Buy Cheap Kilgore, TX Auto Insurance (2021)

Kilgore, TX auto insurance rates average $307 a month. Minimum auto insurance requirements in Kilgore, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Kilgore, TX, compare Kilgore auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Kilgore, TX after a DUI are $4,214/year
  • The most expensive auto insurance company in Kilgore after a DUI is Allstate
  • The most expensive auto insurance company in Kilgore is Allstate

Finding affordable Kilgore, Texas auto insurance can be challenging, but everything you need to know to buy cheap Kilgore, TX auto insurance with confidence is right here. Auto insurance rates in Kilgore are affected by local factors as well as personal ones like your driving record.

See how Kilgore, TX car insurance rates compare to Austin auto insurance rates, Houston auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Kilgore.

Don’t buy Kilgore, TX auto insurance until you’ve compared rates. Get free Kilgore, Texas auto insurance quotes when you enter your ZIP code above.

Kilgore, TX Minimum Auto Insurance Requirements

The required auto insurance in Kilgore, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Kilgore, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Kilgore, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Kilgore, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kilgore, TX. Take a look at Kilgore, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kilgore, Texas

Insurance Company Poor Fair Good
Allstate $6,972 $5,107 $4,373
American Family $5,030 $3,208 $2,821
GEICO $4,844 $2,746 $1,835
Nationwide $4,292 $3,448 $2,998
Progressive $4,733 $4,093 $3,794
State Farm $4,208 $2,619 $2,087
USAA $3,946 $2,288 $1,842

Buy Cheap Kilgore, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kilgore, Texas auto insurance rates? Find out how car insurance rates in Kilgore, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kilgore, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,560 $3,591 $3,513 $3,513 $9,380 $11,327 $4,402 $4,587
American Family $2,200 $2,451 $2,088 $2,390 $5,909 $7,687 $3,166 $3,599
GEICO $2,335 $2,531 $2,281 $2,613 $5,111 $5,257 $2,519 $2,484
Nationwide $2,254 $2,291 $1,996 $2,111 $6,345 $8,134 $2,645 $2,858
Progressive $2,251 $2,128 $2,007 $2,045 $9,411 $10,484 $2,651 $2,677
State Farm $2,066 $2,066 $1,841 $1,841 $5,005 $6,387 $2,250 $2,316
USAA $1,708 $1,714 $1,635 $1,619 $4,863 $5,284 $2,278 $2,434

Buy Cheap Kilgore, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kilgore can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kilgore, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kilgore, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,380 $11,327
American Family $5,909 $7,687
GEICO $5,111 $5,257
Nationwide $6,345 $8,134
Progressive $9,411 $10,484
State Farm $5,005 $6,387
USAA $4,863 $5,284

Buy Cheap Kilgore, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Kilgore, Texas by comparing Kilgore senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kilgore, TX here.

Annual Auto Insurance Rates for Senior Drivers in Kilgore, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,513 $3,513
American Family $2,088 $2,390
GEICO $2,281 $2,613
Nationwide $1,996 $2,111
Progressive $2,007 $2,045
State Farm $1,841 $1,841
USAA $1,635 $1,619

Find Cheap Auto Insurance Rates in Kilgore, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kilgore, Texas auto insurance. Compare Kilgore, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kilgore, Texas

Insurance Company Low Medium High
Allstate $5,363 $5,439 $5,650
American Family $3,391 $3,537 $4,130
GEICO $2,944 $3,091 $3,389
Nationwide $3,836 $3,427 $3,475
Progressive $3,986 $4,184 $4,451
State Farm $2,806 $2,960 $3,148
USAA $2,595 $2,680 $2,801

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Find Cheap Kilgore, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kilgore. Compare auto insurance rates in Kilgore, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kilgore, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,349 $5,620
American Family $3,686 $3,686
GEICO $3,083 $3,200
Nationwide $3,579 $3,579
Progressive $4,207 $4,207
State Farm $2,971 $2,971
USAA $2,658 $2,726

Find Cheap Kilgore, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Kilgore, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kilgore, TX, take a look at the average cost for various violations versus rates for a clean driving record in Kilgore.

Annual Kilgore, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,257 $6,575 $6,848 $4,257
American Family $3,377 $4,244 $3,748 $3,377
GEICO $2,667 $3,529 $2,935 $3,435
Nationwide $3,109 $3,109 $4,591 $3,508
Progressive $3,671 $4,748 $4,283 $4,125
State Farm $2,634 $3,029 $3,589 $2,634
USAA $2,001 $2,967 $3,502 $2,298

Find Cheap Kilgore, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kilgore, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Kilgore for less when you shop around and compare rates from multiple Kilgore, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kilgore, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,848
American Family $3,748
GEICO $2,935
Nationwide $4,591
Progressive $4,283
State Farm $3,589
USAA $3,502

Winners by Category: Where to Buy Cheap Auto Insurance in Kilgore, TX

Compare rates from the cheapest auto insurance companies in Kilgore, TX for your needs. Take a look at how Kilgore, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kilgore, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Kilgore, Texas Auto Insurance Companies

If you’re looking for the cheapest Kilgore, TX auto insurance companies overall, you can compare them here. Find the best price for Kilgore, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Kilgore, Texas

Insurance Company Average Annual Rates
Allstate $5,484
American Family $3,686
GEICO $3,141
Nationwide $3,579
Progressive $4,207
State Farm $2,971
USAA $2,692

What affects Kilgore, Texas auto insurance rates?

Local factors affect auto insurance rates in Kilgore, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Kilgore auto insurance rates.

Auto Theft in Kilgore

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Kilgore, TX auto theft show a total of 37 vehicle thefts annually.

Commute Times in Kilgore

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kilgore, TX is 20.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Kilgore, TX

You can buy cheap Kilgore, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kilgore, Texas auto insurance quotes from top companies.

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