Buy Cheap Keego Harbor, MI Auto Insurance (2022)

Keego Harbor, MI auto insurance rates average $979 a month. Minimum auto insurance requirements in Keego Harbor, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Keego Harbor, MI, compare Keego Harbor auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Keego Harbor is Allstate
  • Average auto insurance rates in Keego Harbor, MI after a DUI are $19,613/year
  • Average auto insurance rates in Keego Harbor, MI are $979/month

Finding affordable Keego Harbor, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Keego Harbor, MI auto insurance with confidence is right here. Auto insurance rates in Keego Harbor are affected by local factors as well as personal ones like your driving record.

See how Keego Harbor, MI car insurance rates compare to Troy auto insurance rates, Sterling Heights auto insurance rates, and Ann Arbor auto insurance rates before you read more about the cost of auto insurance in Keego Harbor.

Don’t buy Keego Harbor, MI auto insurance until you’ve compared rates. Get free Keego Harbor, Michigan auto insurance quotes when you enter your ZIP code above.

Keego Harbor, MI Minimum Auto Insurance Requirements

The required auto insurance in Keego Harbor, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Keego Harbor, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Keego Harbor, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Keego Harbor, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Keego Harbor, MI. Take a look at Keego Harbor, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Keego Harbor, Michigan

Insurance Company Poor Fair Good
Allstate $39,265 $21,816 $16,852
Farmers $13,016 $7,123 $6,609
GEICO $10,330 $7,573 $6,146
Liberty Mutual $34,882 $20,136 $11,105
Nationwide $8,864 $6,683 $5,670
Progressive $7,779 $6,526 $5,864
State Farm $24,431 $12,330 $8,353
Travelers $8,206 $7,958 $7,858
USAA $5,960 $3,380 $2,580

Buy Cheap Keego Harbor, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Keego Harbor, Michigan auto insurance rates? Find out how car insurance rates in Keego Harbor, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Keego Harbor, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,725 $18,725 $17,324 $17,324 $48,107 $48,107 $19,755 $19,755
Farmers $6,963 $6,963 $6,425 $6,425 $14,456 $14,456 $7,821 $7,821
GEICO $5,621 $5,621 $5,705 $5,705 $15,374 $15,374 $5,365 $5,365
Liberty Mutual $16,564 $16,564 $16,402 $16,402 $38,633 $38,633 $16,564 $16,564
Nationwide $4,950 $4,950 $4,393 $4,393 $13,493 $13,493 $5,453 $5,453
Progressive $3,913 $3,649 $3,431 $3,832 $14,537 $15,561 $4,589 $4,274
State Farm $8,971 $8,971 $8,380 $8,380 $32,246 $32,246 $10,554 $10,554
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,831 $2,694 $2,659 $2,513 $7,260 $6,963 $3,493 $3,372

Buy Cheap Keego Harbor, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Keego Harbor can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Keego Harbor, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Keego Harbor, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $48,107 $48,107
Farmers $14,456 $14,456
GEICO $15,374 $15,374
Liberty Mutual $38,633 $38,633
Nationwide $13,493 $13,493
Progressive $14,537 $15,561
State Farm $32,246 $32,246
Travelers $16,180 $16,180
USAA $7,260 $6,963

Buy Cheap Keego Harbor, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Keego Harbor, Michigan by comparing Keego Harbor senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Keego Harbor, MI here.

Annual Auto Insurance Rates for Senior Drivers in Keego Harbor, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,324 $17,324
Farmers $6,425 $6,425
GEICO $5,705 $5,705
Liberty Mutual $16,402 $16,402
Nationwide $4,393 $4,393
Progressive $3,431 $3,832
State Farm $8,380 $8,380
Travelers $4,626 $4,626
USAA $2,659 $2,513

Find Cheap Auto Insurance Rates in Keego Harbor, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Keego Harbor, Michigan auto insurance. Compare Keego Harbor, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Keego Harbor, Michigan

Insurance Company Low Medium High
Allstate $25,318 $26,036 $26,579
Farmers $8,643 $8,889 $9,216
GEICO $7,581 $7,959 $8,509
Liberty Mutual $21,533 $21,991 $22,598
Nationwide $7,371 $6,960 $6,885
Progressive $6,528 $6,731 $6,911
State Farm $14,214 $15,139 $15,760
Travelers $7,920 $8,016 $8,086
USAA $3,849 $3,984 $4,086

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Keego Harbor, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Keego Harbor. Compare auto insurance rates in Keego Harbor, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Keego Harbor, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $25,978 $25,978
Farmers $8,916 $8,916
GEICO $7,830 $8,203
Liberty Mutual $21,290 $22,791
Nationwide $7,072 $7,072
Progressive $6,723 $6,723
State Farm $14,621 $15,454
Travelers $7,961 $8,053
USAA $3,929 $4,018

Find Cheap Keego Harbor, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Keego Harbor, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Keego Harbor, MI, take a look at the average cost for various violations versus rates for a clean driving record in Keego Harbor.

Annual Keego Harbor, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,483 $16,671 $57,123 $17,634
Farmers $7,481 $9,578 $9,414 $9,190
GEICO $2,810 $5,946 $18,101 $5,208
Liberty Mutual $15,105 $18,484 $35,018 $19,556
Nationwide $6,039 $8,105 $7,337 $6,807
Progressive $5,681 $7,496 $6,725 $6,991
State Farm $9,405 $11,364 $25,080 $14,303
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,185 $3,990 $5,241 $3,477

Find Cheap Keego Harbor, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Keego Harbor, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Keego Harbor for less when you shop around and compare rates from multiple Keego Harbor, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Keego Harbor, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $57,123
Farmers $9,414
GEICO $18,101
Liberty Mutual $35,018
Nationwide $7,337
Progressive $6,725
State Farm $25,080
Travelers $12,473
USAA $5,241

Winners by Category: Where to Buy Cheap Auto Insurance in Keego Harbor, MI

Compare rates from the cheapest auto insurance companies in Keego Harbor, MI for your needs. Take a look at how Keego Harbor, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Keego Harbor, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Keego Harbor, Michigan Auto Insurance Companies

If you’re looking for the cheapest Keego Harbor, MI auto insurance companies overall, you can compare them here. Find the best price for Keego Harbor, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Keego Harbor, Michigan

Insurance Company Average Annual Rates
Allstate $25,978
Farmers $8,916
GEICO $8,016
Liberty Mutual $22,041
Nationwide $7,072
Progressive $6,723
State Farm $15,038
Travelers $8,007
USAA $3,973

What affects Keego Harbor, Michigan auto insurance rates?

Local factors affect auto insurance rates in Keego Harbor, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Keego Harbor auto insurance rates.

Auto Theft in Keego Harbor

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Keego Harbor, MI auto theft show a total of 2 vehicle thefts annually.

Commute Times in Keego Harbor

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Keego Harbor, MI is 34.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Keego Harbor, MI

You can buy cheap Keego Harbor, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Keego Harbor, Michigan auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption