Buy Cheap La Joya, TX Auto Insurance (2021)

La Joya, TX auto insurance rates average $373 a month. Minimum auto insurance requirements in La Joya, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in La Joya, TX, compare La Joya auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in La Joya is Allstate
  • Average auto insurance rates in La Joya, TX after a DUI are $5,134/year
  • Average auto insurance rates in La Joya, TX for teens drivers are $7,832/year

Finding affordable La Joya, Texas auto insurance can be challenging, but everything you need to know to buy cheap La Joya, TX auto insurance with confidence is right here. Auto insurance rates in La Joya are affected by local factors as well as personal ones like your driving record.

See how La Joya, TX car insurance rates compare to Plano auto insurance rates, Dallas auto insurance rates, and Laredo auto insurance rates before you read more about the cost of auto insurance in La Joya.

Don’t buy La Joya, TX auto insurance until you’ve compared rates. Get free La Joya, Texas auto insurance quotes when you enter your ZIP code above.

La Joya, TX Minimum Auto Insurance Requirements

The required auto insurance in La Joya, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in La Joya, Texas is outlined here.

Minimum Required Auto Insurance Coverage in La Joya, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap La Joya, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in La Joya, TX. Take a look at La Joya, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in La Joya, Texas

Insurance Company Poor Fair Good
Allstate $8,119 $5,906 $5,042
American Family $6,849 $4,337 $3,777
GEICO $5,113 $2,894 $1,929
Nationwide $6,602 $5,228 $4,537
Progressive $5,704 $4,857 $4,473
State Farm $4,340 $2,696 $2,145
USAA $4,666 $2,708 $2,184

Buy Cheap La Joya, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect La Joya, Texas auto insurance rates? Find out how car insurance rates in La Joya, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Joya, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,209 $4,268 $4,161 $4,161 $10,570 $12,825 $5,200 $5,449
American Family $3,069 $3,416 $2,812 $3,225 $7,847 $10,216 $4,365 $4,952
GEICO $2,486 $2,706 $2,454 $2,850 $5,325 $5,417 $2,669 $2,586
Nationwide $3,473 $3,548 $3,055 $3,258 $9,516 $12,342 $4,048 $4,406
Progressive $2,791 $2,650 $2,451 $2,516 $10,933 $12,164 $3,280 $3,305
State Farm $2,175 $2,175 $1,926 $1,926 $5,073 $6,432 $2,355 $2,420
USAA $2,052 $2,085 $1,968 $1,984 $5,562 $6,095 $2,755 $2,987

Buy Cheap La Joya, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in La Joya can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in La Joya, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in La Joya, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,570 $12,825
American Family $7,847 $10,216
GEICO $5,325 $5,417
Nationwide $9,516 $12,342
Progressive $10,933 $12,164
State Farm $5,073 $6,432
USAA $5,562 $6,095

Buy Cheap La Joya, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in La Joya, Texas by comparing La Joya senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in La Joya, TX here.

Annual Auto Insurance Rates for Senior Drivers in La Joya, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,161 $4,161
American Family $2,812 $3,225
GEICO $2,454 $2,850
Nationwide $3,055 $3,258
Progressive $2,451 $2,516
State Farm $1,926 $1,926
USAA $1,968 $1,984

Find Cheap Auto Insurance Rates in La Joya, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of La Joya, Texas auto insurance. Compare La Joya, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Joya, Texas

Insurance Company Low Medium High
Allstate $6,202 $6,298 $6,566
American Family $4,583 $4,766 $5,613
GEICO $3,038 $3,226 $3,671
Nationwide $5,806 $5,206 $5,356
Progressive $4,694 $4,978 $5,362
State Farm $2,870 $3,037 $3,273
USAA $3,048 $3,166 $3,344

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap La Joya, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in La Joya. Compare auto insurance rates in La Joya, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in La Joya, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,206 $6,505
American Family $4,988 $4,988
GEICO $3,242 $3,381
Nationwide $5,456 $5,456
Progressive $5,011 $5,011
State Farm $3,060 $3,060
USAA $3,144 $3,228

Find Cheap La Joya, TX Auto Insurance Rates by Driving Record

Auto insurance rates in La Joya, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in La Joya, TX, take a look at the average cost for various violations versus rates for a clean driving record in La Joya.

Annual La Joya, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,035 $7,550 $7,803 $5,035
American Family $4,565 $5,755 $5,066 $4,565
GEICO $2,810 $3,695 $3,097 $3,646
Nationwide $4,708 $4,708 $7,064 $5,344
Progressive $4,370 $5,610 $5,130 $4,935
State Farm $2,730 $3,116 $3,664 $2,730
USAA $2,379 $3,515 $4,114 $2,735

Find Cheap La Joya, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in La Joya, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in La Joya for less when you shop around and compare rates from multiple La Joya, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in La Joya, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,803
American Family $5,066
GEICO $3,097
Nationwide $7,064
Progressive $5,130
State Farm $3,664
USAA $4,114

Winners by Category: Where to Buy Cheap Auto Insurance in La Joya, TX

Compare rates from the cheapest auto insurance companies in La Joya, TX for your needs. Take a look at how La Joya, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in La Joya, Texas

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation State Farm

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap La Joya, Texas Auto Insurance Companies

If you’re looking for the cheapest La Joya, TX auto insurance companies overall, you can compare them here. Find the best price for La Joya, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in La Joya, Texas

Insurance Company Average Annual Rates
Allstate $6,355
American Family $4,988
GEICO $3,312
Nationwide $5,456
Progressive $5,011
State Farm $3,060
USAA $3,186

What affects La Joya, Texas auto insurance rates?

Local factors affect auto insurance rates in La Joya, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact La Joya auto insurance rates.

Commute Times in La Joya

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in La Joya, TX is 20.8 minutes according to City-Data.

Compare Auto Insurance Quotes in La Joya, TX

You can buy cheap La Joya, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free La Joya, Texas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption