Buy Cheap Kemp, TX Auto Insurance (2021)

Kemp, TX auto insurance rates average $313 a month. Minimum auto insurance requirements in Kemp, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Kemp, TX, compare Kemp auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Kemp, TX are $313/month
  • Average auto insurance rates in Kemp, TX for teens drivers are $6,698/year
  • The most expensive auto insurance company in Kemp after a DUI is Allstate

Finding affordable Kemp, Texas auto insurance can be challenging, but everything you need to know to buy cheap Kemp, TX auto insurance with confidence is right here. Auto insurance rates in Kemp are affected by local factors as well as personal ones like your driving record.

See how Kemp, TX car insurance rates compare to Arlington auto insurance rates, Laredo auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Kemp.

Don’t buy Kemp, TX auto insurance until you’ve compared rates. Get free Kemp, Texas auto insurance quotes when you enter your ZIP code above.

Kemp, TX Minimum Auto Insurance Requirements

The required auto insurance in Kemp, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Kemp, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Kemp, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Kemp, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kemp, TX. Take a look at Kemp, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kemp, Texas

Insurance Company Poor Fair Good
Allstate $6,957 $5,106 $4,377
American Family $5,435 $3,396 $2,974
GEICO $5,150 $2,914 $1,942
Nationwide $4,430 $3,563 $3,096
Progressive $4,740 $4,104 $3,806
State Farm $4,165 $2,593 $2,066
USAA $3,930 $2,267 $1,822

Buy Cheap Kemp, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kemp, Texas auto insurance rates? Find out how car insurance rates in Kemp, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kemp, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,535 $3,557 $3,487 $3,487 $9,468 $11,404 $4,367 $4,536
American Family $2,398 $2,659 $2,231 $2,544 $6,205 $8,147 $3,409 $3,887
GEICO $2,479 $2,674 $2,398 $2,713 $5,425 $5,641 $2,678 $2,673
Nationwide $2,309 $2,347 $2,041 $2,159 $6,596 $8,461 $2,718 $2,939
Progressive $2,244 $2,127 $2,002 $2,038 $9,445 $10,535 $2,653 $2,690
State Farm $2,043 $2,043 $1,821 $1,821 $4,958 $6,328 $2,225 $2,291
USAA $1,704 $1,715 $1,628 $1,616 $4,791 $5,220 $2,272 $2,439

Buy Cheap Kemp, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kemp can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kemp, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kemp, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,468 $11,404
American Family $6,205 $8,147
GEICO $5,425 $5,641
Nationwide $6,596 $8,461
Progressive $9,445 $10,535
State Farm $4,958 $6,328
USAA $4,791 $5,220

Buy Cheap Kemp, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Kemp, Texas by comparing Kemp senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kemp, TX here.

Annual Auto Insurance Rates for Senior Drivers in Kemp, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,487 $3,487
American Family $2,231 $2,544
GEICO $2,398 $2,713
Nationwide $2,041 $2,159
Progressive $2,002 $2,038
State Farm $1,821 $1,821
USAA $1,628 $1,616

Find Cheap Auto Insurance Rates in Kemp, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kemp, Texas auto insurance. Compare Kemp, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kemp, Texas

Insurance Company Low Medium High
Allstate $5,353 $5,433 $5,655
American Family $3,672 $3,793 $4,340
GEICO $3,163 $3,296 $3,546
Nationwide $3,983 $3,539 $3,568
Progressive $4,017 $4,196 $4,437
State Farm $2,782 $2,932 $3,110
USAA $2,582 $2,662 $2,776

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Find Cheap Kemp, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kemp. Compare auto insurance rates in Kemp, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kemp, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,343 $5,618
American Family $3,935 $3,935
GEICO $3,275 $3,396
Nationwide $3,696 $3,696
Progressive $4,217 $4,217
State Farm $2,941 $2,941
USAA $2,639 $2,707

Find Cheap Kemp, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Kemp, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kemp, TX, take a look at the average cost for various violations versus rates for a clean driving record in Kemp.

Annual Kemp, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,220 $6,595 $6,886 $4,220
American Family $3,593 $4,555 $4,000 $3,593
GEICO $2,830 $3,745 $3,123 $3,642
Nationwide $3,207 $3,207 $4,750 $3,622
Progressive $3,679 $4,760 $4,292 $4,136
State Farm $2,606 $2,999 $3,554 $2,606
USAA $1,992 $2,944 $3,470 $2,287

Find Cheap Kemp, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kemp, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Kemp for less when you shop around and compare rates from multiple Kemp, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kemp, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,886
American Family $4,000
GEICO $3,123
Nationwide $4,750
Progressive $4,292
State Farm $3,554
USAA $3,470

Winners by Category: Where to Buy Cheap Auto Insurance in Kemp, TX

Compare rates from the cheapest auto insurance companies in Kemp, TX for your needs. Take a look at how Kemp, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kemp, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Kemp, Texas Auto Insurance Companies

If you’re looking for the cheapest Kemp, TX auto insurance companies overall, you can compare them here. Find the best price for Kemp, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Kemp, Texas

Insurance Company Average Annual Rates
Allstate $5,480
American Family $3,935
GEICO $3,335
Nationwide $3,696
Progressive $4,217
State Farm $2,941
USAA $2,673

What affects Kemp, Texas auto insurance rates?

Local factors affect auto insurance rates in Kemp, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Kemp auto insurance rates.

Commute Times in Kemp

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kemp, TX is 27.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Kemp, TX

You can buy cheap Kemp, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kemp, Texas auto insurance quotes from top companies.

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