Buy Cheap Karnes City, TX Auto Insurance (2021)

Karnes City, TX auto insurance rates average $308 a month. Minimum auto insurance requirements in Karnes City, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Karnes City, TX, compare Karnes City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Karnes City, TX are $308/month
  • Average auto insurance rates in Karnes City, TX after a DUI are $4,187/year
  • The most expensive auto insurance company in Karnes City after a DUI is Allstate

Finding affordable Karnes City, Texas auto insurance can be challenging, but everything you need to know to buy cheap Karnes City, TX auto insurance with confidence is right here. Auto insurance rates in Karnes City are affected by local factors as well as personal ones like your driving record.

See how Karnes City, TX car insurance rates compare to Laredo auto insurance rates, Arlington auto insurance rates, and Houston auto insurance rates before you read more about the cost of auto insurance in Karnes City.

Don’t buy Karnes City, TX auto insurance until you’ve compared rates. Get free Karnes City, Texas auto insurance quotes when you enter your ZIP code above.

Karnes City, TX Minimum Auto Insurance Requirements

The required auto insurance in Karnes City, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Karnes City, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Karnes City, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Karnes City, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Karnes City, TX. Take a look at Karnes City, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Karnes City, Texas

Insurance Company Poor Fair Good
Allstate $6,429 $4,713 $4,032
American Family $6,082 $3,801 $3,328
GEICO $4,855 $2,752 $1,838
Nationwide $4,579 $3,675 $3,190
Progressive $5,119 $4,432 $4,110
State Farm $3,588 $2,234 $1,780
USAA $3,416 $1,974 $1,589

Buy Cheap Karnes City, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Karnes City, Texas auto insurance rates? Find out how car insurance rates in Karnes City, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Karnes City, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,299 $3,335 $3,259 $3,259 $8,590 $10,383 $4,079 $4,262
American Family $2,670 $2,963 $2,478 $2,831 $6,963 $9,162 $3,811 $4,352
GEICO $2,352 $2,535 $2,269 $2,563 $5,082 $5,305 $2,540 $2,541
Nationwide $2,386 $2,428 $2,108 $2,232 $6,800 $8,727 $2,806 $3,035
Progressive $2,422 $2,296 $2,159 $2,200 $10,215 $11,376 $2,864 $2,896
State Farm $1,793 $1,793 $1,591 $1,591 $4,207 $5,346 $1,944 $2,006
USAA $1,487 $1,498 $1,420 $1,412 $4,154 $4,529 $1,982 $2,130

Buy Cheap Karnes City, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Karnes City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Karnes City, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Karnes City, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,590 $10,383
American Family $6,963 $9,162
GEICO $5,082 $5,305
Nationwide $6,800 $8,727
Progressive $10,215 $11,376
State Farm $4,207 $5,346
USAA $4,154 $4,529

Buy Cheap Karnes City, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Karnes City, Texas by comparing Karnes City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Karnes City, TX here.

Annual Auto Insurance Rates for Senior Drivers in Karnes City, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,259 $3,259
American Family $2,478 $2,831
GEICO $2,269 $2,563
Nationwide $2,108 $2,232
Progressive $2,159 $2,200
State Farm $1,591 $1,591
USAA $1,420 $1,412

Find Cheap Auto Insurance Rates in Karnes City, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Karnes City, Texas auto insurance. Compare Karnes City, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Karnes City, Texas

Insurance Company Low Medium High
Allstate $4,943 $5,015 $5,216
American Family $4,116 $4,252 $4,843
GEICO $2,983 $3,105 $3,357
Nationwide $4,120 $3,650 $3,676
Progressive $4,326 $4,531 $4,804
State Farm $2,407 $2,525 $2,669
USAA $2,249 $2,317 $2,414

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Find Cheap Karnes City, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Karnes City. Compare auto insurance rates in Karnes City, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Karnes City, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,942 $5,174
American Family $4,404 $4,404
GEICO $3,089 $3,208
Nationwide $3,815 $3,815
Progressive $4,554 $4,554
State Farm $2,534 $2,534
USAA $2,297 $2,356

Find Cheap Karnes City, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Karnes City, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Karnes City, TX, take a look at the average cost for various violations versus rates for a clean driving record in Karnes City.

Annual Karnes City, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,960 $6,024 $6,290 $3,960
American Family $4,018 $5,104 $4,476 $4,018
GEICO $2,674 $3,522 $2,954 $3,444
Nationwide $3,310 $3,310 $4,902 $3,738
Progressive $3,970 $5,142 $4,634 $4,469
State Farm $2,261 $2,581 $3,033 $2,261
USAA $1,737 $2,559 $3,017 $1,993

Find Cheap Karnes City, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Karnes City, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Karnes City for less when you shop around and compare rates from multiple Karnes City, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Karnes City, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,290
American Family $4,476
GEICO $2,954
Nationwide $4,902
Progressive $4,634
State Farm $3,033
USAA $3,017

Winners by Category: Where to Buy Cheap Auto Insurance in Karnes City, TX

Compare rates from the cheapest auto insurance companies in Karnes City, TX for your needs. Take a look at how Karnes City, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Karnes City, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Karnes City, Texas Auto Insurance Companies

If you’re looking for the cheapest Karnes City, TX auto insurance companies overall, you can compare them here. Find the best price for Karnes City, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Karnes City, Texas

Insurance Company Average Annual Rates
Allstate $5,058
American Family $4,404
GEICO $3,148
Nationwide $3,815
Progressive $4,554
State Farm $2,534
USAA $2,326

What affects Karnes City, Texas auto insurance rates?

Local factors affect auto insurance rates in Karnes City, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Karnes City auto insurance rates.

Auto Theft in Karnes City

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Karnes City, TX auto theft show a total of 4 vehicle thefts annually.

Commute Times in Karnes City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Karnes City, TX is 21.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Karnes City, TX

You can buy cheap Karnes City, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Karnes City, Texas auto insurance quotes from top companies.

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