Buy Cheap Kelleys Island, OH Auto Insurance (2021)

Kelleys Island, OH auto insurance rates average $215 a month. Minimum auto insurance requirements in Kelleys Island, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Kelleys Island, OH, compare Kelleys Island auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Kelleys Island is Liberty Mutual
  • The most expensive auto insurance company in Kelleys Island after a DUI is Travelers
  • Average auto insurance rates in Kelleys Island, OH are $215/month

Finding affordable Kelleys Island, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Kelleys Island, OH auto insurance with confidence is right here. Auto insurance rates in Kelleys Island are affected by local factors as well as personal ones like your driving record.

See how Kelleys Island, OH car insurance rates compare to Hamilton auto insurance rates, Akron auto insurance rates, and Dayton auto insurance rates before you read more about the cost of auto insurance in Kelleys Island.

Don’t buy Kelleys Island, OH auto insurance until you’ve compared rates. Get free Kelleys Island, Ohio auto insurance quotes when you enter your ZIP code above.

Kelleys Island, OH Minimum Auto Insurance Requirements

The required auto insurance in Kelleys Island, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Kelleys Island, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Kelleys Island, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Kelleys Island, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kelleys Island, OH. Take a look at Kelleys Island, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kelleys Island, Ohio

Insurance Company Poor Fair Good
Allstate $3,665 $2,679 $2,234
American Family $2,056 $1,396 $1,182
Farmers $3,530 $2,990 $2,847
GEICO $1,960 $1,637 $1,314
Liberty Mutual $5,830 $3,587 $2,813
Nationwide $3,592 $2,897 $2,449
Progressive $3,197 $2,768 $2,587
State Farm $3,106 $1,920 $1,514
Travelers $3,460 $3,014 $2,816
USAA $1,833 $1,299 $1,109

Buy Cheap Kelleys Island, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kelleys Island, Ohio auto insurance rates? Find out how car insurance rates in Kelleys Island, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kelleys Island, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,906 $1,893 $1,731 $1,848 $5,325 $6,082 $1,984 $2,106
American Family $930 $963 $863 $865 $3,057 $3,309 $1,155 $1,215
Farmers $1,636 $1,633 $1,440 $1,522 $7,359 $7,653 $1,830 $1,905
GEICO $1,176 $1,148 $1,117 $1,139 $3,167 $2,943 $1,303 $1,100
Liberty Mutual $1,886 $2,057 $1,451 $1,765 $9,995 $11,281 $1,998 $2,178
Nationwide $1,982 $1,989 $1,793 $1,802 $5,115 $6,573 $2,120 $2,459
Progressive $1,462 $1,374 $1,217 $1,258 $6,559 $7,385 $1,744 $1,805
State Farm $1,293 $1,293 $1,163 $1,163 $4,122 $5,170 $1,505 $1,729
Travelers $1,408 $1,427 $1,411 $1,400 $6,201 $9,795 $1,471 $1,663
USAA $859 $866 $818 $817 $2,635 $2,933 $1,146 $1,234

Buy Cheap Kelleys Island, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kelleys Island can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kelleys Island, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kelleys Island, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,325 $6,082
American Family $3,057 $3,309
Farmers $7,359 $7,653
GEICO $3,167 $2,943
Liberty Mutual $9,995 $11,281
Nationwide $5,115 $6,573
Progressive $6,559 $7,385
State Farm $4,122 $5,170
Travelers $6,201 $9,795
USAA $2,635 $2,933

Buy Cheap Kelleys Island, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Kelleys Island, Ohio by comparing Kelleys Island senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kelleys Island, OH here.

Annual Auto Insurance Rates for Senior Drivers in Kelleys Island, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,731 $1,848
American Family $863 $865
Farmers $1,440 $1,522
GEICO $1,117 $1,139
Liberty Mutual $1,451 $1,765
Nationwide $1,793 $1,802
Progressive $1,217 $1,258
State Farm $1,163 $1,163
Travelers $1,411 $1,400
USAA $818 $817

Find Cheap Auto Insurance Rates in Kelleys Island, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kelleys Island, Ohio auto insurance. Compare Kelleys Island, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kelleys Island, Ohio

Insurance Company Low Medium High
Allstate $2,751 $2,853 $2,974
American Family $1,507 $1,556 $1,570
Farmers $2,947 $3,071 $3,349
GEICO $1,578 $1,628 $1,704
Liberty Mutual $3,918 $4,099 $4,213
Nationwide $3,285 $2,888 $2,764
Progressive $2,727 $2,824 $3,000
State Farm $2,068 $2,187 $2,285
Travelers $3,005 $3,139 $3,146
USAA $1,348 $1,412 $1,480

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Find Cheap Kelleys Island, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kelleys Island. Compare auto insurance rates in Kelleys Island, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kelleys Island, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,859 $2,859
American Family $1,526 $1,563
Farmers $3,122 $3,122
GEICO $1,609 $1,665
Liberty Mutual $4,077 $4,077
Nationwide $2,979 $2,979
Progressive $2,851 $2,851
State Farm $2,126 $2,234
Travelers $3,097 $3,097
USAA $1,359 $1,468

Find Cheap Kelleys Island, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Kelleys Island, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kelleys Island, OH, take a look at the average cost for various violations versus rates for a clean driving record in Kelleys Island.

Annual Kelleys Island, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,395 $2,906 $3,420 $2,716
American Family $1,480 $1,566 $1,566 $1,566
Farmers $2,576 $3,319 $3,237 $3,358
GEICO $1,109 $1,601 $2,340 $1,497
Liberty Mutual $3,423 $4,400 $4,488 $3,995
Nationwide $2,395 $3,036 $3,841 $2,644
Progressive $2,458 $3,343 $2,619 $2,982
State Farm $1,981 $2,379 $2,180 $2,180
Travelers $2,270 $2,971 $4,496 $2,649
USAA $1,085 $1,454 $1,913 $1,202

Find Cheap Kelleys Island, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kelleys Island, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Kelleys Island for less when you shop around and compare rates from multiple Kelleys Island, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kelleys Island, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,420
American Family $1,566
Farmers $3,237
GEICO $2,340
Liberty Mutual $4,488
Nationwide $3,841
Progressive $2,619
State Farm $2,180
Travelers $4,496
USAA $1,913

Winners by Category: Where to Buy Cheap Auto Insurance in Kelleys Island, OH

Compare rates from the cheapest auto insurance companies in Kelleys Island, OH for your needs. Take a look at how Kelleys Island, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kelleys Island, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Kelleys Island, Ohio Auto Insurance Companies

If you’re looking for the cheapest Kelleys Island, OH auto insurance companies overall, you can compare them here. Find the best price for Kelleys Island, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Kelleys Island, Ohio

Insurance Company Average Annual Rates
Allstate $2,859
American Family $1,544
Farmers $3,122
GEICO $1,637
Liberty Mutual $4,077
Nationwide $2,979
Progressive $2,851
State Farm $2,180
Travelers $3,097
USAA $1,413

What affects Kelleys Island, Ohio auto insurance rates?

Local factors affect auto insurance rates in Kelleys Island, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Kelleys Island auto insurance rates.

Commute Times in Kelleys Island

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kelleys Island, OH is 13.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Kelleys Island, OH

You can buy cheap Kelleys Island, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kelleys Island, Ohio auto insurance quotes from top companies.

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