Buy Cheap Knoxville, AL Auto Insurance (2021)

Knoxville, AL auto insurance rates average $312 a month. Minimum auto insurance requirements in Knoxville, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Knoxville, AL, compare Knoxville auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Knoxville, AL for teens drivers are $7,628/year
  • Average auto insurance rates in Knoxville, AL are $312/month
  • The most expensive auto insurance company in Knoxville is Liberty Mutual

Finding affordable Knoxville, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Knoxville, AL auto insurance with confidence is right here. Auto insurance rates in Knoxville are affected by local factors as well as personal ones like your driving record.

See how Knoxville, AL car insurance rates compare to Auburn auto insurance rates, Mobile auto insurance rates, and Birmingham auto insurance rates before you read more about the cost of auto insurance in Knoxville.

Don’t buy Knoxville, AL auto insurance until you’ve compared rates. Get free Knoxville, Alabama auto insurance quotes when you enter your ZIP code above.

Knoxville, AL Minimum Auto Insurance Requirements

The required auto insurance in Knoxville, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Knoxville, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Knoxville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Knoxville, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Knoxville, AL. Take a look at Knoxville, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Knoxville, Alabama

Insurance Company Poor Fair Good
Allstate $4,232 $3,327 $2,721
Farmers $4,887 $4,192 $3,976
GEICO $3,766 $2,685 $2,429
Liberty Mutual $7,521 $4,599 $3,612
Nationwide $3,169 $2,471 $2,234
Progressive $5,066 $4,348 $4,062
State Farm $7,329 $3,709 $2,520
Travelers $4,258 $3,691 $3,762
USAA $3,000 $1,947 $1,737

Buy Cheap Knoxville, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Knoxville, Alabama auto insurance rates? Find out how car insurance rates in Knoxville, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Knoxville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,066 $1,971 $1,867 $1,903 $7,182 $7,730 $2,320 $2,375
Farmers $2,548 $2,536 $2,283 $2,410 $9,410 $9,698 $2,895 $3,032
GEICO $2,099 $2,095 $2,001 $2,078 $5,613 $5,513 $2,219 $2,062
Liberty Mutual $3,101 $3,354 $2,549 $2,851 $11,013 $12,247 $3,307 $3,529
Nationwide $1,731 $1,756 $1,573 $1,634 $4,458 $5,778 $1,918 $2,150
Progressive $2,430 $2,274 $1,986 $2,134 $10,051 $11,210 $2,837 $3,016
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,579 $1,603 $1,484 $1,477 $8,507 $13,375 $1,492 $1,710
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

Buy Cheap Knoxville, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Knoxville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Knoxville, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Knoxville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,182 $7,730
Farmers $9,410 $9,698
GEICO $5,613 $5,513
Liberty Mutual $11,013 $12,247
Nationwide $4,458 $5,778
Progressive $10,051 $11,210
State Farm $8,309 $10,427
Travelers $8,507 $13,375
USAA $4,111 $4,567

Buy Cheap Knoxville, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Knoxville, Alabama by comparing Knoxville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Knoxville, AL here.

Annual Auto Insurance Rates for Senior Drivers in Knoxville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,867 $1,903
Farmers $2,283 $2,410
GEICO $2,001 $2,078
Liberty Mutual $2,549 $2,851
Nationwide $1,573 $1,634
Progressive $1,986 $2,134
State Farm $2,520 $2,520
Travelers $1,484 $1,477
USAA $1,294 $1,274

Find Cheap Auto Insurance Rates in Knoxville, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Knoxville, Alabama auto insurance. Compare Knoxville, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Knoxville, Alabama

Insurance Company Low Medium High
Allstate $3,317 $3,421 $3,542
Farmers $4,139 $4,302 $4,613
GEICO $2,725 $2,948 $3,208
Liberty Mutual $5,008 $5,219 $5,504
Nationwide $2,614 $2,600 $2,660
Progressive $4,014 $4,464 $4,998
State Farm $4,278 $4,514 $4,767
Travelers $3,706 $3,982 $4,022
USAA $2,151 $2,216 $2,317

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Knoxville, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Knoxville. Compare auto insurance rates in Knoxville, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Knoxville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,427 $3,427
Farmers $4,352 $4,352
GEICO $2,907 $3,013
Liberty Mutual $5,244 $5,244
Nationwide $2,625 $2,625
Progressive $4,492 $4,492
State Farm $4,410 $4,629
Travelers $3,903 $3,903
USAA $2,126 $2,330

Find Cheap Knoxville, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Knoxville, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Knoxville, AL, take a look at the average cost for various violations versus rates for a clean driving record in Knoxville.

Annual Knoxville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,914 $3,433 $4,068 $3,291
Farmers $3,669 $4,724 $4,608 $4,404
GEICO $1,986 $3,215 $3,995 $2,644
Liberty Mutual $4,114 $5,718 $5,605 $5,538
Nationwide $2,293 $2,293 $3,349 $2,563
Progressive $4,059 $5,109 $4,349 $4,453
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,247 $3,408 $4,995 $3,963
USAA $1,713 $2,146 $3,200 $1,853

Find Cheap Knoxville, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Knoxville, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Knoxville for less when you shop around and compare rates from multiple Knoxville, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Knoxville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,068
Farmers $4,608
GEICO $3,995
Liberty Mutual $5,605
Nationwide $3,349
Progressive $4,349
State Farm $4,472
Travelers $4,995
USAA $3,200

Winners by Category: Where to Buy Cheap Auto Insurance in Knoxville, AL

Compare rates from the cheapest auto insurance companies in Knoxville, AL for your needs. Take a look at how Knoxville, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Knoxville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Knoxville, Alabama Auto Insurance Companies

If you’re looking for the cheapest Knoxville, AL auto insurance companies overall, you can compare them here. Find the best price for Knoxville, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Knoxville, Alabama

Insurance Company Average Annual Rates
Allstate $3,427
Farmers $4,352
GEICO $2,960
Liberty Mutual $5,244
Nationwide $2,625
Progressive $4,492
State Farm $4,519
Travelers $3,903
USAA $2,228

What affects Knoxville, Alabama auto insurance rates?

Local factors affect auto insurance rates in Knoxville, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Knoxville auto insurance rates.

Traffic in Knoxville

How is traffic in Knoxville, Alabama? Inrix data shows that Knoxville, AL traffic makes it the 796th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Knoxville, AL

You can buy cheap Knoxville, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Knoxville, Alabama auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption