Buy Cheap Kersey, CO Auto Insurance (2021)

Kersey, CO auto insurance rates average $313 a month. Minimum auto insurance requirements in Kersey, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Kersey, CO, compare Kersey auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Kersey, CO after a DUI are $4,452/year
  • The most expensive auto insurance company in Kersey is Farmers
  • The most expensive auto insurance company in Kersey after a DUI is Allstate

Finding affordable Kersey, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Kersey, CO auto insurance with confidence is right here. Auto insurance rates in Kersey are affected by local factors as well as personal ones like your driving record.

See how Kersey, CO car insurance rates compare to Fort Collins auto insurance rates, Boulder auto insurance rates, and Lakewood auto insurance rates before you read more about the cost of auto insurance in Kersey.

Don’t buy Kersey, CO auto insurance until you’ve compared rates. Get free Kersey, Colorado auto insurance quotes when you enter your ZIP code above.

Kersey, CO Minimum Auto Insurance Requirements

The required auto insurance in Kersey, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Kersey, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Kersey, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Kersey, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kersey, CO. Take a look at Kersey, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kersey, Colorado

Insurance Company Poor Fair Good
Allstate $6,895 $5,313 $4,011
American Family $4,668 $3,327 $2,793
Farmers $6,294 $5,149 $4,893
GEICO $3,497 $2,910 $2,323
Liberty Mutual $3,944 $2,409 $1,919
Nationwide $4,099 $3,254 $2,838
Progressive $4,296 $3,670 $3,371
State Farm $4,768 $3,057 $2,460
USAA $4,549 $2,604 $2,090

Buy Cheap Kersey, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kersey, Colorado auto insurance rates? Find out how car insurance rates in Kersey, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kersey, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,319 $3,111 $2,986 $3,017 $11,440 $12,023 $3,667 $3,688
American Family $2,462 $2,462 $2,223 $2,223 $5,947 $7,974 $2,462 $3,015
Farmers $3,109 $3,089 $2,804 $3,016 $12,203 $12,392 $3,444 $3,503
GEICO $1,848 $2,019 $1,950 $2,207 $5,747 $6,087 $1,692 $1,727
Liberty Mutual $1,854 $1,822 $1,578 $1,733 $5,417 $5,897 $1,871 $1,888
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,315 $2,167 $2,015 $2,010 $7,833 $8,746 $2,608 $2,536
State Farm $2,126 $2,126 $1,914 $1,914 $6,241 $7,885 $2,385 $2,840
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

Buy Cheap Kersey, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kersey can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kersey, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kersey, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,440 $12,023
American Family $5,947 $7,974
Farmers $12,203 $12,392
GEICO $5,747 $6,087
Liberty Mutual $5,417 $5,897
Nationwide $5,724 $7,310
Progressive $7,833 $8,746
State Farm $6,241 $7,885
USAA $5,179 $5,925

Buy Cheap Kersey, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Kersey, Colorado by comparing Kersey senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kersey, CO here.

Annual Auto Insurance Rates for Senior Drivers in Kersey, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,986 $3,017
American Family $2,223 $2,223
Farmers $2,804 $3,016
GEICO $1,950 $2,207
Liberty Mutual $1,578 $1,733
Nationwide $2,028 $2,139
Progressive $2,015 $2,010
State Farm $1,914 $1,914
USAA $1,967 $1,966

Find Cheap Auto Insurance Rates in Kersey, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kersey, Colorado auto insurance. Compare Kersey, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kersey, Colorado

Insurance Company Low Medium High
Allstate $5,106 $5,388 $5,725
American Family $3,412 $3,670 $3,706
Farmers $4,778 $5,365 $6,192
GEICO $2,620 $2,854 $3,255
Liberty Mutual $2,603 $2,747 $2,922
Nationwide $3,381 $3,402 $3,409
Progressive $3,501 $3,791 $4,045
State Farm $3,211 $3,432 $3,643
USAA $2,936 $3,081 $3,226

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Find Cheap Kersey, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kersey. Compare auto insurance rates in Kersey, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kersey, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,406 $5,406
American Family $3,519 $3,673
Farmers $5,445 $5,445
GEICO $2,847 $2,972
Liberty Mutual $2,758 $2,758
Nationwide $3,397 $3,397
Progressive $3,779 $3,779
State Farm $3,345 $3,512
USAA $2,994 $3,168

Find Cheap Kersey, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Kersey, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kersey, CO, take a look at the average cost for various violations versus rates for a clean driving record in Kersey.

Annual Kersey, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,618 $5,308 $6,475 $5,225
American Family $2,663 $3,777 $4,928 $3,017
Farmers $4,594 $5,913 $5,832 $5,441
GEICO $2,059 $3,192 $3,695 $2,692
Liberty Mutual $2,412 $2,828 $2,939 $2,851
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,277 $4,566 $3,456 $3,817
State Farm $3,146 $3,711 $3,429 $3,429
USAA $2,251 $2,747 $4,792 $2,534

Find Cheap Kersey, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kersey, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Kersey for less when you shop around and compare rates from multiple Kersey, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kersey, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,475
American Family $4,928
Farmers $5,832
GEICO $3,695
Liberty Mutual $2,939
Nationwide $4,523
Progressive $3,456
State Farm $3,429
USAA $4,792

Winners by Category: Where to Buy Cheap Auto Insurance in Kersey, CO

Compare rates from the cheapest auto insurance companies in Kersey, CO for your needs. Take a look at how Kersey, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kersey, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Kersey, Colorado Auto Insurance Companies

If you’re looking for the cheapest Kersey, CO auto insurance companies overall, you can compare them here. Find the best price for Kersey, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Kersey, Colorado

Insurance Company Average Annual Rates
Allstate $5,406
American Family $3,596
Farmers $5,445
GEICO $2,910
Liberty Mutual $2,758
Nationwide $3,397
Progressive $3,779
State Farm $3,429
USAA $3,081

What affects Kersey, Colorado auto insurance rates?

Local factors affect auto insurance rates in Kersey, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Kersey auto insurance rates.

Commute Times in Kersey

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kersey, CO is 22.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Kersey, CO

You can buy cheap Kersey, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kersey, Colorado auto insurance quotes from top companies.

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