Buy Cheap Kirkman, IA Auto Insurance (2021)

Kirkman, IA auto insurance rates average $249 a month. Minimum auto insurance requirements in Kirkman, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Kirkman, IA, compare Kirkman auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Kirkman after a DUI is Travelers
  • The most expensive auto insurance company in Kirkman is Travelers
  • Average auto insurance rates in Kirkman, IA are $249/month

Finding affordable Kirkman, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Kirkman, IA auto insurance with confidence is right here. Auto insurance rates in Kirkman are affected by local factors as well as personal ones like your driving record.

See how Kirkman, IA car insurance rates compare to Sioux City auto insurance rates, Davenport auto insurance rates, and Ankeny auto insurance rates before you read more about the cost of auto insurance in Kirkman.

Don’t buy Kirkman, IA auto insurance until you’ve compared rates. Get free Kirkman, Iowa auto insurance quotes when you enter your ZIP code above.

Kirkman, IA Minimum Auto Insurance Requirements

The required auto insurance in Kirkman, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Kirkman, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Kirkman, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Kirkman, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kirkman, IA. Take a look at Kirkman, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kirkman, Iowa

Insurance Company Poor Fair Good
Allstate $3,765 $2,985 $2,681
American Family $3,960 $2,910 $2,445
Farmers $2,891 $2,402 $2,276
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,043 $2,382 $2,087
Progressive $2,884 $2,308 $2,081
State Farm $3,157 $1,953 $1,541
Travelers $6,129 $5,215 $4,962
USAA $2,538 $1,734 $1,499

Buy Cheap Kirkman, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kirkman, Iowa auto insurance rates? Find out how car insurance rates in Kirkman, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kirkman, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,086 $2,005 $1,848 $1,882 $5,978 $6,727 $2,277 $2,347
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,560 $1,589 $1,395 $1,522 $4,715 $5,024 $2,113 $2,268
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,741 $1,789 $1,551 $1,657 $4,001 $5,180 $1,971 $2,144
Progressive $1,751 $1,699 $1,444 $1,494 $4,051 $4,582 $2,107 $2,268
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,526 $2,581 $2,435 $2,443 $10,748 $16,987 $2,623 $3,141
USAA $1,301 $1,324 $1,186 $1,221 $3,408 $3,641 $1,569 $1,739

Buy Cheap Kirkman, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kirkman can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kirkman, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kirkman, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,978 $6,727
American Family $5,344 $7,497
Farmers $4,715 $5,024
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,001 $5,180
Progressive $4,051 $4,582
State Farm $3,891 $4,937
Travelers $10,748 $16,987
USAA $3,408 $3,641

Buy Cheap Kirkman, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Kirkman, Iowa by comparing Kirkman senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kirkman, IA here.

Annual Auto Insurance Rates for Senior Drivers in Kirkman, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,848 $1,882
American Family $1,790 $1,790
Farmers $1,395 $1,522
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,551 $1,657
Progressive $1,444 $1,494
State Farm $1,269 $1,269
Travelers $2,435 $2,443
USAA $1,186 $1,221

Find Cheap Auto Insurance Rates in Kirkman, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kirkman, Iowa auto insurance. Compare Kirkman, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kirkman, Iowa

Insurance Company Low Medium High
Allstate $3,018 $3,147 $3,266
American Family $3,125 $3,277 $2,913
Farmers $2,424 $2,531 $2,615
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,617 $2,491 $2,405
Progressive $2,295 $2,432 $2,546
State Farm $2,111 $2,229 $2,311
Travelers $5,163 $5,515 $5,629
USAA $1,832 $1,929 $2,010

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Kirkman, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kirkman. Compare auto insurance rates in Kirkman, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kirkman, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,219
American Family $3,069 $3,141
Farmers $2,523 $2,523
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,504 $2,504
Progressive $2,424 $2,424
State Farm $2,164 $2,270
Travelers $5,436 $5,436
USAA $1,853 $1,994

Find Cheap Kirkman, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Kirkman, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kirkman, IA, take a look at the average cost for various violations versus rates for a clean driving record in Kirkman.

Annual Kirkman, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,675 $3,238 $3,674 $2,988
American Family $2,242 $3,279 $4,262 $2,636
Farmers $2,151 $2,667 $2,704 $2,571
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,811 $2,604 $3,552 $2,050
Progressive $1,957 $3,170 $2,121 $2,451
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $3,977 $5,277 $7,047 $5,441
USAA $1,474 $1,968 $2,562 $1,690

Find Cheap Kirkman, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kirkman, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Kirkman for less when you shop around and compare rates from multiple Kirkman, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kirkman, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,674
American Family $4,262
Farmers $2,704
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,552
Progressive $2,121
State Farm $2,217
Travelers $7,047
USAA $2,562

Winners by Category: Where to Buy Cheap Auto Insurance in Kirkman, IA

Compare rates from the cheapest auto insurance companies in Kirkman, IA for your needs. Take a look at how Kirkman, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kirkman, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Kirkman, Iowa Auto Insurance Companies

If you’re looking for the cheapest Kirkman, IA auto insurance companies overall, you can compare them here. Find the best price for Kirkman, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Kirkman, Iowa

Insurance Company Average Annual Rates
Allstate $3,144
American Family $3,105
Farmers $2,523
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,504
Progressive $2,425
State Farm $2,217
Travelers $5,436
USAA $1,924

What affects Kirkman, Iowa auto insurance rates?

Local factors affect auto insurance rates in Kirkman, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Kirkman auto insurance rates.

Commute Times in Kirkman

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kirkman, IA is 30.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Kirkman, IA

You can buy cheap Kirkman, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kirkman, Iowa auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption