $4,810 $3,741
USAA $1,941 $2,897 $4,738 $2,127

Find Cheap La Palma, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in La Palma, California is higher than for a clean driving record. You can buy auto insurance after a DUI in La Palma for less when you shop around and compare rates from multiple La Palma, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in La Palma, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,092
Farmers $6,697
GEICO $4,186
Liberty Mutual $3,464
Nationwide $8,000
Progressive $3,761
State Farm $7,591
Travelers $4,810
USAA $4,738

Winners by Category: Where to Buy Cheap Auto Insurance in La Palma, CA

Compare rates from the cheapest auto insurance companies in La Palma, CA for your needs. Take a look at how La Palma, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in La Palma, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap La Palma, California Auto Insurance Companies

If you’re looking for the cheapest La Palma, CA auto insurance companies overall, you can compare them here. Find the best price for La Palma, California car insurance by company.

Average Annual Auto Insurance Rates by Company in La Palma, California

Insurance Company Average Annual Rates
Allstate $5,071
Farmers $5,348
GEICO $3,093
Liberty Mutual $3,299
Nationwide $5,285
Progressive $2,913
State Farm $4,727
Travelers $3,804
USAA $2,926

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What affects La Palma, California auto insurance rates?

Local factors affect auto insurance rates in La Palma, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact La Palma auto insurance rates.

Auto Theft in La Palma

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for La Palma, CA auto theft show a total of 23 vehicle thefts annually.

Commute Times in La Palma

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in La Palma, CA is 32.8 minutes according to City-Data.

Compare Auto Insurance Quotes in La Palma, CA

You can buy cheap La Palma, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free La Palma, California auto insurance quotes from top companies.

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