Buy Cheap Kirkwood, CA Auto Insurance (2022)

Kirkwood, CA auto insurance rates average $289 a month. Minimum auto insurance requirements in Kirkwood, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Kirkwood, CA, compare Kirkwood auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Kirkwood, CA for teens drivers are $5,823/year
  • The most expensive auto insurance company in Kirkwood is Allstate
  • Average auto insurance rates in Kirkwood, CA are $289/month

Finding affordable Kirkwood, California auto insurance can be challenging, but everything you need to know to buy cheap Kirkwood, CA auto insurance with confidence is right here. Auto insurance rates in Kirkwood are affected by local factors as well as personal ones like your driving record.

See how Kirkwood, CA car insurance rates compare to San Diego auto insurance rates, Sacramento auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Kirkwood.

Don’t buy Kirkwood, CA auto insurance until you’ve compared rates. Get free Kirkwood, California auto insurance quotes when you enter your ZIP code above.

Kirkwood, CA Minimum Auto Insurance Requirements

The required auto insurance in Kirkwood, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Kirkwood, California is outlined here.

Minimum Required Auto Insurance Coverage in Kirkwood, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Kirkwood, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kirkwood, California auto insurance rates? Find out how car insurance rates in Kirkwood, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kirkwood, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,325 $2,325 $2,092 $2,092 $7,417 $12,180 $2,754 $3,066
GEICO $1,662 $1,663 $1,563 $1,563 $5,036 $5,125 $2,384 $2,440
Liberty Mutual $2,331 $2,207 $2,169 $2,102 $5,109 $5,434 $2,630 $2,651
Nationwide $2,928 $2,803 $2,543 $2,405 $7,298 $8,073 $3,473 $3,450
Progressive $1,673 $1,722 $1,428 $1,693 $4,454 $5,371 $2,420 $2,602
State Farm $3,005 $3,005 $2,685 $2,685 $5,537 $6,886 $3,324 $3,425
Travelers $2,518 $2,443 $2,223 $2,198 $5,147 $5,977 $3,294 $3,224
USAA $1,778 $1,685 $1,735 $1,743 $4,051 $4,066 $2,456 $2,322

Buy Cheap Kirkwood, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kirkwood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kirkwood, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kirkwood, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $7,417 $12,180
GEICO $5,036 $5,125
Liberty Mutual $5,109 $5,434
Nationwide $7,298 $8,073
Progressive $4,454 $5,371
State Farm $5,537 $6,886
Travelers $5,147 $5,977
USAA $4,051 $4,066

Buy Cheap Kirkwood, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Kirkwood, California by comparing Kirkwood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kirkwood, CA here.

Annual Auto Insurance Rates for Senior Drivers in Kirkwood, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,092 $2,092
GEICO $1,563 $1,563
Liberty Mutual $2,169 $2,102
Nationwide $2,543 $2,405
Progressive $1,428 $1,693
State Farm $2,685 $2,685
Travelers $2,223 $2,198
USAA $1,735 $1,743

Find Cheap Auto Insurance Rates in Kirkwood, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kirkwood, California auto insurance. Compare Kirkwood, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kirkwood, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $3,998 $4,313 $4,532
GEICO $2,419 $2,710 $2,910
Liberty Mutual $2,873 $3,106 $3,259
Nationwide $3,739 $4,181 $4,446
Progressive $2,388 $2,748 $2,875
State Farm $3,412 $3,889 $4,156
Travelers $3,017 $3,457 $3,660
USAA $2,248 $2,527 $2,663

Find Cheap Kirkwood, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kirkwood. Compare auto insurance rates in Kirkwood, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kirkwood, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $3,885 $4,678
GEICO $2,434 $2,925
Liberty Mutual $2,827 $3,331
Nationwide $3,641 $4,602
Progressive $2,426 $2,915
State Farm $3,678 $3,960
Travelers $3,034 $3,722
USAA $2,284 $2,675

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Find Cheap Kirkwood, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Kirkwood, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kirkwood, CA, take a look at the average cost for various violations versus rates for a clean driving record in Kirkwood.

Annual Kirkwood, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,165 $4,309 $5,371 $4,280
GEICO $1,875 $2,888 $3,630 $2,326
Liberty Mutual $2,673 $3,581 $3,231 $2,832
Nationwide $2,878 $3,685 $6,238 $3,685
Progressive $1,746 $2,968 $3,453 $2,514
State Farm $2,725 $3,250 $6,138 $3,163
Travelers $2,261 $3,656 $4,285 $3,310
USAA $1,649 $2,449 $4,014 $1,806

Find Cheap Kirkwood, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kirkwood, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Kirkwood for less when you shop around and compare rates from multiple Kirkwood, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kirkwood, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,445
Farmers $5,371
GEICO $3,630
Liberty Mutual $3,231
Nationwide $6,238
Progressive $3,453
State Farm $6,138
Travelers $4,285
USAA $4,014

Winners by Category: Where to Buy Cheap Auto Insurance in Kirkwood, CA

Compare rates from the cheapest auto insurance companies in Kirkwood, CA for your needs. Take a look at how Kirkwood, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kirkwood, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Kirkwood, California Auto Insurance Companies

If you’re looking for the cheapest Kirkwood, CA auto insurance companies overall, you can compare them here. Find the best price for Kirkwood, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Kirkwood, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,281
GEICO $2,680
Liberty Mutual $3,079
Nationwide $4,122
Progressive $2,670
State Farm $3,819
Travelers $3,378
USAA $2,480

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Compare Auto Insurance Quotes in Kirkwood, CA

You can buy cheap Kirkwood, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kirkwood, California auto insurance quotes from top companies.

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