Buy Cheap Kempner, TX Auto Insurance (2021)

Kempner, TX auto insurance rates average $295 a month. Minimum auto insurance requirements in Kempner, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Kempner, TX, compare Kempner auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Kempner is Allstate
  • The most expensive auto insurance company in Kempner after a DUI is Allstate
  • Average auto insurance rates in Kempner, TX after a DUI are $4,058/year

Finding affordable Kempner, Texas auto insurance can be challenging, but everything you need to know to buy cheap Kempner, TX auto insurance with confidence is right here. Auto insurance rates in Kempner are affected by local factors as well as personal ones like your driving record.

See how Kempner, TX car insurance rates compare to Arlington auto insurance rates, El Paso auto insurance rates, and Fort Worth auto insurance rates before you read more about the cost of auto insurance in Kempner.

Don’t buy Kempner, TX auto insurance until you’ve compared rates. Get free Kempner, Texas auto insurance quotes when you enter your ZIP code above.

Kempner, TX Minimum Auto Insurance Requirements

The required auto insurance in Kempner, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Kempner, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Kempner, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Kempner, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kempner, TX. Take a look at Kempner, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kempner, Texas

Insurance Company Poor Fair Good
Allstate $6,928 $5,059 $4,327
American Family $4,975 $3,116 $2,730
GEICO $4,131 $2,356 $1,584
Nationwide $4,747 $3,807 $3,306
Progressive $4,757 $4,097 $3,793
State Farm $3,743 $2,329 $1,856
USAA $3,254 $1,873 $1,506

Buy Cheap Kempner, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kempner, Texas auto insurance rates? Find out how car insurance rates in Kempner, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kempner, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,536 $3,564 $3,494 $3,494 $9,307 $11,216 $4,360 $4,531
American Family $2,212 $2,451 $2,061 $2,347 $5,672 $7,419 $3,132 $3,562
GEICO $2,014 $2,165 $1,937 $2,181 $4,356 $4,521 $2,175 $2,175
Nationwide $2,469 $2,514 $2,177 $2,309 $7,044 $9,062 $2,904 $3,146
Progressive $2,273 $2,193 $2,018 $2,060 $9,289 $10,379 $2,720 $2,792
State Farm $1,865 $1,865 $1,656 $1,656 $4,397 $5,591 $2,023 $2,087
USAA $1,418 $1,430 $1,352 $1,346 $3,931 $4,291 $1,888 $2,031

Buy Cheap Kempner, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kempner can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kempner, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kempner, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,307 $11,216
American Family $5,672 $7,419
GEICO $4,356 $4,521
Nationwide $7,044 $9,062
Progressive $9,289 $10,379
State Farm $4,397 $5,591
USAA $3,931 $4,291

Buy Cheap Kempner, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Kempner, Texas by comparing Kempner senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kempner, TX here.

Annual Auto Insurance Rates for Senior Drivers in Kempner, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,494 $3,494
American Family $2,061 $2,347
GEICO $1,937 $2,181
Nationwide $2,177 $2,309
Progressive $2,018 $2,060
State Farm $1,656 $1,656
USAA $1,352 $1,346

Find Cheap Auto Insurance Rates in Kempner, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kempner, Texas auto insurance. Compare Kempner, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kempner, Texas

Insurance Company Low Medium High
Allstate $5,287 $5,381 $5,645
American Family $3,376 $3,492 $3,953
GEICO $2,559 $2,663 $2,849
Nationwide $4,286 $3,784 $3,790
Progressive $4,065 $4,203 $4,378
State Farm $2,510 $2,636 $2,782
USAA $2,142 $2,203 $2,288

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Find Cheap Kempner, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kempner. Compare auto insurance rates in Kempner, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kempner, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,307 $5,569
American Family $3,607 $3,607
GEICO $2,642 $2,739
Nationwide $3,953 $3,953
Progressive $4,216 $4,216
State Farm $2,642 $2,642
USAA $2,183 $2,239

Find Cheap Kempner, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Kempner, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kempner, TX, take a look at the average cost for various violations versus rates for a clean driving record in Kempner.

Annual Kempner, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,217 $6,528 $6,791 $4,217
American Family $3,299 $4,164 $3,665 $3,299
GEICO $2,289 $3,011 $2,526 $2,936
Nationwide $3,424 $3,424 $5,094 $3,872
Progressive $3,682 $4,727 $4,298 $4,155
State Farm $2,355 $2,692 $3,168 $2,355
USAA $1,654 $2,429 $2,864 $1,897

Find Cheap Kempner, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kempner, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Kempner for less when you shop around and compare rates from multiple Kempner, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kempner, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,791
American Family $3,665
GEICO $2,526
Nationwide $5,094
Progressive $4,298
State Farm $3,168
USAA $2,864

Winners by Category: Where to Buy Cheap Auto Insurance in Kempner, TX

Compare rates from the cheapest auto insurance companies in Kempner, TX for your needs. Take a look at how Kempner, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kempner, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Kempner, Texas Auto Insurance Companies

If you’re looking for the cheapest Kempner, TX auto insurance companies overall, you can compare them here. Find the best price for Kempner, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Kempner, Texas

Insurance Company Average Annual Rates
Allstate $5,438
American Family $3,607
GEICO $2,690
Nationwide $3,953
Progressive $4,216
State Farm $2,642
USAA $2,211

What affects Kempner, Texas auto insurance rates?

Local factors affect auto insurance rates in Kempner, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Kempner auto insurance rates.

Commute Times in Kempner

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kempner, TX is 27.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Kempner, TX

You can buy cheap Kempner, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kempner, Texas auto insurance quotes from top companies.

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