Buy Cheap Krum, TX Auto Insurance (2021)

Krum, TX auto insurance rates average $300 a month. Minimum auto insurance requirements in Krum, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Krum, TX, compare Krum auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Krum, TX for teens drivers are $6,424/year
  • Average auto insurance rates in Krum, TX after a DUI are $4,090/year
  • The most expensive auto insurance company in Krum after a DUI is Allstate

Finding affordable Krum, Texas auto insurance can be challenging, but everything you need to know to buy cheap Krum, TX auto insurance with confidence is right here. Auto insurance rates in Krum are affected by local factors as well as personal ones like your driving record.

See how Krum, TX car insurance rates compare to Laredo auto insurance rates, Houston auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Krum.

Don’t buy Krum, TX auto insurance until you’ve compared rates. Get free Krum, Texas auto insurance quotes when you enter your ZIP code above.

Krum, TX Minimum Auto Insurance Requirements

The required auto insurance in Krum, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Krum, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Krum, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Krum, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Krum, TX. Take a look at Krum, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Krum, Texas

Insurance Company Poor Fair Good
Allstate $6,303 $4,634 $3,970
American Family $6,058 $3,836 $3,342
GEICO $4,873 $2,762 $1,845
Nationwide $3,673 $2,968 $2,588
Progressive $4,669 $4,042 $3,749
State Farm $4,141 $2,580 $2,057
USAA $3,618 $2,110 $1,703

Buy Cheap Krum, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Krum, Texas auto insurance rates? Find out how car insurance rates in Krum, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Krum, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,198 $3,227 $3,155 $3,155 $8,562 $10,345 $3,969 $4,140
American Family $2,657 $2,958 $2,481 $2,843 $7,023 $9,179 $3,813 $4,341
GEICO $2,340 $2,529 $2,258 $2,569 $5,168 $5,350 $2,536 $2,527
Nationwide $1,934 $1,963 $1,713 $1,810 $5,464 $7,000 $2,271 $2,453
Progressive $2,216 $2,114 $1,978 $2,014 $9,269 $10,333 $2,630 $2,672
State Farm $2,014 $2,014 $1,801 $1,801 $4,964 $6,349 $2,200 $2,263
USAA $1,566 $1,564 $1,504 $1,479 $4,522 $4,890 $2,083 $2,208

Buy Cheap Krum, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Krum can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Krum, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Krum, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,562 $10,345
American Family $7,023 $9,179
GEICO $5,168 $5,350
Nationwide $5,464 $7,000
Progressive $9,269 $10,333
State Farm $4,964 $6,349
USAA $4,522 $4,890

Buy Cheap Krum, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Krum, Texas by comparing Krum senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Krum, TX here.

Annual Auto Insurance Rates for Senior Drivers in Krum, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,155 $3,155
American Family $2,481 $2,843
GEICO $2,258 $2,569
Nationwide $1,713 $1,810
Progressive $1,978 $2,014
State Farm $1,801 $1,801
USAA $1,504 $1,479

Find Cheap Auto Insurance Rates in Krum, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Krum, Texas auto insurance. Compare Krum, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Krum, Texas

Insurance Company Low Medium High
Allstate $4,875 $4,934 $5,097
American Family $4,119 $4,255 $4,861
GEICO $2,991 $3,122 $3,366
Nationwide $3,313 $2,949 $2,966
Progressive $3,966 $4,136 $4,357
State Farm $2,765 $2,919 $3,093
USAA $2,385 $2,466 $2,579

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Find Cheap Krum, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Krum. Compare auto insurance rates in Krum, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Krum, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,850 $5,087
American Family $4,412 $4,412
GEICO $3,102 $3,218
Nationwide $3,076 $3,076
Progressive $4,153 $4,153
State Farm $2,926 $2,926
USAA $2,446 $2,508

Find Cheap Krum, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Krum, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Krum, TX, take a look at the average cost for various violations versus rates for a clean driving record in Krum.

Annual Krum, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $5,951 $6,230 $3,847
American Family $4,016 $5,126 $4,489 $4,016
GEICO $2,682 $3,551 $2,956 $3,450
Nationwide $2,673 $2,673 $3,944 $3,014
Progressive $3,626 $4,680 $4,226 $4,080
State Farm $2,585 $2,984 $3,549 $2,585
USAA $1,837 $2,730 $3,232 $2,109

Find Cheap Krum, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Krum, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Krum for less when you shop around and compare rates from multiple Krum, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Krum, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,230
American Family $4,489
GEICO $2,956
Nationwide $3,944
Progressive $4,226
State Farm $3,549
USAA $3,232

Winners by Category: Where to Buy Cheap Auto Insurance in Krum, TX

Compare rates from the cheapest auto insurance companies in Krum, TX for your needs. Take a look at how Krum, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Krum, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Krum, Texas Auto Insurance Companies

If you’re looking for the cheapest Krum, TX auto insurance companies overall, you can compare them here. Find the best price for Krum, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Krum, Texas

Insurance Company Average Annual Rates
Allstate $4,969
American Family $4,412
GEICO $3,160
Nationwide $3,076
Progressive $4,153
State Farm $2,926
USAA $2,477

What affects Krum, Texas auto insurance rates?

Local factors affect auto insurance rates in Krum, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Krum auto insurance rates.

Commute Times in Krum

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Krum, TX is 32.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Krum, TX

You can buy cheap Krum, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Krum, Texas auto insurance quotes from top companies.

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