Buy Cheap Kirby, AR Auto Insurance (2021)

Kirby, AR auto insurance rates average $352 a month. Minimum auto insurance requirements in Kirby, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Kirby, AR, compare Kirby auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Kirby, AR after a DUI are $5,073/year
  • The most expensive auto insurance company in Kirby is Travelers
  • The most expensive auto insurance company in Kirby after a DUI is Travelers

Finding affordable Kirby, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Kirby, AR auto insurance with confidence is right here. Auto insurance rates in Kirby are affected by local factors as well as personal ones like your driving record.

See how Kirby, AR car insurance rates compare to Hot Springs auto insurance rates, Pine Bluff auto insurance rates, and Fort Smith auto insurance rates before you read more about the cost of auto insurance in Kirby.

Don’t buy Kirby, AR auto insurance until you’ve compared rates. Get free Kirby, Arkansas auto insurance quotes when you enter your ZIP code above.

Kirby, AR Minimum Auto Insurance Requirements

The required auto insurance in Kirby, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Kirby, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Kirby, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Kirby, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kirby, AR. Take a look at Kirby, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kirby, Arkansas

Insurance Company Poor Fair Good
Allstate $6,753 $5,148 $4,178
Farmers $4,911 $4,119 $3,924
GEICO $4,411 $3,620 $3,007
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $6,275 $5,351 $4,978
State Farm $4,384 $2,637 $2,052
Travelers $6,922 $5,764 $5,383
USAA $2,687 $1,831 $1,560

Buy Cheap Kirby, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kirby, Arkansas auto insurance rates? Find out how car insurance rates in Kirby, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kirby, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,113 $3,165 $2,743 $2,943 $10,777 $12,829 $3,490 $3,816
Farmers $2,347 $2,336 $2,097 $2,205 $9,841 $10,202 $2,687 $2,830
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,927 $2,776 $2,407 $2,512 $12,387 $13,961 $3,507 $3,800
State Farm $1,974 $1,974 $1,739 $1,739 $5,309 $6,722 $2,216 $2,520
Travelers $2,285 $2,332 $2,238 $2,248 $12,986 $20,814 $2,435 $2,846
USAA $1,260 $1,274 $1,166 $1,177 $3,886 $4,077 $1,619 $1,748

Buy Cheap Kirby, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kirby can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kirby, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kirby, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,777 $12,829
Farmers $9,841 $10,202
GEICO $6,742 $6,800
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $12,387 $13,961
State Farm $5,309 $6,722
Travelers $12,986 $20,814
USAA $3,886 $4,077

Buy Cheap Kirby, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Kirby, Arkansas by comparing Kirby senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kirby, AR here.

Annual Auto Insurance Rates for Senior Drivers in Kirby, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,743 $2,943
Farmers $2,097 $2,205
GEICO $2,547 $2,475
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,407 $2,512
State Farm $1,739 $1,739
Travelers $2,238 $2,248
USAA $1,166 $1,177

Find Cheap Auto Insurance Rates in Kirby, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kirby, Arkansas auto insurance. Compare Kirby, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kirby, Arkansas

Insurance Company Low Medium High
Allstate $5,239 $5,357 $5,483
Farmers $4,106 $4,273 $4,574
GEICO $3,545 $3,679 $3,815
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $5,109 $5,449 $6,046
State Farm $2,897 $3,021 $3,154
Travelers $5,766 $6,041 $6,263
USAA $1,947 $2,019 $2,112

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Find Cheap Kirby, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kirby. Compare auto insurance rates in Kirby, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kirby, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,360 $5,360
Farmers $4,318 $4,318
GEICO $3,661 $3,698
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $5,535 $5,535
State Farm $2,952 $3,096
Travelers $6,023 $6,023
USAA $1,968 $2,084

Find Cheap Kirby, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Kirby, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kirby, AR, take a look at the average cost for various violations versus rates for a clean driving record in Kirby.

Annual Kirby, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,572 $6,121 $5,278
Farmers $3,651 $4,676 $4,570 $4,375
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,770 $6,632 $5,011 $5,725
State Farm $2,801 $3,247 $3,024 $3,024
Travelers $5,051 $5,219 $7,617 $6,204
USAA $1,561 $1,971 $2,842 $1,731

Find Cheap Kirby, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kirby, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Kirby for less when you shop around and compare rates from multiple Kirby, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kirby, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,121
Farmers $4,570
GEICO $5,763
Liberty Mutual $5,469
Nationwide $5,241
Progressive $5,011
State Farm $3,024
Travelers $7,617
USAA $2,842

Winners by Category: Where to Buy Cheap Auto Insurance in Kirby, AR

Compare rates from the cheapest auto insurance companies in Kirby, AR for your needs. Take a look at how Kirby, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kirby, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Kirby, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Kirby, AR auto insurance companies overall, you can compare them here. Find the best price for Kirby, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Kirby, Arkansas

Insurance Company Average Annual Rates
Allstate $5,360
Farmers $4,318
GEICO $3,679
Liberty Mutual $4,220
Nationwide $3,833
Progressive $5,535
State Farm $3,024
Travelers $6,023
USAA $2,026

What affects Kirby, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Kirby, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Kirby auto insurance rates.

Commute Times in Kirby

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kirby, AR is 30.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Kirby, AR

You can buy cheap Kirby, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kirby, Arkansas auto insurance quotes from top companies.

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