Buy Cheap Kaufman, TX Auto Insurance (2021)

Kaufman, TX auto insurance rates average $323 a month. Minimum auto insurance requirements in Kaufman, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Kaufman, TX, compare Kaufman auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Kaufman, TX are $323/month
  • Average auto insurance rates in Kaufman, TX for teens drivers are $6,952/year
  • The most expensive auto insurance company in Kaufman is Allstate

Finding affordable Kaufman, Texas auto insurance can be challenging, but everything you need to know to buy cheap Kaufman, TX auto insurance with confidence is right here. Auto insurance rates in Kaufman are affected by local factors as well as personal ones like your driving record.

See how Kaufman, TX car insurance rates compare to El Paso auto insurance rates, Laredo auto insurance rates, and Plano auto insurance rates before you read more about the cost of auto insurance in Kaufman.

Don’t buy Kaufman, TX auto insurance until you’ve compared rates. Get free Kaufman, Texas auto insurance quotes when you enter your ZIP code above.

Kaufman, TX Minimum Auto Insurance Requirements

The required auto insurance in Kaufman, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Kaufman, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Kaufman, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Kaufman, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kaufman, TX. Take a look at Kaufman, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kaufman, Texas

Insurance Company Poor Fair Good
Allstate $7,305 $5,358 $4,593
American Family $5,495 $3,456 $3,025
GEICO $5,262 $2,975 $1,981
Nationwide $4,430 $3,563 $3,096
Progressive $5,088 $4,407 $4,086
State Farm $4,188 $2,607 $2,077
USAA $4,086 $2,368 $1,906

Buy Cheap Kaufman, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kaufman, Texas auto insurance rates? Find out how car insurance rates in Kaufman, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kaufman, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,688 $3,709 $3,637 $3,637 $9,993 $12,043 $4,567 $4,741
American Family $2,422 $2,689 $2,260 $2,581 $6,322 $8,276 $3,454 $3,934
GEICO $2,521 $2,725 $2,448 $2,770 $5,547 $5,788 $2,725 $2,725
Nationwide $2,309 $2,347 $2,041 $2,159 $6,596 $8,461 $2,718 $2,939
Progressive $2,397 $2,266 $2,138 $2,176 $10,177 $11,357 $2,834 $2,870
State Farm $2,051 $2,051 $1,829 $1,829 $4,989 $6,371 $2,235 $2,302
USAA $1,769 $1,774 $1,694 $1,675 $5,038 $5,470 $2,357 $2,516

Buy Cheap Kaufman, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kaufman can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kaufman, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kaufman, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,993 $12,043
American Family $6,322 $8,276
GEICO $5,547 $5,788
Nationwide $6,596 $8,461
Progressive $10,177 $11,357
State Farm $4,989 $6,371
USAA $5,038 $5,470

Buy Cheap Kaufman, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Kaufman, Texas by comparing Kaufman senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kaufman, TX here.

Annual Auto Insurance Rates for Senior Drivers in Kaufman, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,637 $3,637
American Family $2,260 $2,581
GEICO $2,448 $2,770
Nationwide $2,041 $2,159
Progressive $2,138 $2,176
State Farm $1,829 $1,829
USAA $1,694 $1,675

Find Cheap Auto Insurance Rates in Kaufman, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kaufman, Texas auto insurance. Compare Kaufman, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kaufman, Texas

Insurance Company Low Medium High
Allstate $5,628 $5,705 $5,922
American Family $3,712 $3,842 $4,423
GEICO $3,234 $3,367 $3,617
Nationwide $3,983 $3,539 $3,568
Progressive $4,304 $4,504 $4,773
State Farm $2,797 $2,946 $3,128
USAA $2,685 $2,775 $2,900

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Find Cheap Kaufman, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kaufman. Compare auto insurance rates in Kaufman, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kaufman, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,605 $5,899
American Family $3,992 $3,992
GEICO $3,346 $3,466
Nationwide $3,696 $3,696
Progressive $4,527 $4,527
State Farm $2,957 $2,957
USAA $2,751 $2,822

Find Cheap Kaufman, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Kaufman, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kaufman, TX, take a look at the average cost for various violations versus rates for a clean driving record in Kaufman.

Annual Kaufman, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,407 $6,946 $7,247 $4,407
American Family $3,646 $4,619 $4,058 $3,646
GEICO $2,890 $3,836 $3,183 $3,715
Nationwide $3,207 $3,207 $4,750 $3,622
Progressive $3,946 $5,117 $4,608 $4,437
State Farm $2,620 $3,015 $3,574 $2,620
USAA $2,070 $3,072 $3,627 $2,378

Find Cheap Kaufman, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kaufman, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Kaufman for less when you shop around and compare rates from multiple Kaufman, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kaufman, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,247
American Family $4,058
GEICO $3,183
Nationwide $4,750
Progressive $4,608
State Farm $3,574
USAA $3,627

Winners by Category: Where to Buy Cheap Auto Insurance in Kaufman, TX

Compare rates from the cheapest auto insurance companies in Kaufman, TX for your needs. Take a look at how Kaufman, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kaufman, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Kaufman, Texas Auto Insurance Companies

If you’re looking for the cheapest Kaufman, TX auto insurance companies overall, you can compare them here. Find the best price for Kaufman, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Kaufman, Texas

Insurance Company Average Annual Rates
Allstate $5,752
American Family $3,992
GEICO $3,406
Nationwide $3,696
Progressive $4,527
State Farm $2,957
USAA $2,787

What affects Kaufman, Texas auto insurance rates?

Local factors affect auto insurance rates in Kaufman, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Kaufman auto insurance rates.

Auto Theft in Kaufman

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Kaufman, TX auto theft show a total of 17 vehicle thefts annually.

Commute Times in Kaufman

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kaufman, TX is 29.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Kaufman, TX

You can buy cheap Kaufman, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kaufman, Texas auto insurance quotes from top companies.

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