Buy Cheap La Motte, IA Auto Insurance (2021)

La Motte, IA auto insurance rates average $244 a month. Minimum auto insurance requirements in La Motte, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in La Motte, IA, compare La Motte auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in La Motte is Travelers
  • The most expensive auto insurance company in La Motte after a DUI is Travelers
  • Average auto insurance rates in La Motte, IA after a DUI are $3,512/year

Finding affordable La Motte, Iowa auto insurance can be challenging, but everything you need to know to buy cheap La Motte, IA auto insurance with confidence is right here. Auto insurance rates in La Motte are affected by local factors as well as personal ones like your driving record.

See how La Motte, IA car insurance rates compare to Davenport auto insurance rates, West Des Moines auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in La Motte.

Don’t buy La Motte, IA auto insurance until you’ve compared rates. Get free La Motte, Iowa auto insurance quotes when you enter your ZIP code above.

La Motte, IA Minimum Auto Insurance Requirements

The required auto insurance in La Motte, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in La Motte, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in La Motte, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap La Motte, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in La Motte, IA. Take a look at La Motte, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in La Motte, Iowa

Insurance Company Poor Fair Good
Allstate $3,540 $2,818 $2,536
American Family $3,918 $2,879 $2,420
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,148 $3,810 $2,999
Nationwide $2,940 $2,302 $2,019
Progressive $3,113 $2,524 $2,289
State Farm $3,406 $2,106 $1,661
Travelers $5,599 $4,775 $4,547
USAA $2,410 $1,661 $1,440

Buy Cheap La Motte, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect La Motte, Iowa auto insurance rates? Find out how car insurance rates in La Motte, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Motte, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,933 $1,848 $1,726 $1,756 $5,739 $6,479 $2,090 $2,143
American Family $1,977 $1,977 $1,770 $1,770 $5,305 $7,426 $1,977 $2,380
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,048 $2,219 $1,802 $2,188 $10,081 $11,338 $2,321 $2,556
Nationwide $1,686 $1,731 $1,503 $1,605 $3,861 $4,996 $1,907 $2,074
Progressive $1,842 $1,770 $1,523 $1,577 $4,606 $5,196 $2,220 $2,403
State Farm $1,552 $1,552 $1,364 $1,364 $4,217 $5,345 $1,745 $1,990
Travelers $2,272 $2,320 $2,201 $2,207 $9,898 $15,725 $2,362 $2,805
USAA $1,219 $1,228 $1,121 $1,137 $3,363 $3,558 $1,460 $1,609

Buy Cheap La Motte, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in La Motte can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in La Motte, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in La Motte, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,739 $6,479
American Family $5,305 $7,426
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,081 $11,338
Nationwide $3,861 $4,996
Progressive $4,606 $5,196
State Farm $4,217 $5,345
Travelers $9,898 $15,725
USAA $3,363 $3,558

Buy Cheap La Motte, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in La Motte, Iowa by comparing La Motte senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in La Motte, IA here.

Annual Auto Insurance Rates for Senior Drivers in La Motte, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,726 $1,756
American Family $1,770 $1,770
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,802 $2,188
Nationwide $1,503 $1,605
Progressive $1,523 $1,577
State Farm $1,364 $1,364
Travelers $2,201 $2,207
USAA $1,121 $1,137

Find Cheap Auto Insurance Rates in La Motte, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of La Motte, Iowa auto insurance. Compare La Motte, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Motte, Iowa

Insurance Company Low Medium High
Allstate $2,845 $2,969 $3,079
American Family $3,086 $3,243 $2,888
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,151 $4,314 $4,492
Nationwide $2,522 $2,409 $2,330
Progressive $2,494 $2,653 $2,779
State Farm $2,277 $2,405 $2,492
Travelers $4,697 $5,048 $5,176
USAA $1,745 $1,843 $1,923

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Find Cheap La Motte, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in La Motte. Compare auto insurance rates in La Motte, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in La Motte, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,894 $3,035
American Family $3,037 $3,108
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,319 $4,319
Nationwide $2,420 $2,420
Progressive $2,642 $2,642
State Farm $2,334 $2,449
Travelers $4,974 $4,974
USAA $1,770 $1,904

Find Cheap La Motte, IA Auto Insurance Rates by Driving Record

Auto insurance rates in La Motte, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in La Motte, IA, take a look at the average cost for various violations versus rates for a clean driving record in La Motte.

Annual La Motte, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,508 $3,049 $3,485 $2,815
American Family $2,219 $3,246 $4,217 $2,608
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,731 $4,617 $4,703 $4,226
Nationwide $1,752 $2,517 $3,430 $1,982
Progressive $2,121 $3,492 $2,301 $2,655
State Farm $2,213 $2,570 $2,391 $2,391
Travelers $3,633 $4,832 $6,461 $4,970
USAA $1,401 $1,885 $2,452 $1,610

Find Cheap La Motte, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in La Motte, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in La Motte for less when you shop around and compare rates from multiple La Motte, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in La Motte, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,485
American Family $4,217
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,703
Nationwide $3,430
Progressive $2,301
State Farm $2,391
Travelers $6,461
USAA $2,452

Winners by Category: Where to Buy Cheap Auto Insurance in La Motte, IA

Compare rates from the cheapest auto insurance companies in La Motte, IA for your needs. Take a look at how La Motte, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in La Motte, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap La Motte, Iowa Auto Insurance Companies

If you’re looking for the cheapest La Motte, IA auto insurance companies overall, you can compare them here. Find the best price for La Motte, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in La Motte, Iowa

Insurance Company Average Annual Rates
Allstate $2,964
American Family $3,073
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,319
Nationwide $2,420
Progressive $2,642
State Farm $2,391
Travelers $4,974
USAA $1,837

What affects La Motte, Iowa auto insurance rates?

Local factors affect auto insurance rates in La Motte, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact La Motte auto insurance rates.

Commute Times in La Motte

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in La Motte, IA is 27.6 minutes according to City-Data.

Compare Auto Insurance Quotes in La Motte, IA

You can buy cheap La Motte, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free La Motte, Iowa auto insurance quotes from top companies.

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