Buy Cheap Keokuk, IA Auto Insurance (2021)

Keokuk, IA auto insurance rates average $247 a month. Minimum auto insurance requirements in Keokuk, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Keokuk, IA, compare Keokuk auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Keokuk, IA are $247/month
  • Average auto insurance rates in Keokuk, IA after a DUI are $3,569/year
  • The most expensive auto insurance company in Keokuk after a DUI is Travelers

Finding affordable Keokuk, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Keokuk, IA auto insurance with confidence is right here. Auto insurance rates in Keokuk are affected by local factors as well as personal ones like your driving record.

See how Keokuk, IA car insurance rates compare to Cedar Rapids auto insurance rates, Des Moines auto insurance rates, and Waterloo auto insurance rates before you read more about the cost of auto insurance in Keokuk.

Don’t buy Keokuk, IA auto insurance until you’ve compared rates. Get free Keokuk, Iowa auto insurance quotes when you enter your ZIP code above.

Keokuk, IA Minimum Auto Insurance Requirements

The required auto insurance in Keokuk, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Keokuk, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Keokuk, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Keokuk, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Keokuk, IA. Take a look at Keokuk, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Keokuk, Iowa

Insurance Company Poor Fair Good
Allstate $3,364 $2,677 $2,403
American Family $3,542 $2,605 $2,192
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,693 $4,138 $3,253
Nationwide $3,108 $2,432 $2,131
Progressive $2,783 $2,249 $2,037
State Farm $3,271 $2,023 $1,595
Travelers $6,429 $5,498 $5,244
USAA $2,232 $1,532 $1,327

Buy Cheap Keokuk, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Keokuk, Iowa auto insurance rates? Find out how car insurance rates in Keokuk, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Keokuk, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,901 $1,837 $1,679 $1,711 $5,260 $5,887 $2,087 $2,154
American Family $1,788 $1,788 $1,602 $1,602 $4,805 $6,714 $1,788 $2,151
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,219 $2,406 $1,952 $2,371 $10,975 $12,344 $2,516 $2,775
Nationwide $1,779 $1,827 $1,584 $1,692 $4,083 $5,288 $2,012 $2,190
Progressive $1,653 $1,592 $1,363 $1,414 $4,077 $4,602 $1,991 $2,158
State Farm $1,501 $1,501 $1,315 $1,315 $4,025 $5,108 $1,686 $1,919
Travelers $2,525 $2,577 $2,457 $2,468 $11,507 $18,551 $2,624 $3,080
USAA $1,145 $1,160 $1,051 $1,074 $3,032 $3,224 $1,373 $1,516

Buy Cheap Keokuk, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Keokuk can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Keokuk, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Keokuk, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,260 $5,887
American Family $4,805 $6,714
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,975 $12,344
Nationwide $4,083 $5,288
Progressive $4,077 $4,602
State Farm $4,025 $5,108
Travelers $11,507 $18,551
USAA $3,032 $3,224

Buy Cheap Keokuk, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Keokuk, Iowa by comparing Keokuk senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Keokuk, IA here.

Annual Auto Insurance Rates for Senior Drivers in Keokuk, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,679 $1,711
American Family $1,602 $1,602
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,952 $2,371
Nationwide $1,584 $1,692
Progressive $1,363 $1,414
State Farm $1,315 $1,315
Travelers $2,457 $2,468
USAA $1,051 $1,074

Find Cheap Auto Insurance Rates in Keokuk, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Keokuk, Iowa auto insurance. Compare Keokuk, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Keokuk, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,817 $2,908
American Family $2,787 $2,935 $2,617
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,514 $4,687 $4,883
Nationwide $2,672 $2,543 $2,456
Progressive $2,229 $2,364 $2,476
State Farm $2,188 $2,309 $2,392
Travelers $5,316 $5,815 $6,040
USAA $1,607 $1,702 $1,781

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Find Cheap Keokuk, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Keokuk. Compare auto insurance rates in Keokuk, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Keokuk, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,748 $2,881
American Family $2,748 $2,812
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,695 $4,695
Nationwide $2,557 $2,557
Progressive $2,356 $2,356
State Farm $2,241 $2,351
Travelers $5,724 $5,724
USAA $1,635 $1,759

Find Cheap Keokuk, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Keokuk, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Keokuk, IA, take a look at the average cost for various violations versus rates for a clean driving record in Keokuk.

Annual Keokuk, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,414 $2,900 $3,264 $2,680
American Family $2,005 $2,948 $3,809 $2,357
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $4,053 $5,020 $5,113 $4,592
Nationwide $1,849 $2,659 $3,628 $2,093
Progressive $1,894 $3,106 $2,054 $2,371
State Farm $2,128 $2,464 $2,296 $2,296
Travelers $4,172 $5,563 $7,458 $5,702
USAA $1,300 $1,739 $2,259 $1,490

Find Cheap Keokuk, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Keokuk, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Keokuk for less when you shop around and compare rates from multiple Keokuk, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Keokuk, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,264
American Family $3,809
Farmers $2,637
GEICO $3,170
Liberty Mutual $5,113
Nationwide $3,628
Progressive $2,054
State Farm $2,296
Travelers $7,458
USAA $2,259

Winners by Category: Where to Buy Cheap Auto Insurance in Keokuk, IA

Compare rates from the cheapest auto insurance companies in Keokuk, IA for your needs. Take a look at how Keokuk, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Keokuk, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Keokuk, Iowa Auto Insurance Companies

If you’re looking for the cheapest Keokuk, IA auto insurance companies overall, you can compare them here. Find the best price for Keokuk, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Keokuk, Iowa

Insurance Company Average Annual Rates
Allstate $2,815
American Family $2,780
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,695
Nationwide $2,557
Progressive $2,356
State Farm $2,296
Travelers $5,724
USAA $1,697

What affects Keokuk, Iowa auto insurance rates?

Local factors affect auto insurance rates in Keokuk, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Keokuk auto insurance rates.

Commute Times in Keokuk

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Keokuk, IA is 13.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Keokuk, IA

You can buy cheap Keokuk, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Keokuk, Iowa auto insurance quotes from top companies.

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