Buy Cheap Kirby, OH Auto Insurance (2021)

Kirby, OH auto insurance rates average $198 a month. Minimum auto insurance requirements in Kirby, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Kirby, OH, compare Kirby auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Kirby, OH after a DUI are $2,767/year
  • The most expensive auto insurance company in Kirby after a DUI is Travelers
  • Average auto insurance rates in Kirby, OH for teens drivers are $4,854/year

Finding affordable Kirby, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Kirby, OH auto insurance with confidence is right here. Auto insurance rates in Kirby are affected by local factors as well as personal ones like your driving record.

See how Kirby, OH car insurance rates compare to Toledo auto insurance rates, Parma auto insurance rates, and Dayton auto insurance rates before you read more about the cost of auto insurance in Kirby.

Don’t buy Kirby, OH auto insurance until you’ve compared rates. Get free Kirby, Ohio auto insurance quotes when you enter your ZIP code above.

Kirby, OH Minimum Auto Insurance Requirements

The required auto insurance in Kirby, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Kirby, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Kirby, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Kirby, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kirby, OH. Take a look at Kirby, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kirby, Ohio

Insurance Company Poor Fair Good
Allstate $3,439 $2,510 $2,103
American Family $1,785 $1,230 $1,047
Farmers $3,426 $2,890 $2,752
GEICO $1,863 $1,557 $1,251
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,412 $2,754 $2,329
Progressive $3,145 $2,703 $2,519
State Farm $2,947 $1,823 $1,437
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Buy Cheap Kirby, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kirby, Ohio auto insurance rates? Find out how car insurance rates in Kirby, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kirby, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,808 $1,804 $1,631 $1,742 $4,919 $5,629 $1,904 $2,035
American Family $893 $928 $804 $812 $2,474 $2,691 $1,087 $1,143
Farmers $1,611 $1,608 $1,420 $1,496 $7,042 $7,312 $1,806 $1,890
GEICO $1,132 $1,099 $1,066 $1,076 $2,988 $2,777 $1,254 $1,062
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $1,895 $1,904 $1,713 $1,725 $4,822 $6,207 $2,029 $2,356
Progressive $1,465 $1,390 $1,219 $1,256 $6,307 $7,106 $1,756 $1,811
State Farm $1,246 $1,246 $1,115 $1,115 $3,867 $4,860 $1,447 $1,657
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Kirby, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kirby can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kirby, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kirby, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,919 $5,629
American Family $2,474 $2,691
Farmers $7,042 $7,312
GEICO $2,988 $2,777
Liberty Mutual $8,139 $9,191
Nationwide $4,822 $6,207
Progressive $6,307 $7,106
State Farm $3,867 $4,860
Travelers $5,411 $8,570
USAA $2,571 $2,863

Buy Cheap Kirby, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Kirby, Ohio by comparing Kirby senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kirby, OH here.

Annual Auto Insurance Rates for Senior Drivers in Kirby, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,631 $1,742
American Family $804 $812
Farmers $1,420 $1,496
GEICO $1,066 $1,076
Liberty Mutual $1,222 $1,481
Nationwide $1,713 $1,725
Progressive $1,219 $1,256
State Farm $1,115 $1,115
Travelers $1,247 $1,242
USAA $798 $797

Find Cheap Auto Insurance Rates in Kirby, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kirby, Ohio auto insurance. Compare Kirby, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kirby, Ohio

Insurance Company Low Medium High
Allstate $2,603 $2,679 $2,769
American Family $1,329 $1,363 $1,369
Farmers $2,870 $2,978 $3,222
GEICO $1,506 $1,550 $1,616
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,127 $2,745 $2,623
Progressive $2,690 $2,767 $2,909
State Farm $1,967 $2,075 $2,165
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

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Find Cheap Kirby, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kirby. Compare auto insurance rates in Kirby, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kirby, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,684 $2,684
American Family $1,338 $1,370
Farmers $3,023 $3,023
GEICO $1,530 $1,584
Liberty Mutual $3,357 $3,357
Nationwide $2,831 $2,831
Progressive $2,789 $2,789
State Farm $2,018 $2,120
Travelers $2,726 $2,726
USAA $1,328 $1,433

Find Cheap Kirby, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Kirby, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kirby, OH, take a look at the average cost for various violations versus rates for a clean driving record in Kirby.

Annual Kirby, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,266 $2,728 $3,187 $2,555
American Family $1,300 $1,372 $1,372 $1,372
Farmers $2,494 $3,209 $3,129 $3,260
GEICO $1,062 $1,524 $2,204 $1,438
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,275 $2,886 $3,653 $2,512
Progressive $2,410 $3,257 $2,564 $2,926
State Farm $1,886 $2,252 $2,069 $2,069
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Kirby, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kirby, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Kirby for less when you shop around and compare rates from multiple Kirby, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kirby, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,187
American Family $1,372
Farmers $3,129
GEICO $2,204
Liberty Mutual $3,696
Nationwide $3,653
Progressive $2,564
State Farm $2,069
Travelers $3,940
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Kirby, OH

Compare rates from the cheapest auto insurance companies in Kirby, OH for your needs. Take a look at how Kirby, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kirby, Ohio

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Kirby, Ohio Auto Insurance Companies

If you’re looking for the cheapest Kirby, OH auto insurance companies overall, you can compare them here. Find the best price for Kirby, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Kirby, Ohio

Insurance Company Average Annual Rates
Allstate $2,684
American Family $1,354
Farmers $3,023
GEICO $1,557
Liberty Mutual $3,357
Nationwide $2,831
Progressive $2,789
State Farm $2,069
Travelers $2,726
USAA $1,380

What affects Kirby, Ohio auto insurance rates?

Local factors affect auto insurance rates in Kirby, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Kirby auto insurance rates.

Commute Times in Kirby

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kirby, OH is 29.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Kirby, OH

You can buy cheap Kirby, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kirby, Ohio auto insurance quotes from top companies.

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