Buy Cheap La Fayette, AL Auto Insurance (2021)

La Fayette, AL auto insurance rates average $304 a month. Minimum auto insurance requirements in La Fayette, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in La Fayette, AL, compare La Fayette auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in La Fayette, AL for teens drivers are $7,371/year
  • The most expensive auto insurance company in La Fayette is Liberty Mutual
  • Average auto insurance rates in La Fayette, AL are $304/month

Finding affordable La Fayette, Alabama auto insurance can be challenging, but everything you need to know to buy cheap La Fayette, AL auto insurance with confidence is right here. Auto insurance rates in La Fayette are affected by local factors as well as personal ones like your driving record.

See how La Fayette, AL car insurance rates compare to Madison auto insurance rates, Dothan auto insurance rates, and Decatur auto insurance rates before you read more about the cost of auto insurance in La Fayette.

Don’t buy La Fayette, AL auto insurance until you’ve compared rates. Get free La Fayette, Alabama auto insurance quotes when you enter your ZIP code above.

La Fayette, AL Minimum Auto Insurance Requirements

The required auto insurance in La Fayette, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in La Fayette, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in La Fayette, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap La Fayette, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in La Fayette, AL. Take a look at La Fayette, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in La Fayette, Alabama

Insurance Company Poor Fair Good
Allstate $3,760 $2,948 $2,411
Farmers $4,887 $4,192 $3,976
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,352 $4,505 $3,541
Nationwide $3,155 $2,458 $2,223
Progressive $4,412 $3,768 $3,515
State Farm $7,818 $3,954 $2,683
Travelers $4,169 $3,613 $3,682
USAA $2,977 $1,937 $1,729

Buy Cheap La Fayette, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect La Fayette, Alabama auto insurance rates? Find out how car insurance rates in La Fayette, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Fayette, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,850 $1,768 $1,670 $1,703 $6,327 $6,796 $2,078 $2,127
Farmers $2,548 $2,536 $2,283 $2,410 $9,410 $9,698 $2,895 $3,032
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,022 $3,268 $2,479 $2,777 $10,816 $12,038 $3,224 $3,438
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,132 $2,013 $1,751 $1,855 $8,609 $9,629 $2,510 $2,687
State Farm $2,986 $2,986 $2,684 $2,684 $8,853 $11,100 $3,369 $3,886
Travelers $1,560 $1,586 $1,456 $1,454 $8,280 $13,049 $1,477 $1,707
USAA $1,377 $1,398 $1,285 $1,259 $4,109 $4,556 $1,794 $1,938

Buy Cheap La Fayette, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in La Fayette can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in La Fayette, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in La Fayette, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,327 $6,796
Farmers $9,410 $9,698
GEICO $5,489 $5,415
Liberty Mutual $10,816 $12,038
Nationwide $4,446 $5,755
Progressive $8,609 $9,629
State Farm $8,853 $11,100
Travelers $8,280 $13,049
USAA $4,109 $4,556

Buy Cheap La Fayette, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in La Fayette, Alabama by comparing La Fayette senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in La Fayette, AL here.

Annual Auto Insurance Rates for Senior Drivers in La Fayette, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,703
Farmers $2,283 $2,410
GEICO $1,997 $2,040
Liberty Mutual $2,479 $2,777
Nationwide $1,564 $1,624
Progressive $1,751 $1,855
State Farm $2,684 $2,684
Travelers $1,456 $1,454
USAA $1,285 $1,259

Find Cheap Auto Insurance Rates in La Fayette, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of La Fayette, Alabama auto insurance. Compare La Fayette, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in La Fayette, Alabama

Insurance Company Low Medium High
Allstate $2,936 $3,036 $3,148
Farmers $4,139 $4,302 $4,613
GEICO $2,736 $2,929 $3,159
Liberty Mutual $4,896 $5,108 $5,394
Nationwide $2,607 $2,586 $2,642
Progressive $3,548 $3,882 $4,265
State Farm $4,578 $4,813 $5,065
Travelers $3,632 $3,898 $3,933
USAA $2,136 $2,203 $2,304

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Find Cheap La Fayette, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in La Fayette. Compare auto insurance rates in La Fayette, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in La Fayette, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,040 $3,040
Farmers $4,352 $4,352
GEICO $2,886 $2,996
Liberty Mutual $5,133 $5,133
Nationwide $2,612 $2,612
Progressive $3,898 $3,898
State Farm $4,703 $4,934
Travelers $3,821 $3,821
USAA $2,113 $2,316

Find Cheap La Fayette, AL Auto Insurance Rates by Driving Record

Auto insurance rates in La Fayette, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in La Fayette, AL, take a look at the average cost for various violations versus rates for a clean driving record in La Fayette.

Annual La Fayette, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,594 $3,050 $3,595 $2,921
Farmers $3,669 $4,724 $4,608 $4,404
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,031 $5,595 $5,485 $5,419
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,529 $4,417 $3,775 $3,872
State Farm $4,362 $5,376 $4,768 $4,768
Travelers $3,185 $3,343 $4,878 $3,880
USAA $1,702 $2,137 $3,177 $1,842

Find Cheap La Fayette, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in La Fayette, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in La Fayette for less when you shop around and compare rates from multiple La Fayette, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in La Fayette, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,595
Farmers $4,608
GEICO $3,902
Liberty Mutual $5,485
Nationwide $3,331
Progressive $3,775
State Farm $4,768
Travelers $4,878
USAA $3,177

Winners by Category: Where to Buy Cheap Auto Insurance in La Fayette, AL

Compare rates from the cheapest auto insurance companies in La Fayette, AL for your needs. Take a look at how La Fayette, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in La Fayette, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap La Fayette, Alabama Auto Insurance Companies

If you’re looking for the cheapest La Fayette, AL auto insurance companies overall, you can compare them here. Find the best price for La Fayette, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in La Fayette, Alabama

Insurance Company Average Annual Rates
Allstate $3,040
Farmers $4,352
GEICO $2,941
Liberty Mutual $5,133
Nationwide $2,612
Progressive $3,898
State Farm $4,819
Travelers $3,821
USAA $2,214

What affects La Fayette, Alabama auto insurance rates?

Local factors affect auto insurance rates in La Fayette, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact La Fayette auto insurance rates.

Commute Times in La Fayette

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in La Fayette, AL is 25.5 minutes according to City-Data.

Compare Auto Insurance Quotes in La Fayette, AL

You can buy cheap La Fayette, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free La Fayette, Alabama auto insurance quotes from top companies.

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