Buy Cheap Kirkersville, OH Auto Insurance (2021)

Kirkersville, OH auto insurance rates average $238 a month. Minimum auto insurance requirements in Kirkersville, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Kirkersville, OH, compare Kirkersville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Kirkersville, OH are $238/month
  • Average auto insurance rates in Kirkersville, OH for teens drivers are $5,876/year
  • The most expensive auto insurance company in Kirkersville after a DUI is Liberty Mutual

Finding affordable Kirkersville, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Kirkersville, OH auto insurance with confidence is right here. Auto insurance rates in Kirkersville are affected by local factors as well as personal ones like your driving record.

See how Kirkersville, OH car insurance rates compare to Hamilton auto insurance rates, Canton auto insurance rates, and Toledo auto insurance rates before you read more about the cost of auto insurance in Kirkersville.

Don’t buy Kirkersville, OH auto insurance until you’ve compared rates. Get free Kirkersville, Ohio auto insurance quotes when you enter your ZIP code above.

Kirkersville, OH Minimum Auto Insurance Requirements

The required auto insurance in Kirkersville, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Kirkersville, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Kirkersville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Kirkersville, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kirkersville, OH. Take a look at Kirkersville, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kirkersville, Ohio

Insurance Company Poor Fair Good
Allstate $4,205 $3,058 $2,557
American Family $1,950 $1,329 $1,123
Farmers $4,040 $3,406 $3,244
GEICO $2,220 $1,851 $1,483
Liberty Mutual $6,299 $3,857 $3,024
Nationwide $4,013 $3,232 $2,728
Progressive $3,798 $3,283 $3,069
State Farm $3,801 $2,348 $1,850
Travelers $3,471 $3,017 $2,816
USAA $1,933 $1,366 $1,163

Buy Cheap Kirkersville, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kirkersville, Ohio auto insurance rates? Find out how car insurance rates in Kirkersville, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kirkersville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,184 $2,178 $1,959 $2,097 $6,049 $6,937 $2,308 $2,474
American Family $908 $942 $830 $832 $2,836 $3,075 $1,127 $1,186
Farmers $1,904 $1,900 $1,679 $1,771 $8,295 $8,606 $2,128 $2,223
GEICO $1,334 $1,296 $1,251 $1,264 $3,589 $3,339 $1,483 $1,255
Liberty Mutual $2,059 $2,248 $1,585 $1,926 $10,674 $12,059 $2,195 $2,400
Nationwide $2,215 $2,226 $1,999 $2,013 $5,680 $7,325 $2,374 $2,764
Progressive $1,743 $1,642 $1,453 $1,497 $7,755 $8,728 $2,092 $2,158
State Farm $1,614 $1,614 $1,440 $1,440 $4,964 $6,252 $1,871 $2,137
Travelers $1,448 $1,471 $1,435 $1,426 $6,141 $9,648 $1,508 $1,735
USAA $901 $908 $856 $856 $2,776 $3,092 $1,205 $1,303

Buy Cheap Kirkersville, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kirkersville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kirkersville, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kirkersville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,049 $6,937
American Family $2,836 $3,075
Farmers $8,295 $8,606
GEICO $3,589 $3,339
Liberty Mutual $10,674 $12,059
Nationwide $5,680 $7,325
Progressive $7,755 $8,728
State Farm $4,964 $6,252
Travelers $6,141 $9,648
USAA $2,776 $3,092

Buy Cheap Kirkersville, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Kirkersville, Ohio by comparing Kirkersville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kirkersville, OH here.

Annual Auto Insurance Rates for Senior Drivers in Kirkersville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,959 $2,097
American Family $830 $832
Farmers $1,679 $1,771
GEICO $1,251 $1,264
Liberty Mutual $1,585 $1,926
Nationwide $1,999 $2,013
Progressive $1,453 $1,497
State Farm $1,440 $1,440
Travelers $1,435 $1,426
USAA $856 $856

Find Cheap Auto Insurance Rates in Kirkersville, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kirkersville, Ohio auto insurance. Compare Kirkersville, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kirkersville, Ohio

Insurance Company Low Medium High
Allstate $3,188 $3,268 $3,364
American Family $1,447 $1,479 $1,475
Farmers $3,378 $3,509 $3,803
GEICO $1,793 $1,843 $1,917
Liberty Mutual $4,236 $4,414 $4,530
Nationwide $3,678 $3,222 $3,073
Progressive $3,268 $3,358 $3,525
State Farm $2,535 $2,675 $2,790
Travelers $3,031 $3,140 $3,133
USAA $1,427 $1,486 $1,549

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Find Cheap Kirkersville, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kirkersville. Compare auto insurance rates in Kirkersville, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kirkersville, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,273 $3,273
American Family $1,449 $1,485
Farmers $3,563 $3,563
GEICO $1,819 $1,883
Liberty Mutual $4,393 $4,393
Nationwide $3,324 $3,324
Progressive $3,384 $3,384
State Farm $2,600 $2,733
Travelers $3,101 $3,101
USAA $1,431 $1,543

Find Cheap Kirkersville, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Kirkersville, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kirkersville, OH, take a look at the average cost for various violations versus rates for a clean driving record in Kirkersville.

Annual Kirkersville, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,756 $3,324 $3,898 $3,115
American Family $1,406 $1,488 $1,488 $1,488
Farmers $2,942 $3,783 $3,690 $3,838
GEICO $1,256 $1,814 $2,629 $1,707
Liberty Mutual $3,695 $4,732 $4,840 $4,306
Nationwide $2,663 $3,389 $4,300 $2,945
Progressive $2,917 $3,967 $3,106 $3,543
State Farm $2,434 $2,899 $2,666 $2,666
Travelers $2,286 $2,976 $4,485 $2,659
USAA $1,143 $1,532 $2,007 $1,267

Find Cheap Kirkersville, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kirkersville, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Kirkersville for less when you shop around and compare rates from multiple Kirkersville, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kirkersville, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,898
American Family $1,488
Farmers $3,690
GEICO $2,629
Liberty Mutual $4,840
Nationwide $4,300
Progressive $3,106
State Farm $2,666
Travelers $4,485
USAA $2,007

Winners by Category: Where to Buy Cheap Auto Insurance in Kirkersville, OH

Compare rates from the cheapest auto insurance companies in Kirkersville, OH for your needs. Take a look at how Kirkersville, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kirkersville, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Kirkersville, Ohio Auto Insurance Companies

If you’re looking for the cheapest Kirkersville, OH auto insurance companies overall, you can compare them here. Find the best price for Kirkersville, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Kirkersville, Ohio

Insurance Company Average Annual Rates
Allstate $3,273
American Family $1,467
Farmers $3,563
GEICO $1,851
Liberty Mutual $4,393
Nationwide $3,324
Progressive $3,384
State Farm $2,666
Travelers $3,101
USAA $1,487

What affects Kirkersville, Ohio auto insurance rates?

Local factors affect auto insurance rates in Kirkersville, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Kirkersville auto insurance rates.

Commute Times in Kirkersville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kirkersville, OH is 31.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Kirkersville, OH

You can buy cheap Kirkersville, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kirkersville, Ohio auto insurance quotes from top companies.

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